0001504008-26-000011 | 10-K | XBRL Viewer

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Income Taxes (Schedule of Deferred Tax Assets and Liabilities) (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Deferred tax assets:
Allowance for credit losses	$ 59,336	$ 59,291
Net unrealized loss on investment securities AFS and cash flow hedges	66,614	99,974
Lease liability	17,020	18,301
Deferred compensation	13,581	12,225
Accrued expenses	18,785	22,267
Other	44,954	44,918
Gross deferred tax assets	220,290	256,976
Deferred tax liabilities:
Lease financing, due to differences in depreciation	47,700	56,818
ROU asset	36,103	34,752
Other	3,869	4,788
Gross deferred tax liabilities	87,672	96,358
Net deferred tax asset	$ 132,618	$ 160,618

Deposits (Summary of Average Balances and Weighted Average Rates Paid on Deposits) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Deposits [Abstract]
Non-interest bearing, average balance	$ 8,083,605	$ 7,239,161	$ 7,091,029
Non-interest bearing, average rate (in Percent)	0.00%	0.00%	0.00%
Interest bearing, average balance	$ 5,473,316	$ 4,077,852	$ 2,905,968
Interest-bearing, average rate (in Percent)	3.31%	3.75%	2.99%
Savings and Money Market, average balance	$ 10,305,664	$ 11,043,510	$ 10,704,470
Weighted Average Rate Domestic Deposit Savings and Money Market	3.31%	4.09%	3.57%
Time, average balance	$ 3,804,507	$ 4,757,675	$ 5,169,458
Weighted Average Rate Domestic Deposit, Time Deposits	3.74%	4.44%	3.70%
Deposits, average balance	$ 27,667,092	$ 27,118,198	$ 25,870,925
Weighted Average Rate Domestic Deposits	2.40%	3.01%	2.55%

Premises and Equipment and Lease Commitments (Summary of Premises and Equipment) (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	$ 273,764	$ 257,371
Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment	(212,661)	(196,015)
Property, Plant and Equipment, Net	61,103	61,356
Buildings and improvements
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	1,673	1,673
Leasehold improvements
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	86,473	78,938
Furniture, fixtures and equipment
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	35,226	32,133
Computer equipment
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	16,811	16,661
Software and CCA
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	121,774	116,125
Aircraft and automobiles
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	$ 11,807	$ 11,841

Earnings Per Common Share Earnings per Common Share (Narrative) (Details) - shares	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Earnings Per Share [Abstract]
Potentially dilutive securities outstanding (in shares)	1,724,392	1,690,743	1,738,534

Derivatives and Hedging Activities (Schedule of Derivatives not Designated as Hedging Instruments) (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Derivative [Line Items]
Risk Participation Agreement, Purchased, Derivative, Notional Amount	$ 245,198	$ 126,578
Risk Participation Agreement, Purchased, Derivative, Asset, FV	273	175
Risk Participation Agreement, Purchased, Derivative, Liability, FV	0	0
Risk Participation Agreement, Sold, Derivative, Notional Amount	357,889	424,424
Risk Participation Agreement, Sold, Derivative, Asset, FV	0	0
Risk Participation Agreement, Sold, Derivative, Liability, FV	(212)	(296)
Derivatives not designated as hedges
Derivative [Line Items]
Notional Amount	9,437,677	6,506,902
Asset	78,051	81,737
Liability	(77,861)	(81,858)
Derivatives not designated as hedges \| Pay-fixed forward-starting interest rate swaps
Derivative [Line Items]
Notional Amount	4,136,758	2,767,552
Asset	26,526	69,802
Liability	(50,883)	(10,342)
Derivatives not designated as hedges \| Pay-variable interest rate swaps
Derivative [Line Items]
Notional Amount	4,136,758	2,767,552
Asset	51,012	10,342
Liability	(26,526)	(69,802)
Derivatives not designated as hedges \| Interest Rate Cap
Derivative [Line Items]
Notional Amount	280,537	210,398
Asset	198	1,418
Liability	(42)	0
Derivatives not designated as hedges \| Interest Rate Caps Sold
Derivative [Line Items]
Notional Amount	280,537	210,398
Asset	42	0
Liability	$ (198)	$ (1,418)

CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY - UNAUDITED - USD ($) $ in Thousands	Total	Cumulative Effect, Period of Adoption, Adjustment	Cumulative Effect, Period of Adoption, Adjusted Balance	Common Stock	Common Stock Cumulative Effect, Period of Adoption, Adjusted Balance	Paid-in Capital	Paid-in Capital Cumulative Effect, Period of Adoption, Adjusted Balance	Retained Earnings	Retained Earnings Cumulative Effect, Period of Adoption, Adjustment	Retained Earnings Cumulative Effect, Period of Adoption, Adjusted Balance	Accumulated Other Comprehensive Loss	Accumulated Other Comprehensive Loss Cumulative Effect, Period of Adoption, Adjusted Balance
Balance (in Shares) at Dec. 31, 2022				75,674,587
Other comprehensive income, Beginning Balance at Dec. 31, 2022	$ 2,435,981	$ 1,336	$ 2,437,317	$ 757	$ 757	$ 321,729	$ 321,729	$ 2,551,400	$ 1,336	$ 2,552,736	$ (437,905)	$ (437,905)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Comprehensive income	259,155							178,671			80,484
Dividends	(80,451)							(80,451)
Equity based compensation, net of shares forfeited and surrendered (in shares)				332,163
Equity based compensation, net of shares forfeited and surrendered	17,054			$ 3		17,051
Balance (in Shares) at Dec. 31, 2023				74,372,505
Other comprehensive income, Ending Balance at Dec. 31, 2023			2,577,921		744		283,642			2,650,956	(357,421)	(357,421)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Repurchase of common stock (in shares)				(1,634,245)
Repurchase of common stock	(55,154)			$ (16)		(55,138)
Comprehensive income	305,347							232,467			72,880
Dividends	(86,983)							(86,983)
Equity based compensation, net of shares forfeited and surrendered (in shares)				375,865
Equity based compensation, net of shares forfeited and surrendered	18,033			$ 3		18,030
Balance (in Shares) at Dec. 31, 2024				74,748,370
Other comprehensive income, Ending Balance at Dec. 31, 2024	2,814,318		2,814,318		747		301,672			2,796,440	(284,541)	(284,541)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Comprehensive income	363,299							268,353			94,946
Dividends	(93,805)							$ (93,805)
Equity based compensation, net of shares forfeited and surrendered (in shares)				473,596
Equity based compensation, net of shares forfeited and surrendered	14,822			$ 5		14,817
Balance (in Shares) at Dec. 31, 2025				74,138,066
Other comprehensive income, Ending Balance at Dec. 31, 2025	3,053,829		$ 3,053,829		$ 741		$ 271,695			$ 2,970,988	$ (189,595)	$ (189,595)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Repurchase of common stock (in shares)				(1,083,900)
Repurchase of common stock	$ (44,805)			$ (11)		$ (44,794)

- Definition

Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.

+ References + Details

- Definition

Number of shares that have been repurchased during the period and have not been retired and are not held in treasury. Some state laws may govern the circumstances under which an entity may acquire its own stock and prescribe the accounting treatment therefore. This element is used when state law does not recognize treasury stock.

+ References + Details

- Definition

Equity impact of the value of stock that has been repurchased during the period and has not been retired and is not held in treasury. Some state laws may mandate the circumstances under which an entity may acquire its own stock and prescribe the accounting treatment therefore. This element is used when state law does not recognize treasury stock.

+ References + Details

- Definition

Amount of equity (deficit) attributable to parent. Excludes temporary equity and equity attributable to noncontrolling interest.

+ References

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Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
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Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef
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Reference 9: http://www.xbrl.org/2003/role/disclosureRef
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Reference 10: http://www.xbrl.org/2003/role/disclosureRef
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Reference 13: http://www.xbrl.org/2003/role/disclosureRef
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+ Details

Loans and Allowance for Credit Losses Loans and Allowance for Credit Losses (Schedule of Loan Concentrations by States) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 24,273,707	$ 24,297,980
Percent of Total Loans	100.00%	100.00%
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount	$ 210,793	$ 285,486
Percent	1.00%	1.00%
Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount	$ 135,996	$ 196,873
Combination - Term Extension and Other than Insignificant Payment Delays
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount	6,677	689
Combination - Interest Rate Reduction and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount	14,202	75,109
Combination - Interest Rate Reduction and Other than Insignificant Payment Delays
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount	8,746	0
Commercial Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 6,810,871	$ 6,214,192
Percent of Total Loans	100.00%	100.00%
Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 10,479,836	$ 10,502,974
Percent of Total Loans	100.00%	100.00%
1-4 single family residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 6,091,959	$ 6,508,922
Percent of Total Loans	100.00%	100.00%
1-4 single family residential \| Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount		$ 0
1-4 single family residential \| Combination - Term Extension and Other than Insignificant Payment Delays
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount		0
1-4 single family residential \| Combination - Interest Rate Reduction and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount		0
US Government Agency Insured Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 891,041	1,071,892
Commercial and Industrial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	9,029,475	8,983,226
Florida \| Commercial Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 3,308,493	$ 3,360,524
Percent of Total Loans	48.60%	54.00%
Florida \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 3,050,330	$ 3,095,579
Percent of Total Loans	29.10%	29.50%
Florida \| 1-4 single family residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 431,936	$ 473,556
Percent of Total Loans	7.10%	7.30%
New York Tri-state \| Commercial Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 1,481,871	$ 1,564,104
Percent of Total Loans	21.80%	25.20%
New York Tri-state \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 3,453,607	$ 3,194,833
Percent of Total Loans	33.00%	30.40%
California \| 1-4 single family residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 1,812,330	$ 1,960,873
Percent of Total Loans	29.70%	30.10%
New York \| 1-4 single family residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 1,226,041	$ 1,282,197
Percent of Total Loans	20.10%	19.70%
Illinois \| 1-4 single family residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 307,499	$ 327,698
Percent of Total Loans	5.00%	5.00%
Virginia \| 1-4 single family residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 286,358	$ 308,784
Percent of Total Loans	4.70%	4.70%
Others \| Commercial Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 2,020,507	$ 1,289,564
Percent of Total Loans	29.60%	20.80%
Others \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 3,975,899	$ 4,212,562
Percent of Total Loans	37.90%	40.10%
Others \| 1-4 single family residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 2,027,795	$ 2,155,814
Percent of Total Loans	33.40%	33.20%

Leases - Schedule of Leases - Cash Flow Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Lessee, Lease, Description [Line Items]
Finance Lease, Interest Payment on Liability	$ 702	$ 734	$ 778
Operating Lease, Payments	16,963	17,055	17,680
Finance Lease, Principal Payments	2,424	2,277	2,666
Total cash paid for amounts included in the measurement of lease liabilities	20,089	20,066	21,124
Operating lease liabilities recognized from obtaining ROU assets	8,245	13,538	6,896
Finance lease liabilities recognized from obtaining ROU assets	190	892	0
Total lease liabilities recognized from obtaining ROU assets	$ 8,435	$ 14,430	$ 6,896

Loans and Allowance for Credit Losses

12 Months Ended

Dec. 31, 2025

Receivables [Abstract]

Loans and Allowance for Credit Losses

Note 4 Loans and Allowance for Credit Losses

Loans consisted of the following at the dates indicated (dollars in thousands):


	December 31, 2025				December 31, 2024

	Amortized Cost		Percent of Total Loans		Amortized Cost		Percent of Total Loans
Commercial:
Non-owner occupied commercial real estate	$	6,105,207	25.2	%	$	5,652,203	23.3	%
Construction and land	705,664		2.9	%	561,989		2.3	%
Owner occupied commercial real estate	2,020,572		8.3	%	1,941,004		8.0	%
Commercial and industrial	7,008,903		28.8	%	7,042,222		28.9	%

Pinnacle - municipal finance	619,374		2.6	%	720,661		3.0	%
Franchise and equipment finance	102,746		0.4	%	213,477		0.9	%

Mortgage warehouse lending	728,241		3.0	%	585,610		2.4	%
	17,290,707		71.2	%	16,717,166		68.8	%
Residential:
1-4 single family residential	6,091,959		25.1	%	6,508,922		26.8	%
Government insured residential	891,041		3.7	%	1,071,892		4.4	%
	6,983,000		28.8	%	7,580,814		31.2	%
Total loans	24,273,707		100.0	%	24,297,980		100.0	%
Allowance for credit losses	(219,825)				(223,153)
Loans, net	$	24,053,882			$	24,074,827

Premiums, discounts and deferred fees and costs, excluding the non-credit related discount on PCD loans, totaled $22 million and $33 million at December 31, 2025 and 2024, respectively. The amortized cost of PCD loans totaled $32 million and $38 million at December 31, 2025 and 2024, respectively.

During the years ended December 31, 2025, 2024 and 2023 the Company purchased residential loans totaling $326 million, $366 million and $493 million, respectively.

At December 31, 2025 and 2024, the Company had pledged loans with a carrying value of approximately $15.6 billion and $15.8 billion, respectively, as security for FHLB advances and FHLB and Federal Reserve discount window capacity.

Accrued interest receivable on loans totaled $113 million and $120 million at December 31, 2025 and 2024, respectively, and is included in other assets in the accompanying consolidated balance sheets. The amount of interest income reversed on non-accrual loans was not material for the years ended December 31, 2025, 2024 and 2023.

Allowance for credit losses

Activity in the ACL is summarized below for the periods indicated (in thousands):


	Years Ended December 31,
	2025						2024						2023
	Commercial		Residential		Total		Commercial		Residential		Total		Commercial		Residential		Total
Beginning balance	$	211,203	$	11,950	$	223,153	$	195,058	$	7,631	$	202,689	$	136,205	$	11,741	$	147,946
Impact of adoption of ASU 2022-02	N/A		N/A		N/A		N/A		N/A		N/A		(1,677)		(117)		(1,794)
Balance after adoption of ASU 2022-02	211,203		11,950		223,153		195,058		7,631		202,689		134,528		11,624		146,152
Provision (recovery)	68,691		(340)		68,351		54,545		4,441		58,986		82,926		(4,002)		78,924
Charge-offs	(80,802)		(208)		(81,010)		(59,824)		(126)		(59,950)		(35,014)		—		(35,014)
Recoveries	9,320		11		9,331		21,424		4		21,428		12,618		9		12,627
Ending balance	$	208,412	$	11,413	$	219,825	$	211,203	$	11,950	$	223,153	$	195,058	$	7,631	$	202,689

The ACL was determined utilizing a 2-year reasonable and supportable forecast period. The quantitative portion of the ACL was determined by weighting three third-party provided economic scenarios.

The ACL was 0.91% of total loans at December 31, 2025 compared to 0.92% at December 31, 2024. The two most significant factors impacting the ACL for the year ended December 31, 2025 were increases in specific reserves, partially offset by net charge-offs. The ACL was also impacted, although to a lesser extent, by an increase in certain qualitative factors and decreases related to (i) improvement in the economic forecast, (ii) changes in portfolio composition and borrower financial performance and (iii) routine modeling and assumption updates.

The following table presents gross charge-offs during the year ended December 31, 2025, by year of origination (in thousands):



	Gross Charge-offs By Loan Origination Year
	2025		2024		2023		2022		2021		Prior to 2021		Revolving Loans		Total
CRE	$	—	$	—	$	—	$	3,519	$	2,983	$	12,030	$	—	$	18,532
C&I	10,689		10,817		11,757		13,154		5		1,019		14,829		62,270


1-4 single family residential	—		—		—		208		—		—		—		208
	$	10,689	$	10,817	$	11,757	$	16,881	$	2,988	$	13,049	$	14,829	$	81,010

The following table presents the components of the provision for (recovery of) credit losses for the periods indicated (in thousands):


	Years Ended December 31,
		2025		2024		2023
Amount related to funded portion of loans		$	68,351	$	58,986	$	78,924
Amount related to off-balance sheet credit exposures		(411)		(3,914)		8,683


Total provision for credit losses		$	67,940	$	55,072	$	87,607

Credit quality information

Credit quality of loans held for investment is continuously monitored by dedicated commercial portfolio management and residential credit risk management functions. The Company also has a workout and recovery department that monitors the credit quality of criticized and classified loans and an independent internal credit review function.

Credit quality indicators for commercial loans

Factors that impact risk inherent in commercial portfolio segments include but are not limited to levels of economic activity or potential disruptions in economic activity, health of the national, regional and to a lesser extent global economies, interest rates, industry trends, demographic trends, inflationary trends, including particularly for commercial real estate loans the cost of insurance, patterns of and trends in customer behavior that influence demand for our borrowers' products and services, and commercial real estate values and related market dynamics. Particularly for the office sector, the evolving impact of hybrid and remote work on vacancies and valuations is a factor. Internal risk ratings are considered the most meaningful indicator of credit quality for commercial loans. Internal risk ratings are one indicator of the likelihood that a borrower will default, are a key factor influencing the level and nature of ongoing monitoring of loans and may impact the estimation of the ACL. Internal risk ratings are updated on a continuous basis. Generally, relationships with balances greater than $3 million are re-evaluated at least annually and more frequently if circumstances indicate that a change in risk rating may be warranted. The special mention rating is considered a transitional rating for loans exhibiting potential credit weaknesses that could result in deterioration of repayment prospects at some future date if not checked or corrected and that deserve management’s close attention. These borrowers may exhibit declining cash flows or revenues or increasing leverage. Loans with well-defined credit weaknesses that may result in a loss if the deficiencies are not corrected are assigned a risk rating of substandard. These borrowers may exhibit payment defaults, inadequate cash flows from current operations, operating losses, increasing balance sheet leverage, project cost overruns, unreasonable construction delays, exhausted interest reserves, declining collateral values, frequent overdrafts or past due real estate taxes. Loans with weaknesses so severe that collection in full is highly questionable or improbable, but because of certain reasonably specific pending factors have not been charged off, are assigned an internal risk rating of doubtful.

Commercial credit exposure based on internal risk rating (in thousands):


	December 31, 2025
	Amortized Cost By Origination Year												Revolving Loans
	2025		2024		2023		2022		2021		Prior				Total
CRE
Pass	$	1,836,664	$	870,799	$	822,536	$	826,480	$	382,747	$	1,286,442	$	119,505	$	6,145,173
Special mention	—		—		16,422		21,436		12,154		32,135		—		82,147
Substandard	34,723		—		—		87,201		105,074		356,553		—		583,551

Total CRE	$	1,871,387	$	870,799	$	838,958	$	935,117	$	499,975	$	1,675,130	$	119,505	$	6,810,871
C&I
Pass	$	1,693,466	$	1,159,621	$	795,383	$	674,292	$	337,040	$	1,001,431	$	2,852,094	$	8,513,327
Special mention	—		13,739		17,160		36,538		5,255		—		20,170		92,862
Substandard	1,167		24,280		65,788		90,484		20,650		104,078		68,592		375,039
Doubtful	—		—		13,462		6,377		14,954		—		13,454		48,247
Total C&I	$	1,694,633	$	1,197,640	$	891,793	$	807,691	$	377,899	$	1,105,509	$	2,954,310	$	9,029,475
Pinnacle - municipal finance
Pass	$	94,045	$	37,328	$	55,340	$	63,653	$	36,700	$	332,308	$	—	$	619,374

Total Pinnacle - municipal finance	$	94,045	$	37,328	$	55,340	$	63,653	$	36,700	$	332,308	$	—	$	619,374
Franchise and equipment finance
Pass	$	—	$	—	$	1,778	$	3,125	$	22,423	$	58,739	$	—	$	86,065

Substandard	—		—		—		—		—		16,681		—		16,681

Total Franchise and equipment finance	$	—	$	—	$	1,778	$	3,125	$	22,423	$	75,420	$	—	$	102,746






Mortgage warehouse lending
Pass	$	—	$	—	$	—	$	—	$	—	$	—	$	728,241	$	728,241



Total Mortgage warehouse lending	$	—	$	—	$	—	$	—	$	—	$	—	$	728,241	$	728,241


	December 31, 2024
	Amortized Cost By Origination Year												Revolving Loans
	2024		2023		2022		2021		2020		Prior				Total
CRE
Pass	$	921,888	$	783,342	$	1,119,032	$	609,452	$	399,806	$	1,478,261	$	114,648	$	5,426,429
Special mention	—		—		—		—		39,714		19,057		—		58,771
Substandard	—		21,853		131,816		121,005		76,590		377,728		—		728,992

Total CRE	$	921,888	$	805,195	$	1,250,848	$	730,457	$	516,110	$	1,875,046	$	114,648	$	6,214,192
C&I
Pass	$	1,514,746	$	1,182,701	$	962,478	$	470,041	$	269,508	$	1,085,412	$	2,931,044	$	8,415,930
Special mention	45,092		8,231		73,226		35,581		—		—		41,486		203,616
Substandard	—		49,681		74,001		40,108		10,529		101,028		81,798		357,145
Doubtful	—		—		—		—		—		—		6,535		6,535
Total C&I	$	1,559,838	$	1,240,613	$	1,109,705	$	545,730	$	280,037	$	1,186,440	$	3,060,863	$	8,983,226
Pinnacle - municipal finance
Pass	$	60,317	$	108,440	$	93,800	$	51,034	$	24,010	$	383,060	$	—	$	720,661



Total Pinnacle - municipal finance	$	60,317	$	108,440	$	93,800	$	51,034	$	24,010	$	383,060	$	—	$	720,661
Franchise and equipment finance
Pass	$	—	$	2,014	$	26,408	$	54,871	$	16,435	$	84,879	$	174	$	184,781

Substandard	—		—		—		1,486		275		26,614		—		28,375
Doubtful	—		—		—		—		—		321		—		321
Total Franchise and equipment finance	$	—	$	2,014	$	26,408	$	56,357	$	16,710	$	111,814	$	174	$	213,477






Mortgage warehouse lending
Pass	$	—	$	—	$	—	$	—	$	—	$	—	$	585,610	$	585,610



Total Mortgage warehouse lending	$	—	$	—	$	—	$	—	$	—	$	—	$	585,610	$	585,610

At December 31, 2025 and 2024, the balance of revolving loans converted to term loans was immaterial.

The following table presents criticized and classified commercial loans in aggregate by risk rating category at the dates indicated (in thousands):


	December 31, 2025		December 31, 2024
Special mention	$	175,009	$	262,387
Substandard - accruing	674,368		894,754
Substandard - non-accruing	300,903		219,758
Doubtful	48,247		6,856
Total	$	1,198,527	$	1,383,755

Credit quality indicators for residential loans

Management considers delinquency status to be the most meaningful indicator of the credit quality of residential loans, other than government insured residential loans. Delinquency status is updated at least monthly. LTV and FICO scores are also important indicators of credit quality for 1-4 single family residential loans other than government insured loans. FICO scores are generally updated semi-annually, and were most recently updated in the third quarter of 2025. LTVs are typically at origination. Substantially all of the government insured residential loans are government insured Buyout Loans, which the Company buys out of GNMA securitizations upon default. For these loans, traditional measures of credit quality are not particularly relevant considering the guaranteed nature of the loans and the underlying business model. Factors that impact risk inherent in the residential portfolio segment include national and regional economic conditions such as levels of unemployment, wages and interest rates, as well as residential property values.

1-4 Single Family Residential credit exposure, excluding government insured residential loans, based on delinquency status (in thousands):


	December 31, 2025
	Amortized Cost By Origination Year
Days Past Due	2025		2024		2023		2022		2021		Prior		Total
Current	$	245,592	$	197,279	$	232,600	$	920,112	$	2,543,128	$	1,883,061	$	6,021,772
30 - 59 Days Past Due	2,445		72		884		7,390		17,045		20,263		48,099
60 - 89 Days Past Due	395		—		—		—		1,471		2,602		4,468
90 Days or More Past Due	159		2,016		72		975		5,380		9,018		17,620
	$	248,591	$	199,367	$	233,556	$	928,477	$	2,567,024	$	1,914,944	$	6,091,959


	December 31, 2024
	Amortized Cost By Origination Year
Days Past Due	2024		2023		2022		2021		2020		Prior		Total
Current	$	251,767	$	304,595	$	1,012,777	$	2,744,941	$	798,346	$	1,340,402	$	6,452,828
30 - 59 Days Past Due	—		3,045		4,948		15,368		474		9,140		32,975
60 - 89 Days Past Due	156		—		1,445		4,007		—		547		6,155
90 Days or More Past Due	—		—		2,486		3,457		—		11,021		16,964
	$	251,923	$	307,640	$	1,021,656	$	2,767,773	$	798,820	$	1,361,110	$	6,508,922

1-4 Single Family Residential credit exposure, excluding government insured residential loans, based on LTV (in thousands):


	December 31, 2025
	Amortized Cost By Origination Year
LTV	2025		2024		2023		2022		2021		Prior		Total
Less than 61%	$	42,822	$	25,252	$	41,263	$	213,007	$	1,035,507	$	652,497	$	2,010,348
61% - 70%	43,662		24,753		28,681		241,588		715,135		454,229		1,508,048
71% - 80%	102,327		116,351		133,730		470,437		785,474		775,835		2,384,154
More than 80%	59,780		33,011		29,882		3,445		30,908		32,383		189,409
	$	248,591	$	199,367	$	233,556	$	928,477	$	2,567,024	$	1,914,944	$	6,091,959


	December 31, 2024
	Amortized Cost By Origination Year
LTV	2024		2023		2022		2021		2020		Prior		Total
Less than 61%	$	27,646	$	51,565	$	236,020	$	1,124,532	$	304,755	$	425,814	$	2,170,332
61% - 70%	33,033		42,636		263,959		759,931		203,423		307,052		1,610,034
71% - 80%	156,942		175,651		518,164		851,427		290,573		590,130		2,582,887
More than 80%	34,302		37,788		3,513		31,883		69		38,114		145,669
	$	251,923	$	307,640	$	1,021,656	$	2,767,773	$	798,820	$	1,361,110	$	6,508,922

1-4 Single Family Residential credit exposure, excluding government insured residential loans, based on FICO score (in thousands):


	December 31, 2025
	Amortized Cost By Origination Year
FICO	2025		2024		2023		2022		2021		Prior		Total
760 or greater	$	178,910	$	145,699	$	167,837	$	671,820	$	2,058,226	$	1,395,521	$	4,618,013
720 - 759	54,894		35,812		37,624		144,931		324,779		287,334		885,374
719 or less or not available	14,787		17,856		28,095		111,726		184,019		232,089		588,572
	$	248,591	$	199,367	$	233,556	$	928,477	$	2,567,024	$	1,914,944	$	6,091,959


	December 31, 2024
	Amortized Cost By Origination Year
FICO	2024		2023		2022		2021		2020		Prior		Total
760 or greater	$	179,256	$	215,486	$	725,399	$	2,202,004	$	642,572	$	952,136	$	4,916,853
720 - 759	58,642		59,356		173,309		365,198		95,495		192,943		944,943
719 or less or not available	14,025		32,798		122,948		200,571		60,753		216,031		647,126
	$	251,923	$	307,640	$	1,021,656	$	2,767,773	$	798,820	$	1,361,110	$	6,508,922

Past Due and Non-Accrual Loans

The following table presents an aging of loans at the dates indicated (in thousands):


	December 31, 2025										December 31, 2024

	Current		30 - 59 Days Past Due		60 - 89 Days Past Due		90 Days or More Past Due		Total Amortized Cost		Current		30 - 59 Days Past Due		60 - 89 Days Past Due		90 Days or More Past Due		Total Amortized Cost
CRE	$	6,768,897	$	751	$	14,867	$	26,356	$	6,810,871	$	6,145,386	$	35,000	$	—	$	33,806	$	6,214,192
C&I	8,893,254		6,136		48,711		81,374		9,029,475		8,911,057		16,137		25,645		30,387		8,983,226
Pinnacle - municipal finance	619,374		—		—		—		619,374		720,661		—		—		—		720,661
Franchise and equipment finance	102,746		—		—		—		102,746		213,477		—		—		—		213,477
Mortgage warehouse lending	728,241		—		—		—		728,241		585,610		—		—		—		585,610
1-4 single family residential	6,021,772		48,099		4,468		17,620		6,091,959		6,452,828		32,975		6,155		16,964		6,508,922
Government insured residential	604,334		101,672		25,926		159,109		891,041		691,111		108,287		46,681		225,813		1,071,892
	$	23,738,618	$	156,658	$	93,972	$	284,459	$	24,273,707	$	23,720,130	$	192,399	$	78,481	$	306,970	$	24,297,980

Included in the table above is the guaranteed portion of SBA loans past due by 90 days or more totaling $34 million ($25 million of C&I and $9 million of CRE) and $33 million at December 31, 2025 and 2024, respectively.

Loans contractually delinquent by 90 days or more and still accruing totaled $159 million and $227 million at December 31, 2025 and 2024, respectively, substantially all of which were government insured residential loans. These loans are Buyout Loans, which the Company buys out of GNMA securitizations upon default.

The following table presents information about loans on non-accrual status at the dates indicated (in thousands):


	December 31, 2025				December 31, 2024

	Amortized Cost		Amortized Cost With No Related Allowance		Amortized Cost		Amortized Cost With No Related Allowance
CRE	$	108,959	$	74,976	$	95,378	$	65,004
C&I	238,267		88,112		125,226		41,929

Franchise and equipment finance	2,516		2,516		6,010		4,345
1-4 single family residential	22,876		—		23,500		—
	$	372,618	$	165,604	$	250,114	$	111,278

Included in the table above is the guaranteed portion of non-accrual SBA loans totaling $37.9 million and $34.3 million at December 31, 2025 and 2024, respectively. The amount of interest income recognized on non-accrual loans was insignificant for the years ended December 31, 2025, 2024 and 2023. The amount of additional interest income that would have been recognized on non-accrual loans had they performed in accordance with their contractual terms was not material for the years ended December 31, 2025, 2024 and 2023.

Collateral dependent loans

The following table presents the amortized cost basis of collateral dependent loans at the dates indicated (in thousands):


	December 31, 2025				December 31, 2024
	Amortized Cost		Extent to Which Secured by Collateral		Amortized Cost		Extent to Which Secured by Collateral

CRE	$	112,494	$	112,071	$	94,283	$	91,050
C&I	170,222		142,356		87,565		78,150

Franchise and equipment finance	2,516		2,516		6,010		5,689


	$	285,232	$	256,943	$	187,858	$	174,889

Collateral for the CRE loan class generally consists of commercial real estate, or for certain construction loans, residential real estate. Collateral for C&I loans generally consists of equipment, accounts receivable, inventory and other business assets and for owner-occupied commercial real estate loans, may also include commercial real estate. Franchise and equipment finance loans may be collateralized by franchise value or by equipment. There were no significant changes to the extent to which collateral secured collateral dependent loans during the years ended December 31, 2025 and 2024.

Foreclosure of residential real estate

The recorded investment in residential loans in the process of foreclosure was $104 million, of which $96 million was government insured at December 31, 2025, and $167 million, of which $157 million was government insured at December 31, 2024. The carrying amount of foreclosed residential real estate included in other assets in the accompanying consolidated balance sheet was insignificant at December 31, 2025 and 2024

The following table presents the largest geographic concentrations of commercial loans at the dates indicated. Commercial real estate loans are categorized based on the location of the underlying collateral, while all other commercial loans are generally categorized based on the location of the borrowers' businesses (dollars in thousands). Loans outside of Florida and the New York tri-state area evidence no material geographic concentration.


	December 31, 2025								December 31, 2024
	Commercial Real Estate		Percent of Total		All Other Commercial		Percent of Total		Commercial Real Estate		Percent of Total		All Other Commercial		Percent of Total
Florida	$	3,308,493	48.6	%	$	3,050,330	29.1	%	$	3,360,524	54.0	%	$	3,095,579	29.5	%
New York Tri-state	1,481,871		21.8	%	3,453,607		33.0	%	1,564,104		25.2	%	3,194,833		30.4	%
Other	2,020,507		29.6	%	3,975,899		37.9	%	1,289,564		20.8	%	4,212,562		40.1	%
	$	6,810,871	100.0	%	$	10,479,836	100.0	%	$	6,214,192	100.0	%	$	10,502,974	100.0	%

Loans and Allowance for Credit Losses (Schedule of Financing Receivables Past Due) (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Financing Receivable Investment Past Due [Line Items]
Loans	$ 24,273,707	$ 24,297,980
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Investment Past Due [Line Items]
Loans	6,810,871	6,214,192
Commercial and Industrial Portfolio Segment [Member]
Financing Receivable Investment Past Due [Line Items]
Loans	9,029,475	8,983,226
Pinnacle - municipal finance
Financing Receivable Investment Past Due [Line Items]
Loans	619,374	720,661
Franchise and equipment finance
Financing Receivable Investment Past Due [Line Items]
Loans	102,746	213,477
Mortgage warehouse lending
Financing Receivable Investment Past Due [Line Items]
Loans	728,241	585,610
1-4 single family residential
Financing Receivable Investment Past Due [Line Items]
Loans	6,091,959	6,508,922
US Government Agency Insured Loans [Member]
Financing Receivable Investment Past Due [Line Items]
Loans	891,041	1,071,892
Current
Financing Receivable Investment Past Due [Line Items]
Loans	23,738,618	23,720,130
Current \| Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Investment Past Due [Line Items]
Loans	6,768,897	6,145,386
Current \| Commercial and Industrial Portfolio Segment [Member]
Financing Receivable Investment Past Due [Line Items]
Loans	8,893,254	8,911,057
Current \| Pinnacle - municipal finance
Financing Receivable Investment Past Due [Line Items]
Loans	619,374	720,661
Current \| Franchise and equipment finance
Financing Receivable Investment Past Due [Line Items]
Loans	102,746	213,477
Current \| Mortgage warehouse lending
Financing Receivable Investment Past Due [Line Items]
Loans	728,241	585,610
Current \| 1-4 single family residential
Financing Receivable Investment Past Due [Line Items]
Loans	6,021,772	6,452,828
Current \| US Government Agency Insured Loans [Member]
Financing Receivable Investment Past Due [Line Items]
Loans	604,334	691,111
30 - 59 Days Past Due
Financing Receivable Investment Past Due [Line Items]
Loans	156,658	192,399
30 - 59 Days Past Due \| Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Investment Past Due [Line Items]
Loans	751	35,000
30 - 59 Days Past Due \| Commercial and Industrial Portfolio Segment [Member]
Financing Receivable Investment Past Due [Line Items]
Loans	6,136	16,137
30 - 59 Days Past Due \| Pinnacle - municipal finance
Financing Receivable Investment Past Due [Line Items]
Loans	0	0
30 - 59 Days Past Due \| Franchise and equipment finance
Financing Receivable Investment Past Due [Line Items]
Loans	0	0
30 - 59 Days Past Due \| Mortgage warehouse lending
Financing Receivable Investment Past Due [Line Items]
Loans	0	0
30 - 59 Days Past Due \| 1-4 single family residential
Financing Receivable Investment Past Due [Line Items]
Loans	48,099	32,975
30 - 59 Days Past Due \| US Government Agency Insured Loans [Member]
Financing Receivable Investment Past Due [Line Items]
Loans	101,672	108,287
60 - 89 Days Past Due
Financing Receivable Investment Past Due [Line Items]
Loans	93,972	78,481
60 - 89 Days Past Due \| Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Investment Past Due [Line Items]
Loans	14,867	0
60 - 89 Days Past Due \| Commercial and Industrial Portfolio Segment [Member]
Financing Receivable Investment Past Due [Line Items]
Loans	48,711	25,645
60 - 89 Days Past Due \| Pinnacle - municipal finance
Financing Receivable Investment Past Due [Line Items]
Loans	0	0
60 - 89 Days Past Due \| Franchise and equipment finance
Financing Receivable Investment Past Due [Line Items]
Loans	0	0
60 - 89 Days Past Due \| Mortgage warehouse lending
Financing Receivable Investment Past Due [Line Items]
Loans	0	0
60 - 89 Days Past Due \| 1-4 single family residential
Financing Receivable Investment Past Due [Line Items]
Loans	4,468	6,155
60 - 89 Days Past Due \| US Government Agency Insured Loans [Member]
Financing Receivable Investment Past Due [Line Items]
Loans	25,926	46,681
90 Days or More Past Due
Financing Receivable Investment Past Due [Line Items]
Loans	284,459	306,970
90 Days or More Past Due \| Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Investment Past Due [Line Items]
Loans	26,356	33,806
90 Days or More Past Due \| Commercial and Industrial Portfolio Segment [Member]
Financing Receivable Investment Past Due [Line Items]
Loans	81,374	30,387
90 Days or More Past Due \| Pinnacle - municipal finance
Financing Receivable Investment Past Due [Line Items]
Loans	0	0
90 Days or More Past Due \| Franchise and equipment finance
Financing Receivable Investment Past Due [Line Items]
Loans	0	0
90 Days or More Past Due \| Mortgage warehouse lending
Financing Receivable Investment Past Due [Line Items]
Loans	0	0
90 Days or More Past Due \| 1-4 single family residential
Financing Receivable Investment Past Due [Line Items]
Loans	17,620	16,964
90 Days or More Past Due \| US Government Agency Insured Loans [Member]
Financing Receivable Investment Past Due [Line Items]
Loans	$ 159,109	$ 225,813

Fair Value Measurements

12 Months Ended

Dec. 31, 2025

Fair Value Disclosures [Abstract]

Fair Value Measurements

Note 14 Fair Value Measurements

Assets and liabilities measured at fair value on a recurring basis

The following is a description of the methodologies used to estimate the fair values of assets and liabilities measured at fair value on a recurring basis and the level within the fair value hierarchy in which those measurements are typically classified.

Investment securities available for sale and marketable equity securities—Fair value measurements are based on quoted prices in active markets when available; these measurements are classified within level 1 of the fair value hierarchy. These securities typically include U.S. Treasury securities and certain preferred stocks. If quoted prices in active markets are not available, fair values are estimated using quoted prices of securities with similar characteristics, quoted prices of identical securities in less active markets, discounted cash flow techniques, or matrix pricing models. These securities are generally classified within level 2 of the fair value hierarchy and typically include all categories of investment securities not classified within level 1 of the hierarchy. Pricing of these securities is generally primarily spread driven. Observable inputs that may impact the valuation of these securities include benchmark yield curves, credit spreads, reported trades, dealer quotes, bids, issuer spreads, current rating, historical constant prepayment rates, historical voluntary prepayment rates, structural and waterfall features of individual securities, published collateral data, and for certain securities, historical constant default rates and default severities.

The Company uses third-party pricing services in determining fair value measurements for investment securities. To obtain an understanding of the methodologies and assumptions used, management reviews written documentation provided by the pricing services, conducts interviews with valuation desk personnel and reviews model results and detailed assumptions used to value selected securities as considered necessary. Management has established a robust price challenge process that includes a review by the treasury front office of all prices provided on a quarterly basis. Any price evidencing significant unexpected quarter-over-quarter fluctuations or deviations from expectations is challenged. The Company has also established a quarterly process whereby prices provided by its primary pricing service are validated by obtaining a price from a second external source for most securities in the portfolio. If considered necessary to resolve any discrepancies, a price will be obtained from an additional independent valuation source. The Company does not typically adjust the prices provided, other than through this established challenge process. The results of price challenges are subject to review by executive management. Any price discrepancies are resolved based on careful consideration of the assumptions and inputs employed by each of the pricing sources.

Derivative financial instruments—Fair values of interest rate derivatives are determined using widely accepted discounted cash flow modeling techniques. These discounted cash flow models use projections of future cash payments and receipts that are discounted at mid-market rates. Observable inputs that may impact the valuation of these instruments include benchmark swap rates and benchmark forward yield curves. These fair value measurements are generally classified within level 2 of the fair value hierarchy.

The following tables present assets and liabilities measured at fair value on a recurring basis at the dates indicated (in thousands):


	December 31, 2025
	Level 1		Level 2		Total
Investment securities available for sale:
U.S. Treasury securities	$	268,653	$	—	$	268,653
U.S. Government agency and sponsored enterprise residential MBS	—		2,563,027		2,563,027
U.S. Government agency and sponsored enterprise commercial MBS	—		534,363		534,363
Private label residential MBS and CMOs	—		2,490,828		2,490,828
Private label commercial MBS	—		2,168,110		2,168,110
Single family real estate-backed securities	—		225,892		225,892
Collateralized loan obligations	—		780,944		780,944
Non-mortgage asset-backed securities	—		58,765		58,765
State and municipal obligations	—		109,520		109,520
SBA securities	—		57,815		57,815

Marketable equity securities	5,734		—		5,734
Derivative assets	—		85,156		85,156
Total assets at fair value	$	274,387	$	9,074,420	$	9,348,807
Derivative liabilities	$	—	$	(79,816)	$	(79,816)
Total liabilities at fair value	$	—	$	(79,816)	$	(79,816)


	December 31, 2024

	Level 1		Level 2		Total
Investment securities available for sale:
U.S. Treasury securities	$	202,952	$	—	$	202,952
U.S. Government agency and sponsored enterprise residential MBS	—		2,649,690		2,649,690
U.S. Government agency and sponsored enterprise commercial MBS	—		495,753		495,753
Private label residential MBS and CMOs	—		2,238,046		2,238,046
Private label commercial MBS	—		1,784,029		1,784,029
Single family real estate-backed securities	—		327,081		327,081
Collateralized loan obligations	—		1,132,699		1,132,699
Non-mortgage asset-backed securities	—		94,454		94,454
State and municipal obligations	—		104,010		104,010
SBA securities	—		72,702		72,702

Marketable equity securities	28,828		—		28,828
Derivative assets	—		85,132		85,132
Total assets at fair value	$	231,780	$	8,983,596	$	9,215,376
Derivative liabilities	$	—	$	(85,899)	$	(85,899)
Total liabilities at fair value	$	—	$	(85,899)	$	(85,899)

Assets and liabilities measured at fair value on a non-recurring basis

The following is a description of the methodologies used to estimate the fair values of assets and liabilities that may be measured at fair value on a non-recurring basis, and the level within the fair value hierarchy in which those measurements are typically classified:

Collateral dependent loans and OREO—The carrying amount of collateral dependent loans is typically based on the fair value of the underlying collateral, which may be real estate, enterprise value or other business assets, less estimated costs to sell when repayment is expected to come from the sale of the collateral. The carrying value of OREO is initially measured based on the fair value of the real estate acquired in foreclosure and subsequently adjusted to the lower of cost or estimated fair value, less estimated cost to sell. Fair values of real estate collateral and OREO are typically based on third-party real estate appraisals which utilize market and income approaches to valuation incorporating both observable and unobservable inputs.

Fair value measurements related to collateral dependent loans and OREO are generally classified within level 3 of the fair value hierarchy.

The following table presents the net carrying value of assets classified within level 3 of the fair value hierarchy at the dates indicated, for which non-recurring changes in fair value were recorded during the period then ended (in thousands):


	December 31, 2025		December 31, 2024

Collateral dependent loans	$	183,259	$	165,951

OREO	512		2,577

	$	183,771	$	168,528

The following table presents the carrying value and fair value of financial instruments and the level within the fair value hierarchy in which those measurements are classified at the dates indicated (dollars in thousands):


		December 31, 2025				December 31, 2024

	Level	Carrying Value		Fair Value		Carrying Value		Fair Value
Assets:
Cash and cash equivalents	1	$	217,784	$	217,784	$	491,116	$	491,116
Investment securities	1/2	$	9,263,651	$	9,263,651	$	9,130,244	$	9,130,244
Non-marketable equity securities	2	$	140,684	$	140,684	$	206,297	$	206,297

Loans, net	3	$	24,053,882	$	23,707,267	$	24,074,827	$	23,053,011
Derivative assets	2	$	85,156	$	85,156	$	85,132	$	85,132
Liabilities:
Demand, savings and money market deposits	2	$	25,464,221	$	25,464,221	$	23,564,414	$	23,564,414
Time deposits	2	$	3,888,684	$	3,887,392	$	4,301,289	$	4,279,475

FHLB advances	2	$	1,555,000	$	1,555,021	$	2,930,000	$	2,929,896
Notes and other borrowings	2	$	319,740	$	318,456	$	708,553	$	695,457
Derivative liabilities	2	$	79,816	$	79,816	$	85,899	$	85,899

- Definition

The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (bbb)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 2: http://www.xbrl.org/2003/role/exampleRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 107
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482078/820-10-55-107

Reference 3: http://www.xbrl.org/2003/role/exampleRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 100
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482078/820-10-55-100

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (c)(3)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2E
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2E

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (h)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (f)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 11: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (h)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 12: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (g)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 13: http://www.xbrl.org/2003/role/disclosureRef
-Topic 940
-SubTopic 820
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478119/940-820-50-1

+ Details

Condensed Financial Statements of BankUnited, Inc. (Schedule of Condensed Statements of Income) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2025	Sep. 30, 2025	Jun. 30, 2025	Mar. 31, 2025	Dec. 31, 2024	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Condensed Income Statements, Captions [Line Items]
Investment securities									$ 469,512	$ 497,666	$ 488,212
Other non-interest income									38,766	33,875	8,454
Interest Expense - Borrowings									140,878	195,278	323,472
Employee compensation and benefits									341,047	315,604	280,744
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest	$ 89,838	$ 97,932	$ 93,904	$ 80,072	$ 92,991	$ 83,186	$ 72,963	$ 67,209	361,746	316,349	237,084
Provision for income taxes	20,578	26,081	25,138	21,596	23,689	21,734	19,230	19,229	93,393	83,882	58,413
Net income	$ 69,260	$ 71,851	$ 68,766	$ 58,476	$ 69,302	$ 61,452	$ 53,733	$ 47,980	268,353	232,467	178,671
Parent Company
Condensed Income Statements, Captions [Line Items]
Investment securities									596	1,729	3,751
Service fees from subsidiaries									16,645	16,775	16,749
Equity in earnings of subsidiaries									313,639	276,296	225,288
Other Income									(588)	1,053	(11,555)
Other non-interest income									0	0	904
Total Income									330,292	295,853	235,137
Interest Expense - Borrowings									28,940	35,765	36,057
Employee compensation and benefits									38,662	34,624	28,271
Other Expenses									4,159	4,097	4,995
Total expense									71,761	74,486	69,323
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest									258,531	221,367	165,814
Provision for income taxes									(9,822)	(11,100)	(12,857)
Net income									$ 268,353	$ 232,467	$ 178,671

Derivatives and Hedging Activities Derivative and Hedging Activities - Narrative (Details) $ in Millions	Dec. 31, 2025 USD ($)
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Amount expected to be reclassified from AOCI into income	$ 5.8

Receivables, Loans, Notes Receivable, and Others (Schedule of Loans Modified Subsequent default) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024
Financing Receivable, Modified, Subsequent Default [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default	$ 23,799	$ 37,107
Term Extension
Financing Receivable, Modified, Subsequent Default [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default	14,562	31,675
Other than Insignificant Payment Delays
Financing Receivable, Modified, Subsequent Default [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default	684
Combination - Interest Rate Reduction and Term Extension
Financing Receivable, Modified, Subsequent Default [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default	8,553	4,743
Commercial and Industrial Portfolio Segment [Member]
Financing Receivable, Modified, Subsequent Default [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default	684	2,079
Commercial and Industrial Portfolio Segment [Member] \| Term Extension
Financing Receivable, Modified, Subsequent Default [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default	0	1,390
Commercial and Industrial Portfolio Segment [Member] \| Other than Insignificant Payment Delays
Financing Receivable, Modified, Subsequent Default [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default	684
Commercial and Industrial Portfolio Segment [Member] \| Combination - Interest Rate Reduction and Term Extension
Financing Receivable, Modified, Subsequent Default [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default	0	0
US Government Agency Insured Loans [Member]
Financing Receivable, Modified, Subsequent Default [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default	23,115	18,578
US Government Agency Insured Loans [Member] \| Term Extension
Financing Receivable, Modified, Subsequent Default [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default	14,562	13,835
US Government Agency Insured Loans [Member] \| Other than Insignificant Payment Delays
Financing Receivable, Modified, Subsequent Default [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default	0
US Government Agency Insured Loans [Member] \| Combination - Interest Rate Reduction and Term Extension
Financing Receivable, Modified, Subsequent Default [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default	$ 8,553	$ 4,743
Government insured residential \| Interest Rate Reduction \| Maximum
Financing Receivable, Modified, Subsequent Default [Line Items]
Weighted average interest rate decrease from modification		3.30%
Government insured residential \| Interest Rate Reduction \| Minimum
Financing Receivable, Modified, Subsequent Default [Line Items]
Weighted average interest rate decrease from modification		2.80%

Equity Based Compensation (Tables)

12 Months Ended

Dec. 31, 2025

Share-Based Payment Arrangement [Abstract]

Disclosure of Share-based Compensation Arrangements by Share-based Payment Award

The following table summarizes compensation cost related to equity based awards for the periods indicated (in thousands):


	Years Ended December 31,
	2025		2024		2023
Compensation cost of equity based awards:
RSAs	$	15,362	$	16,237	$	16,122
Executive share-based awards	10,641		7,244		3,351
Non-executive RSUs	6,789		7,615		5,081
Total compensation cost of equity based awards	32,792		31,096		24,554
Related tax benefits	(8,526)		(8,085)		(6,384)
Compensation cost of equity based awards, net of tax	$	24,266	$	23,011	$	18,170

Schedule of Nonvested Share Activity

A summary of activity related to non-executive share-based awards for the periods indicated follows:


	RSA			Non-Executive RSU
	Number of Share Awards	Weighted Average Grant Date Fair Value		Number of Share Awards	Weighted Average Grant Date Fair Value
Unvested share awards outstanding, December 31, 2022	1,194,315	$	39.05	257,976	$	41.87
Granted	509,139	33.51		378,609	35.39
Vested	(542,003)	37.81		—	—
Canceled or forfeited	(145,051)	37.92		(23,094)	35.39
Unvested share awards outstanding, December 31, 2023	1,016,400	37.10		613,491	38.11
Granted	484,650	26.71		372,274	26.23
Vested	(405,491)	35.62		(205,223)	37.78
Canceled or forfeited	(23,376)	34.25		(91,293)	34.62
Unvested share awards outstanding, December 31, 2024	1,072,183	33.03		689,249	32.25
Granted	548,227	37.45		252,589	37.58
Vested	(431,591)	35.76		(212,752)	32.91
Canceled or forfeited	(80,748)	33.56		(113,016)	33.33
Unvested share awards outstanding, December 31, 2025	1,108,071	$	34.11	616,070	$	34.01

The following table summarizes the closing price of the Company's stock on the date of grant for shares granted and the aggregate grant date fair value of shares vesting for the periods indicated (in thousands, except per share data):



	Years Ended December 31,
	2025		2024		2023
Range of the closing price on date of grant	$34.43 - $40.08		$26.23 - $40.30		$16.94 - $35.39
Aggregate grant date fair value of shares vesting	$	22,434	$	22,060	$	20,757

Share-based Payment Arrangement, Outstanding Award, Activity, Excluding Option

A summary of activity related to executive share-based awards for the periods indicated follows:


	RSU	PSU
Unvested executive share-based awards outstanding, December 31, 2022	108,830	237,535
Granted	136,778	136,778
Vested(1)	(104,976)	(106,731)
Unvested executive share-based awards outstanding, December 31, 2023	140,632	267,582
Granted	105,173	105,173
Vested(1)	(113,351)	(63,814)
Unvested executive share-based awards outstanding, December 31, 2024	132,454	308,941
Granted(2)	114,273	87,463
Vested(3)	(126,551)	(203,768)
Unvested executive share-based awards outstanding, December 31, 2025	120,176	192,636

(1)All RSU an PSU units vested in 2023 and 2024 were settled in cash.

(2)26,810 shares granted were an off-cycle grant with a three year vesting period on the anniversary of the grant date.

(3)Units vested on December 31, 2025 and are expected to settle in cash in the first quarter of 2026. Vested PSUs assumes satisfaction of performance goals at a target level.

Regulatory Requirements and Restrictions (Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations) (Details) $ in Thousands	Dec. 31, 2025 USD ($)	Dec. 31, 2024 USD ($)
Parent Company
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier One Leverage Capital	$ 3,164,978	$ 3,024,425
Tier One Leverage Capital to Average Assets	0.0894	0.0848
Tier One Leverage Capital Required for Capital Adequacy	$ 1,415,587	$ 1,425,865
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	0.0400	0.0400
Common Equity Tier One Risk Based Capital	$ 3,164,978	$ 3,024,425
Common Equity Tier One Risk Based Capital to Risk Weighted Assets	0.1228	0.1201
Common Equity Tier One Risk Based Capital Required to be Well Capitalized	$ 1,675,595	$ 1,636,789
Common Equity Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	6.50%	6.50%
Common Equity Tier One Risk Based Capital Required for Capital Adequacy	$ 1,160,027	$ 1,133,162
Common Equity Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	4.50%	4.50%
Capital conservation buffer required for Common equity tier one	$ 1,804,487	$ 1,762,696
Capital conservation buffer required for Common equity tier one ratio	7.00%	7.00%
Tier One Risk Based Capital	$ 3,164,978	$ 3,024,425
Tier One Risk Based Capital to Risk Weighted Assets	0.1228	0.1201
Tier One Risk Based Capital Required to be Well Capitalized	$ 2,062,270	$ 2,014,510
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	0.0800	0.0800
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	$ 1,546,703	$ 1,510,883
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	0.0600	0.0600
Capital conservation buffer required for tier one risk based	$ 2,191,162	$ 2,140,417
Capital conservation buffer required for tier one risk based ratio	8.50%	8.50%
Capital	$ 3,632,710	$ 3,548,872
Capital to Risk Weighted Assets	0.1409	0.1409
Capital Required to be Well Capitalized	$ 2,577,838	$ 2,518,138
Capital Required to be Well Capitalized to Risk Weighted Assets	0.1000	0.1000
Capital Required to be Well Capitalized to Risk Weighted Assets	$ 2,062,270	$ 2,014,510
Capital Required for Capital Adequacy to Risk Weighted Assets	0.0800	0.0800
Capital required under capital conservation buffer	$ 2,706,730	$ 2,644,044
Capital required under capital conservation buffer ratio	10.50%	10.50%
BankUnited [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier One Leverage Capital	$ 3,279,312	$ 3,444,673
Tier One Leverage Capital to Average Assets	0.0927	0.0967
Tier One Leverage Capital Required to be Well Capitalized	$ 1,768,954	$ 1,780,805
Tier One Leverage Capital Required to be Well Capitalized to Average Assets	0.0500	0.0500
Tier One Leverage Capital Required for Capital Adequacy	$ 1,415,163	$ 1,424,644
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	0.0400	0.0400
Common Equity Tier One Risk Based Capital	$ 3,279,312	$ 3,444,673
Common Equity Tier One Risk Based Capital to Risk Weighted Assets	0.1273	0.1370
Common Equity Tier One Risk Based Capital Required to be Well Capitalized	$ 1,674,615	$ 1,634,262
Common Equity Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	6.50%	6.50%
Common Equity Tier One Risk Based Capital Required for Capital Adequacy	$ 1,159,349	$ 1,131,412
Common Equity Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	4.50%	4.50%
Capital conservation buffer required for Common equity tier one	$ 1,803,431	$ 1,759,974
Capital conservation buffer required for Common equity tier one ratio	7.00%	7.00%
Tier One Risk Based Capital	$ 3,279,312	$ 3,444,673
Tier One Risk Based Capital to Risk Weighted Assets	0.1273	0.1370
Tier One Risk Based Capital Required to be Well Capitalized	$ 2,061,064	$ 2,011,399
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	0.0800	0.0800
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	$ 1,545,798	$ 1,508,549
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	0.0600	0.0600
Capital conservation buffer required for tier one risk based	$ 2,189,881	$ 2,137,112
Capital conservation buffer required for tier one risk based ratio	8.50%	8.50%
Capital	$ 3,507,044	$ 3,669,120
Capital to Risk Weighted Assets	0.1361	0.1459
Capital Required to be Well Capitalized	$ 2,576,330	$ 2,514,249
Capital Required to be Well Capitalized to Risk Weighted Assets	0.1000	0.1000
Capital Required to be Well Capitalized to Risk Weighted Assets	$ 2,061,064	$ 2,011,399
Capital Required for Capital Adequacy to Risk Weighted Assets	0.0800	0.0800
Capital required under capital conservation buffer	$ 2,705,147	$ 2,639,961
Capital required under capital conservation buffer ratio	10.50%	10.50%

Equity Based Compensation (Schedule of Options Outstanding and Exercisable, Additional Information) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Share-Based Payment Arrangement [Abstract]
Range of the closing price on date of grant, minimum (in Dollars per Share)	$ 34.43	$ 26.23	$ 16.94
Range of the closing price on date of grant, maximum (in Dollars per Share)	$ 40.08	$ 40.30	$ 35.39
Aggregate grant date fair value of shares vesting	$ 22,434	$ 22,060	$ 20,757

Quarterly Financial Information (Unaudited) (Tables)

12 Months Ended

Dec. 31, 2025

Quarterly Financial Information Disclosure [Abstract]

Quarterly Financial Information (Unaudited)

Financial information by quarter for the periods indicated follows (in thousands, except per share data):


	2025
	Fourth Quarter		Third Quarter		Second Quarter		First Quarter		Total
Interest income	$	442,403	$	452,922	$	453,779	$	443,689	$	1,792,793
Interest expense	184,193		202,810		207,660		210,550		805,213
Net interest income before provision for credit losses	258,210		250,112		246,119		233,139		987,580
Provision for credit losses	25,554		11,577		15,698		15,111		67,940
Net interest income after provision for credit losses	232,656		238,535		230,421		218,028		919,640
Non-interest income	29,993		25,566		27,810		22,270		105,639
Non-interest expense	172,811		166,169		164,327		160,226		663,533
Income before income taxes	89,838		97,932		93,904		80,072		361,746
Provision for income taxes	20,578		26,081		25,138		21,596		93,393
Net income	$	69,260	$	71,851	$	68,766	$	58,476	$	268,353
Earnings per common share, basic	$	0.91	$	0.96	$	0.91	$	0.78	$	3.55
Earnings per common share, diluted	$	0.90	$	0.95	$	0.91	$	0.78	$	3.53


	2024
	Fourth Quarter		Third Quarter		Second Quarter		First Quarter		Total
Interest income	$	467,988	$	492,356	$	483,298	$	481,474	$	1,925,116
Interest expense	228,729		258,228		257,276		266,617		1,010,850
Net interest income before provision for credit losses	239,259		234,128		226,022		214,857		914,266
Provision for credit losses	11,001		9,248		19,538		15,285		55,072
Net interest income after provision for credit losses	228,258		224,880		206,484		199,572		859,194
Non-interest income	25,205		22,888		24,185		26,877		99,155
Non-interest expense	160,472		164,582		157,706		159,240		642,000
Income before income taxes	92,991		83,186		72,963		67,209		316,349
Provision for income taxes	23,689		21,734		19,230		19,229		83,882
Net income	$	69,302	$	61,452	$	53,733	$	47,980	$	232,467
Earnings per common share, basic	$	0.92	$	0.82	$	0.72	$	0.64	$	3.10
Earnings per common share, diluted	$	0.91	$	0.81	$	0.72	$	0.64	$	3.08

Investment Securities (Schedule of the Aggregate Fair Value and Amount by which Amortized Cost Exceeds Fair Value for Investment Securities that are in Unrealized Loss Positions) (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	$ 602,274	$ 1,622,289
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	2,463	11,807
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	3,770,668	5,115,305
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	291,388	402,194
Debt Securities, Available-for-sale, Unrealized Loss Position	4,372,942	6,737,594
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	293,851	414,001
U.S. Treasury securities
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	125,467	126,710
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	825	3,195
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	97,812	40,791
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	7,018	8,814
Debt Securities, Available-for-sale, Unrealized Loss Position	223,279	167,501
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	7,843	12,009
U.S. Government agency and sponsored enterprise residential MBS
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	128,974	895,759
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	471	5,474
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	637,536	936,106
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	15,207	20,997
Debt Securities, Available-for-sale, Unrealized Loss Position	766,510	1,831,865
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	15,678	26,471
U.S. Government agency and sponsored enterprise commercial MBS
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	36,046	55,431
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	140	1,545
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	384,952	394,735
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	42,767	60,347
Debt Securities, Available-for-sale, Unrealized Loss Position	420,998	450,166
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	42,907	61,892
Private label residential MBS and CMOs
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	83,348	147,700
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	101	954
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	1,897,018	2,040,335
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	195,457	252,539
Debt Securities, Available-for-sale, Unrealized Loss Position	1,980,366	2,188,035
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	195,558	253,493
Private label commercial MBS
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	134,630	44,000
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	134	302
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	424,672	1,199,150
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	19,757	40,386
Debt Securities, Available-for-sale, Unrealized Loss Position	559,302	1,243,150
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	19,891	40,688
Single family real estate-backed securities
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	0	0
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	0	0
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	151,818	301,973
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	1,977	8,074
Debt Securities, Available-for-sale, Unrealized Loss Position	151,818	301,973
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	1,977	8,074
Collateralized loan obligations
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	37,511	336,924
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	305	189
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	60,791	7,726
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	913	4
Debt Securities, Available-for-sale, Unrealized Loss Position	98,302	344,650
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	1,218	193
Non-mortgage asset-backed securities
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	44,173	0
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	298	0
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	14,592	71,789
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	879	2,555
Debt Securities, Available-for-sale, Unrealized Loss Position	58,765	71,789
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	1,177	2,555
State and municipal obligations
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	12,125	15,765
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	189	148
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	47,255	54,820
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	5,676	6,243
Debt Securities, Available-for-sale, Unrealized Loss Position	59,380	70,585
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	5,865	6,391
SBA securities
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	0	0
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	0	0
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	54,222	67,880
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	1,737	2,235
Debt Securities, Available-for-sale, Unrealized Loss Position	54,222	67,880
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	$ 1,737	$ 2,235

Derivatives and Hedging Activities (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments Not Designated as Hedging Instruments, Gain (Loss), Net	$ 18,800	$ 8,800	$ 8,700

Earnings Per Common Share

12 Months Ended

Dec. 31, 2025

Earnings Per Share [Abstract]

Earnings Per Common Share

Note 2 Earnings Per Common Share

The computation of basic and diluted earnings per common share is presented below for the periods indicated (in thousands, except share and per share data):


	Years Ended December 31,
c		2025		2024		2023
Basic earnings per common share:
Numerator:
Net income		$	268,353	$	232,467	$	178,671
Distributed and undistributed earnings allocated to participating securities		(5,697)		(4,113)		(3,565)
Income allocated to common stockholders for basic earnings per common share		$	262,656	$	228,354	$	175,106
Denominator:
Weighted average common shares outstanding		75,039,662		74,694,303		74,493,898
Less average unvested stock awards		(1,115,829)		(1,098,045)		(1,168,004)
Weighted average shares for basic earnings per common share		73,923,833		73,596,258		73,325,894
Basic earnings per common share		$	3.55	$	3.10	$	2.39
Diluted earnings per common share:
Numerator:
Income allocated to common stockholders for basic earnings per common share		$	262,656	$	228,354	$	175,106
Adjustment for earnings reallocated from participating securities		(648)		(402)		(275)
Income used in calculating diluted earnings per common share		$	262,008	$	227,952	$	174,831
Denominator:
Weighted average shares for basic earnings per common share		73,923,833		73,596,258		73,325,894
Dilutive effect of certain share-based awards		380,640		382,043		197,441
Weighted average shares for diluted earnings per common share		74,304,473		73,978,301		73,523,335
Diluted earnings per common share		$	3.53	$	3.08	$	2.38

Potentially dilutive unvested shares totaling 1,724,392, 1,690,743, and 1,738,534 were outstanding at December 31, 2025, 2024 and 2023, respectively, but excluded from the calculation of diluted earnings per common share because their inclusion would have been anti-dilutive.

Federal Home Loan Bank Advances and Other Borrowings (Tables)

12 Months Ended

Dec. 31, 2025

Federal Home Loan Banks [Abstract]

Schedule of Debt

Notes and other borrowings consisted of the following at the dates indicated (dollars in thousands):


	December 31, 2025		December 31, 2024
Senior notes:
Principal amount of 4.875% senior notes maturing on November 17, 2025	$	—	$	388,479
Unamortized discount and debt issuance costs	—		(802)
	—		387,677
Subordinated notes:
Principal amount of 5.125% subordinated notes maturing on June 11, 2030	300,000		300,000
Unamortized discount and debt issuance costs	(3,143)		(3,753)
	296,857		296,247
Total notes	296,857		683,924
Finance leases	22,883		24,629
Notes and other borrowings	$	319,740	$	708,553

schedule of maturities of FHLB Advances

The following table presents information about outstanding FHLB advances at December 31, 2025 (dollars in thousands):


			Range of Interest Rates
	Amount		Minimum		Maximum		Weighted Average Rate
Maturing in:
2026 - One month or less	$	1,475,000	3.76	%	4.09	%	3.81	%
2026 - Over one month	80,000		3.77	%	3.84	%	3.81	%



Total contractual balance outstanding	$	1,555,000

Fair Value Measurements (Tables)

12 Months Ended

Dec. 31, 2025

Fair Value Disclosures [Abstract]

Schedule of Assets and Liabilities Measured at Fair Value on a Recurring Basis

The following tables present assets and liabilities measured at fair value on a recurring basis at the dates indicated (in thousands):


	December 31, 2025
	Level 1		Level 2		Total
Investment securities available for sale:
U.S. Treasury securities	$	268,653	$	—	$	268,653
U.S. Government agency and sponsored enterprise residential MBS	—		2,563,027		2,563,027
U.S. Government agency and sponsored enterprise commercial MBS	—		534,363		534,363
Private label residential MBS and CMOs	—		2,490,828		2,490,828
Private label commercial MBS	—		2,168,110		2,168,110
Single family real estate-backed securities	—		225,892		225,892
Collateralized loan obligations	—		780,944		780,944
Non-mortgage asset-backed securities	—		58,765		58,765
State and municipal obligations	—		109,520		109,520
SBA securities	—		57,815		57,815

Marketable equity securities	5,734		—		5,734
Derivative assets	—		85,156		85,156
Total assets at fair value	$	274,387	$	9,074,420	$	9,348,807
Derivative liabilities	$	—	$	(79,816)	$	(79,816)
Total liabilities at fair value	$	—	$	(79,816)	$	(79,816)


	December 31, 2024

	Level 1		Level 2		Total
Investment securities available for sale:
U.S. Treasury securities	$	202,952	$	—	$	202,952
U.S. Government agency and sponsored enterprise residential MBS	—		2,649,690		2,649,690
U.S. Government agency and sponsored enterprise commercial MBS	—		495,753		495,753
Private label residential MBS and CMOs	—		2,238,046		2,238,046
Private label commercial MBS	—		1,784,029		1,784,029
Single family real estate-backed securities	—		327,081		327,081
Collateralized loan obligations	—		1,132,699		1,132,699
Non-mortgage asset-backed securities	—		94,454		94,454
State and municipal obligations	—		104,010		104,010
SBA securities	—		72,702		72,702

Marketable equity securities	28,828		—		28,828
Derivative assets	—		85,132		85,132
Total assets at fair value	$	231,780	$	8,983,596	$	9,215,376
Derivative liabilities	$	—	$	(85,899)	$	(85,899)
Total liabilities at fair value	$	—	$	(85,899)	$	(85,899)

Schedule of Assets for Which Nonrecurring Changes in Fair Value have been Recorded


	December 31, 2025		December 31, 2024

Collateral dependent loans	$	183,259	$	165,951

OREO	512		2,577

	$	183,771	$	168,528

Schedule of the Carrying Value and Fair Value of Financial Instruments


		December 31, 2025				December 31, 2024

	Level	Carrying Value		Fair Value		Carrying Value		Fair Value
Assets:
Cash and cash equivalents	1	$	217,784	$	217,784	$	491,116	$	491,116
Investment securities	1/2	$	9,263,651	$	9,263,651	$	9,130,244	$	9,130,244
Non-marketable equity securities	2	$	140,684	$	140,684	$	206,297	$	206,297

Loans, net	3	$	24,053,882	$	23,707,267	$	24,074,827	$	23,053,011
Derivative assets	2	$	85,156	$	85,156	$	85,132	$	85,132
Liabilities:
Demand, savings and money market deposits	2	$	25,464,221	$	25,464,221	$	23,564,414	$	23,564,414
Time deposits	2	$	3,888,684	$	3,887,392	$	4,301,289	$	4,279,475

FHLB advances	2	$	1,555,000	$	1,555,021	$	2,930,000	$	2,929,896
Notes and other borrowings	2	$	319,740	$	318,456	$	708,553	$	695,457
Derivative liabilities	2	$	79,816	$	79,816	$	85,899	$	85,899

Stockholders' Equity (Categories of Other Comprehensive Income) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Other comprehensive income, Beginning Balance	$ 2,814,318		$ 2,435,981
Other comprehensive income	94,946	$ 72,880	80,484
Other comprehensive income, Ending Balance	3,053,829	2,814,318
Accumulated Other Comprehensive Loss
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Other comprehensive income, Beginning Balance	(284,541)	(357,421)	(437,905)
Other comprehensive income	94,946	72,880	80,484
Other comprehensive income, Ending Balance	(189,595)	(284,541)	(357,421)
Unrealized Gain (Loss) on Investment Securities Available for Sale
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Other comprehensive income, Beginning Balance	(300,161)	(395,746)	(498,911)
Other comprehensive income	102,488	95,585	103,165
Other comprehensive income, Ending Balance	(197,673)	(300,161)	(395,746)
Unrealized Gain (Loss) on Derivative Instruments
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Other comprehensive income, Beginning Balance	15,620	38,325	61,006
Other comprehensive income	(7,542)	(22,705)	(22,681)
Other comprehensive income, Ending Balance	$ 8,078	$ 15,620	$ 38,325

- Definition

Amount after tax and reclassification adjustments of other comprehensive income (loss).

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-SubTopic 10
-Topic 505
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481112/505-10-50-2

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-6

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 830
-SubTopic 30
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481674/830-30-50-1

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 830
-SubTopic 30
-Name Accounting Standards Codification
-Section 45
-Paragraph 17
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481694/830-30-45-17

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Topic 944
-SubTopic 220
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.7-04(19))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1

Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 220
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 4
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482765/220-10-50-4

Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 220
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482765/220-10-50-5

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 830
-SubTopic 30
-Name Accounting Standards Codification
-Section 45
-Paragraph 20
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481694/830-30-45-20

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 220
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 2
-Subparagraph (SX 210.5-03(21))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 220
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-04(23))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1

Reference 11: http://www.xbrl.org/2003/role/disclosureRef
-Topic 220
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 1B
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482790/220-10-45-1B

Reference 12: http://fasb.org/us-gaap/role/ref/legacyRef
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-URI https://asc.fasb.org/1943274/2147482739/220-10-55-15

Reference 13: http://www.xbrl.org/2003/role/disclosureRef
-Topic 220
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 1A
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482790/220-10-45-1A

+ Details

- Definition

Amount of equity (deficit) attributable to parent. Excludes temporary equity and equity attributable to noncontrolling interest.

+ References

+ Details

Derivatives and Hedging Activities (Schedule of Derivatives Designated as Hedging Instruments) (Details) - Designated as Hedging Instrument - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Derivative [Line Items]
Notional Amount	$ 4,680,000	$ 4,355,000
Asset	7,105	3,395
Liability	(1,955)	(4,041)
Cash Flow Hedging \| Interest Rate Swap
Derivative [Line Items]
Notional Amount	4,555,000	4,030,000
Asset	7,104	0
Liability	(1,955)	(4,011)
Cash Flow Hedging \| interest rate caps purchased, indexed to fed funds effective rate
Derivative [Line Items]
Notional Amount	0	200,000
Asset	0	3,395
Liability	0	0
Cash Flow Hedging \| Interest rate collar
Derivative [Line Items]
Notional Amount	125,000	125,000
Asset	1	0
Liability	$ 0	$ (30)

- Definition

Fair value, before effects of master netting arrangements, of a financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets not subject to a master netting arrangement and elected not to be offset.

+ References + Details

- Definition

Fair value, before effects of master netting arrangements, of a financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes liabilities not subject to a master netting arrangement and elected not to be offset.

+ References + Details

Equity Based Compensation (Schedule of Nonvested Share Activity) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Additional Disclosures [Abstract]
Range of the closing price on date of grant, maximum (in Dollars per Share)	$ 40.08	$ 40.30	$ 35.39
Range of the closing price on date of grant, minimum (in Dollars per Share)	$ 34.43	$ 26.23	$ 16.94
Aggregate grant date fair value of shares vesting	$ 22,434	$ 22,060	$ 20,757
Unvested and restricted share awards [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount	$ 34,600
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition	2 years 4 months 24 days
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	4 years
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Additional Disclosures [Abstract]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number	1,108,071	1,072,183	1,016,400	1,194,315
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value	$ 34.11	$ 33.03	$ 37.10	$ 39.05
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	548,227	484,650	509,139
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period	(431,591)	(405,491)	(542,003)
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value	$ 35.76	$ 35.62	$ 37.81
Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Forfeitures and Expirations	(80,748)	(23,376)	(145,051)
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeitures, Weighted Average Grant Date Fair Value	$ 33.56	$ 34.25	$ 37.92
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	$ 37.45	$ 26.71	$ 33.51
Incentive Compensation Arrangements [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	4 years
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Additional Disclosures [Abstract]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number	616,070	689,249	613,491	257,976
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value	$ 34.01	$ 32.25	$ 38.11	$ 41.87
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	252,589	372,274	378,609
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period	(212,752)	(205,223)	0
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value	$ 32.91	$ 37.78	$ 0
Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Forfeitures and Expirations	(113,016)	(91,293)	(23,094)
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeitures, Weighted Average Grant Date Fair Value	$ 33.33	$ 34.62	$ 35.39
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	$ 37.58	$ 26.23	$ 35.39
Restricted Stock Units (RSUs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Additional Disclosures [Abstract]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number	120,176	132,454	140,632	108,830
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	114,273	105,173	136,778
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period	(126,551)	(113,351)	(104,976)
Restricted Stock Units (RSUs) [Member] \| 2025 Off Cycle
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	3 years
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Additional Disclosures [Abstract]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	26,810

Condensed Financial Statements of BankUnited, Inc. (Schedule of Condensed Statements of Cash Flows) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2025	Sep. 30, 2025	Jun. 30, 2025	Mar. 31, 2025	Dec. 31, 2024	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation [Abstract]
Net income	$ 69,260	$ 71,851	$ 68,766	$ 58,476	$ 69,302	$ 61,452	$ 53,733	$ 47,980	$ 268,353	$ 232,467	$ 178,671
Adjustments to reconcile net income to net cash provided by operating activities:
Share based compensation									20,470	21,573	19,628
Net cash provided by operating activities									358,614	433,780	657,496
Cash flows from investing activities:
Proceeds from repayments and calls of investment securities									2,312,762	1,951,954	1,036,517
Other									(61,770)	(52,640)	(29,993)
Net cash used in investing activities									(214,427)	409,714	980,574
Cash flows from financing activities:
Dividends paid									91,903	85,513	79,091
Payments for Repurchase of Common Stock									44,805	0	55,154
Other									4,534	(2,627)	22,333
Net cash provided by financing activities									(417,519)	(940,661)	(1,622,434)
Net (decrease) increase in cash and cash equivalents									(273,332)	(97,167)	15,636
Cash and cash equivalents, beginning of period				491,116					491,116
Cash and cash equivalents, end of period	217,784				491,116				217,784	491,116
Supplemental schedule of non-cash investing and financing activities:
Dividends declared, not paid									24,078	22,176	20,706
Parent Company
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation [Abstract]
Net income									268,353	232,467	178,671
Adjustments to reconcile net income to net cash provided by operating activities:
Equity in undistributed earnings of subsidiaries									161,361	(161,296)	(140,288)
Share based compensation									20,470	21,573	26,315
Increase (Decrease) in Other Operating Assets and Liabilities, Net									9,140	5,046	8,936
Net cash provided by operating activities									459,324	97,790	73,634
Cash flows from investing activities:
Proceeds from repayments and calls of investment securities									22,500	5,000	73,962
Other									0	0	(160)
Net cash used in investing activities									22,500	5,000	73,802
Cash flows from financing activities:
Dividends paid									91,903	85,513	(79,091)
Payments for Repurchase of Common Stock									(44,805)	0	(55,154)
Repayments of Senior Debt									(388,479)	0	(10,554)
Other									7,767	4,963	6,883
Net cash provided by financing activities									(532,954)	(90,476)	(151,682)
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Excluding Exchange Rate Effect, Including Discontinued Operation									(51,130)	12,314	(4,246)
Cash and cash equivalents, beginning of period				$ 274,350				$ 262,036	274,350	262,036	266,282
Cash and cash equivalents, end of period	$ 223,220				$ 274,350				223,220	274,350	262,036
Supplemental schedule of non-cash investing and financing activities:
Dividends declared, not paid									$ 24,078	$ 22,176	$ 20,706

Leases (Tables)

12 Months Ended

Dec. 31, 2025

Leases [Abstract]

Schedule of ROU Assets and Lease Liabilities

The following table presents ROU assets and lease liabilities at the dates indicated (in thousands):


	December 31, 2025		December 31, 2024
ROU assets:
Operating leases	$	58,680	$	64,416
Finance leases	17,978		20,290
	$	76,658	$	84,706
Lease liabilities:
Operating leases	$	65,368	$	71,979
Finance leases	22,883		24,629
	$	88,251	$	96,608

Operating and Finance Lease Information

The weighted average remaining lease term and weighted average discount rate at the dates indicated were:


	December 31, 2025		December 31, 2024
Weighted average remaining lease term:
Operating leases	5.7 years		6.2 years
Finance leases	7.9 years		8.8 years
Weighted average discount rate:
Operating leases	3.9	%	3.8	%
Finance leases	2.9	%	2.9	%

Lease, Cost

The following table presents the components of lease expense for the periods indicated (in thousands):


	Years Ended December 31,
	2025		2024		2023
Operating lease cost:
Fixed costs	$	16,117	$	16,624	$	16,761
Impairment of ROU assets	207		54		76
Total operating lease cost	$	16,324	$	16,678	$	16,837

Finance lease cost:
Amortization of ROU assets	$	2,501	$	2,240	$	2,228
Interest on lease liabilities	702		734		778
Total finance lease cost	$	3,203	$	2,974	$	3,006

Variable lease cost	$	3,474	$	3,733	$	3,440

Leases - Cash Flow Information

The following table presents additional information related to operating and finance leases for the dates and periods indicated (in thousands):



	Years Ended December 31,
	2025		2024		2023
Cash paid for amounts included in the measurement of lease liabilities:
Operating cash flows from finance leases	$	702	$	734	$	778
Operating cash flows from operating leases	16,963		17,055		17,680
Financing cash flows from finance leases	2,424		2,277		2,666
	$	20,089	$	20,066	$	21,124

Lease liabilities recognized from obtaining ROU assets:

Operating leases	$	8,245	$	13,538	$	6,896
Finance leases	190		892		—
	$	8,435	$	14,430	$	6,896

Schedule of Future Minimum Lease Payments for Operating and Finance Leases

Future lease payment obligations under leases with terms in excess of one year and a reconciliation to lease liabilities as of December 31, 2025 were as follows (in thousands):


	Operating Leases		Finance Leases		Total
Years ending December 31:
2026	$	17,172	$	3,202	$	20,374
2027	14,295		2,968		17,263
2028	11,649		3,058		14,707
2029	8,577		3,170		11,747
2030	6,097		3,212		9,309
Thereafter	15,293		10,093		25,386
Total future minimum lease payments	73,083		25,703		98,786
Less: interest component	(7,715)		(2,820)		(10,535)
Lease liabilities	$	65,368	$	22,883	$	88,251

Schedule of Direct or Sales Type Finance Leases

The following table presents the components of the investment in direct or sales type financing leases, included in loans in the consolidated balance sheets at the dates indicated (in thousands):


	December 31, 2025		December 31, 2024
Total minimum lease payments to be received	$	403,831	$	489,336
Estimated unguaranteed residual value of leased assets	2,393		3,112
Gross investment in direct or sales type financing leases	406,224		492,448
Unearned income	(26,203)		(34,270)
Initial direct costs	626		1,001
	$	380,647	$	459,179

Schedule of Future Minimum Lease Payments Under Direct or Sales Type Financing Leases

At December 31, 2025, future minimum lease payments to be received under direct or sales type financing leases were as follows (in thousands):


Years Ending December 31:
2026	$	142,505
2027	89,788
2028	60,168
2029	26,246
2030	19,387
Thereafter	65,737
	$	403,831

Schedule of Property Subject to or Available for Operating Lease

The following table presents the components of operating lease equipment at the dates indicated (in thousands):


	December 31, 2025		December 31, 2024
Operating lease equipment	$	271,187	$	339,165
Less: accumulated depreciation	(99,816)		(115,321)
Operating lease equipment, net	$	171,371	$	223,844

Sales-type and Direct Financing Leases, Lease Receivable, Maturity

At December 31, 2025, scheduled minimum rental payments under operating leases were as follows (in thousands):


Years Ending December 31:
2026	$	9,534
2027	9,102
2028	8,179
2029	5,173
2030	4,729
Thereafter	8,494
	$	45,211

Operating and Direct Finance Lease Income

The following table summarizes income recognized for operating and direct or sales type finance leases for the periods indicated (in thousands):


	Years Ended December 31,
	2025		2024		2023		Location of Lease Income on Consolidated Statements of Income
Operating leases	$	15,658	$	24,681	$	47,868	Non-interest income from lease financing
Direct or sales type finance leases	11,385		15,148		15,643		Interest income on loans
	$	27,043	$	39,829	$	63,511

Leases - Schedule of Operating Lease Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Lessee, Lease, Description [Line Items]
Operating lease equipment	$ 271,187	$ 339,165
Less: accumulated depreciation	99,816	115,321
Operating lease equipment, net	$ 171,371	$ 223,844
Minimum
Lessee, Lease, Description [Line Items]
Operating lease term	3 years
Maximum
Lessee, Lease, Description [Line Items]
Operating lease term	15 years

Loans and Allowance for Credit Losses (ALLL Rollforward) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023	Jan. 01, 2023
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	$ 223,153	$ 202,689	$ 147,946
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	(219,825)	(223,153)	(202,689)
Provision for Loan, Lease, and Other Losses	(68,351)	(58,986)	(78,924)
Charge-offs	(81,010)	(59,950)	(35,014)
Recoveries	9,331	21,428	12,627
Ending balance	219,825	223,153	202,689
Cumulative Effect, Period of Adoption, Adjusted Balance
Allowance for Loan and Lease Losses [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest				$ (146,152)
Cumulative Effect, Period of Adoption, Adjustment
Allowance for Loan and Lease Losses [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest				1,794
Commercial
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	211,203	195,058	136,205
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	(208,412)	(211,203)	(195,058)
Provision for Loan, Lease, and Other Losses	(68,691)	(54,545)	(82,926)
Charge-offs	(80,802)	(59,824)	(35,014)
Recoveries	9,320	21,424	12,618
Ending balance	208,412	211,203	195,058
Commercial \| Cumulative Effect, Period of Adoption, Adjusted Balance
Allowance for Loan and Lease Losses [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest				(134,528)
Commercial \| Cumulative Effect, Period of Adoption, Adjustment
Allowance for Loan and Lease Losses [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest				1,677
Residential
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	11,950	7,631	11,741
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	(11,413)	(11,950)	(7,631)
Provision for Loan, Lease, and Other Losses	(340)	(4,441)	(4,002)
Charge-offs	(208)	(126)	0
Recoveries	11	4	9
Ending balance	$ 11,413	$ 11,950	$ 7,631
Residential \| Cumulative Effect, Period of Adoption, Adjusted Balance
Allowance for Loan and Lease Losses [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest				(11,624)
Residential \| Cumulative Effect, Period of Adoption, Adjustment
Allowance for Loan and Lease Losses [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest				$ 117

CONSOLIDATED STATEMENTS OF CASH FLOWS - UNAUDITED - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Cash flows from operating activities:
Net income	$ 268,353	$ 232,467	$ 178,671
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization and accretion, net	(19,850)	(15,752)	(13,309)
Provision for credit losses	67,940	55,072	87,607
Share based compensation	20,470	21,573	19,628
Depreciation and amortization	51,017	60,112	74,060
Deferred income taxes	(5,359)	(43,927)	(46,832)
Proceeds from sale of loans held for sale, net	124,555	130,979	317,663
Daily cash settlement of derivative instruments, net	(18,778)	(25,257)	(74,477)
Other:
(Increase) decrease in other assets	(108,052)	7,304	24,399
(Decrease) increase in other liabilities	(21,682)	11,209	90,086
Net cash provided by operating activities	358,614	433,780	657,496
Cash flows from investing activities:
Purchases of investment securities	(3,745,053)	(2,416,708)	(405,480)
Proceeds from repayments and calls of investment securities	2,312,762	1,951,954	1,036,517
Proceeds from sale of investment securities	1,343,073	435,003	371,777
Purchases of non-marketable equity securities	(350,312)	(330,600)	(544,887)
Proceeds from redemption of non-marketable equity securities	415,925	434,387	528,975
Purchases of loans	(326,236)	(366,197)	(493,291)
Loan originations and repayments, net	84,368	431,792	377,863
Proceeds from sale of loans	89,960	119,000	38,765
Proceeds from surrender of BOLI	0	55,410	0
Disposition of operating lease equipment	22,856	148,313	100,328
Other investing activities	(61,770)	(52,640)	(29,993)
Net cash provided by (used in) investing activities	(214,427)	409,714	980,574
Net cash provided by financing activities
Net increase in deposits	1,487,202	1,327,225	(970,856)
Net decrease in federal funds purchased	0	0	(190,000)
Additions to FHLB borrowings	230,000	875,000	3,425,000
Repayments of FHLB borrowings	(1,605,000)	(3,060,000)	(3,730,000)
Redemption of senior notes	(388,479)	0	0
Dividends paid	(91,903)	(85,513)	(79,091)
Other financing activities	(4,534)	2,627	(22,333)
Net cash used in financing activities	(417,519)	(940,661)	(1,622,434)
Net increase (decrease) in cash and cash equivalents	(273,332)	(97,167)	15,636
Cash and cash equivalents, beginning of period	491,116	588,283	572,647
Cash and cash equivalents, end of period	217,784	491,116	588,283
Supplemental disclosure of cash flow information:
Interest paid	831,903	1,031,997	950,476
Income taxes paid, net	147,755	101,773	48,782
Supplemental schedule of non-cash investing and financing activities:
Transfers from loans to loans held for sale	213,743	250,338	361,382
Transfers from operating lease equipment to equipment held for sale	15,503	0	20,699
Dividends declared, not paid	24,078	22,176	20,706
Unsettled securities trades, net	0	100,038	0
Obligations incurred in acquisition of affordable housing limited partnerships	$ 0	$ 20,000	$ 20,000

Earnings Per Common Share (Tables)

12 Months Ended

Dec. 31, 2025

Earnings Per Share [Abstract]

Computation of Basic and Diluted Earnings Per Common Share

The computation of basic and diluted earnings per common share is presented below for the periods indicated (in thousands, except share and per share data):


	Years Ended December 31,
c		2025		2024		2023
Basic earnings per common share:
Numerator:
Net income		$	268,353	$	232,467	$	178,671
Distributed and undistributed earnings allocated to participating securities		(5,697)		(4,113)		(3,565)
Income allocated to common stockholders for basic earnings per common share		$	262,656	$	228,354	$	175,106
Denominator:
Weighted average common shares outstanding		75,039,662		74,694,303		74,493,898
Less average unvested stock awards		(1,115,829)		(1,098,045)		(1,168,004)
Weighted average shares for basic earnings per common share		73,923,833		73,596,258		73,325,894
Basic earnings per common share		$	3.55	$	3.10	$	2.39
Diluted earnings per common share:
Numerator:
Income allocated to common stockholders for basic earnings per common share		$	262,656	$	228,354	$	175,106
Adjustment for earnings reallocated from participating securities		(648)		(402)		(275)
Income used in calculating diluted earnings per common share		$	262,008	$	227,952	$	174,831
Denominator:
Weighted average shares for basic earnings per common share		73,923,833		73,596,258		73,325,894
Dilutive effect of certain share-based awards		380,640		382,043		197,441
Weighted average shares for diluted earnings per common share		74,304,473		73,978,301		73,523,335
Diluted earnings per common share		$	3.53	$	3.08	$	2.38

Premises and Equipment and Lease Commitments Property, Plant and Equipment (Tables)

12 Months Ended

Dec. 31, 2025

Property, Plant and Equipment [Abstract]

Property, Plant and Equipment

Premises and equipment and capitalized software costs are included in other assets in the accompanying consolidated balance sheets and are summarized as follows at the dates indicated (in thousands):


	December 31, 2025		December 31, 2024
Buildings and improvements	$	1,673	$	1,673
Leasehold improvements	86,473		78,938
Furniture, fixtures and equipment	35,226		32,133
Computer equipment	16,811		16,661
Software and CCA	121,774		116,125
Aircraft and automobiles	11,807		11,841

	273,764		257,371
Less: accumulated depreciation	(212,661)		(196,015)
Premises, equipment and software, net	$	61,103	$	61,356

Depreciation and amortization expense related to premises, equipment and software was $17.4 million, $18.8 million and $18.7 million for the years ended December 31, 2025, 2024 and 2023, respectively.

Derivatives and Hedging Activities (Interest Rate Swaps Subject to Master Netting Agreements) (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Gross Amounts Recognized, Derivative assets	$ 33,829	$ 74,615
Gross Amounts Recognized, Derivative liabilities	(52,880)	(14,383)
Gross Amounts Recognized, Derivative assets and liabilities	(19,051)	(60,232)
Gross Amounts Offset in Balance Sheet, Derivative assets	0	0
Gross Amounts Offset in Balance Sheet, Derivative liabilities	0	0
Gross Amounts Offset in Balance Sheet, Derivative assets and liabilities	0	0
Net Amounts Presented in Balance Sheet, Derivative assets	33,829	74,615
Net Amounts Presented in Balance Sheet, Derivative liabilities	(52,880)	(14,383)
Derivative Asset (Liability), Fair Value, Amount Not Offset Against Collateral	(19,051)	(60,232)
Gross Amounts Not Offset in Balance Sheet
Derivative Instruments, Derivative assets	(23,382)	(11,161)
Derivative Instruments, Derivative liabilities	23,382	11,161
Derivative Instruments, Derivative assets and liabilities	0	0
Collateral Pledged, Derivative assets	(9,258)	(63,376)
Collateral Pledged, Derivative liabilities	29,498	3,222
Collateral Pledged, Derivative assets and liabilities	20,240	60,154
Net Amount, Derivative assets	1,189	78
Net Amount, Derivative liabilities	0	0
Net Amount, Derivative assets and liabilities	$ 1,189	$ 78

Federal Home Loan Bank Advances, Notes and Other Borrowings Long-Term Debt (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Schedule of Capitalization, Long-term Debt [Line Items]
Carrying amount	$ 296,857	$ 683,924
Finance Lease, Liability	22,883	24,629
Long-term Debt and Lease Obligation	319,740	708,553
Subordinated Debt
Schedule of Capitalization, Long-term Debt [Line Items]
Long-term Debt, Gross	300,000	300,000
Debt Instrument, Unamortized Discount	(3,143)	(3,753)
Carrying amount	$ 296,857	296,247
Subordinated Debt \| Subordinated Debt 5.125% Maturing on June 11, 2030
Schedule of Capitalization, Long-term Debt [Line Items]
Stated percentage	5.125%
Senior Notes
Schedule of Capitalization, Long-term Debt [Line Items]
Long-term Debt, Gross	$ 0	388,479
Debt Instrument, Unamortized Discount	0	(802)
Carrying amount	$ 0	$ 387,677
Senior Notes \| Senior Notes 4.875% Maturing on November 17, 2025
Schedule of Capitalization, Long-term Debt [Line Items]
Stated percentage	4.875%

CONSOLIDATED STATEMENTS OF INCOME - UNAUDITED - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Interest income:
Loans	$ 1,291,403	$ 1,389,897	$ 1,318,217
Investment securities	469,512	497,666	488,212
Other	31,878	37,553	51,152
Total interest income	1,792,793	1,925,116	1,857,581
Interest expense:
Deposits	664,335	815,572	660,305
Borrowings	140,878	195,278	323,472
Total interest expense	805,213	1,010,850	983,777
Net interest income before provision for credit losses	987,580	914,266	873,804
Provision for credit losses	67,940	55,072	87,607
Net interest income after provision for credit losses	919,640	859,194	786,197
Non-interest income:
Deposit service charges and fees	21,732	20,226	20,906
Lease financing	17,739	30,610	45,882
Capital Markets Revenue	27,402	14,444	11,596
Other non-interest income	38,766	33,875	8,454
Total non-interest income	105,639	99,155	86,838
Non-interest expense:
Employee compensation and benefits	341,047	315,604	280,744
Occupancy and equipment	43,966	45,560	43,345
Deposit insurance expense	27,195	36,143	66,747
Technology	88,332	82,978	79,984
Depreciation of operating lease equipment	16,369	26,127	44,446
Other non-interest expense	146,624	135,588	120,685
Total non-interest expense	663,533	642,000	635,951
Income before income taxes	361,746	316,349	237,084
Provision for income taxes	93,393	83,882	58,413
Net income	$ 268,353	$ 232,467	$ 178,671
Earnings per common share, basic (in dollars per share)	$ 3.55	$ 3.10	$ 2.39
Earnings per common share, diluted (in dollars per share)	$ 3.53	$ 3.08	$ 2.38

Basis of Presentation and Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2025
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Accounting Estimates	Accounting Estimates In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets, liabilities, revenues, expenses and disclosures of contingent assets and liabilities. Actual results could differ significantly from these estimates. The most significant estimate impacting the Company's consolidated financial statements is the ACL.
Principles of Consolidation	Principles of Consolidation The consolidated financial statements include the accounts of BankUnited, Inc. and its wholly-owned subsidiary. All significant intercompany balances and transactions have been eliminated in consolidation. VIEs are consolidated if the Company is the primary beneficiary; i.e., has (i) the power to direct the activities of the VIE that most significantly impact the VIE's economic performance and (ii) the obligation to absorb losses or the right to receive benefits that could potentially be significant to the VIE. The Company has variable interests in affordable housing limited partnerships that are not required to be consolidated because the Company is not the primary beneficiary.
Fair Value Measurements	Fair Value Measurements Certain of the Company's assets and liabilities are reflected in the consolidated financial statements at fair value on either a recurring or non-recurring basis. Investment securities AFS, marketable equity securities and derivative instruments are measured at fair value on a recurring basis. Assets measured at fair value or fair value less cost to sell on a non-recurring basis may include collateral dependent loans, OREO and other repossessed assets, loans held for sale, goodwill and impaired long-lived assets. These non-recurring fair value measurements typically involve lower-of-cost-or-market accounting or the measurement of impairment of certain assets. Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants at the measurement date. GAAP establishes a hierarchy that prioritizes inputs used to determine fair value measurements into three levels based on the observability and transparency of the inputs: •Level 1 inputs are unadjusted quoted prices in active markets that are accessible at the measurement date for identical assets or liabilities. •Level 2 inputs are observable inputs other than level 1 inputs, including quoted prices for similar assets and liabilities, quoted prices for identical assets and liabilities in less active markets and other inputs that can be corroborated by observable market data. •Level 3 inputs are unobservable inputs supported by limited or no market activity or data and inputs requiring significant management judgment or estimation. The fair value hierarchy requires the Company to maximize the use of observable inputs and minimize the use of unobservable inputs in estimating fair value. Unobservable inputs are utilized in determining fair value measurements only to the extent that observable inputs are unavailable. The need to use unobservable inputs generally results from a lack of market liquidity and diminished observability of actual trades or assumptions that would otherwise be available to value a particular asset or liability.
Cash and Cash Equivalents	Cash and Cash Equivalents Cash and cash equivalents include cash and due from banks, both interest bearing and non-interest bearing, including amounts on deposit at the Federal Reserve Bank. Cash equivalents have original maturities of three months or less. For purposes of reporting cash flows, cash receipts and payments pertaining to FHLB advances with original maturities of three months or less are reported net.
Investment Securities	Investment Securities Debt securities that the Company has the positive intent and ability to hold to maturity are classified as held to maturity and reported at amortized cost. Debt securities that the Company may not have the intent to hold to maturity are classified as available-for-sale at the time of acquisition and carried at fair value with unrealized gains and losses, net of tax, excluded from earnings and reported in AOCI, a separate component of stockholders' equity. Securities classified as AFS may be used as part of the Company's asset/liability management strategy and may be sold in response to liquidity needs, regulatory changes, changes in interest rates, prepayment risk or other market factors. The Company does not maintain a trading portfolio. Purchase premiums and discounts on debt securities are amortized as adjustments to yield over the expected lives of the securities, using the interest method which results in a constant effective yield. Premiums are amortized to the call date for callable securities. Realized gains and losses from sales of securities are recorded on the trade date and are determined using the specific identification method. The Company's policy on the ACL related to debt securities is discussed below in the section entitled "ACL". Marketable equity securities with readily determinable fair values are reported at fair value with unrealized gains and losses included in earnings.
Non-marketable Equity Securities	Non-marketable Equity Securities The Bank, as a member of the FRB system and the FHLB, is required to maintain investments in the stock of the FRB and FHLB. No market exists for this stock, and the investment can be liquidated only through redemption by the respective institutions, at the discretion of and subject to conditions imposed by those institutions. The stock has no readily determinable fair value and is carried at cost. Historically, stock redemptions have been at par value, which equals the Company's carrying value. The Company monitors its investment in FHLB stock for impairment through review of recent financial results of the FHLB, including capital adequacy and liquidity position, dividend payment history, redemption history and information from credit agencies. The Company has not identified any indicators of impairment of the FRB or FHLB stock.
Loans Held for Sale	Loans Held for Sale Loans originated or purchased with the intent to sell are carried at the lower of cost or fair value. A valuation allowance is established through a charge to earnings if the aggregate fair value of such loans is lower than their cost. Gains or losses recognized upon sale are determined on a specific identification basis. Loans not originated or otherwise acquired with the intent to sell, or loans which have been originated by the Company and subsequently held for sale, are transferred into the held for sale classification at the lower of carrying amount or fair value when they are specifically identified for sale and a formal plan exists to sell them.
Loans	Loans Loans are reported at amortized cost, net of the ACL. Interest income is accrued based on the principal amount outstanding. Non-refundable loan origination fees, net of direct costs of originating or acquiring loans, as well as purchase premiums and discounts, are deferred and recognized as adjustments to yield over the contractual lives of the related loans using the interest method which results in a constant effective yield. Non-accrual loans Commercial loans are placed on non-accrual status when (i) management has determined that full repayment of all contractual principal and interest is in doubt, or (ii) the loan is past due 90 days or more as to principal or interest unless the loan is well secured and in the process of collection. Residential loans, other than government insured residential loans, are generally placed on non-accrual status when they are 60 days past due. When a loan is placed on non-accrual status, uncollected interest accrued is reversed and charged to interest income. Payments received on non-accrual commercial loans are applied as a reduction of principal. Interest payments are recognized as income on a cash basis on non-accrual residential loans. Commercial loans are returned to accrual status only after all past due principal and interest has been collected and full repayment of remaining contractual principal and interest is reasonably assured. Residential loans are generally returned to accrual status when less than 60 days past due. Past due status of loans is determined based on the contractual next payment due date. Loans less than 30 days past due are reported as current. Contractually delinquent government insured residential loans are not classified as non-accrual due to the nature of the guarantee. Contractually delinquent PCD loans are not classified as non-accrual, as long as the Company has a reasonable expectation about amounts expected to be collected.
PCD assets	PCD assets PCD assets are acquired financial assets that, as of the date of acquisition, have experienced a more than insignificant deterioration in credit quality since origination. An assessment is conducted at acquisition to determine whether acquired financial assets meet the criteria to be classified as PCD assets. That assessment may be conducted at the individual asset level, or for a group of assets acquired together that have similar risk characteristics. At acquisition, the ACL related to PCD assets, representing the estimated amount of the UPB of the assets not expected to be collected, is added to the purchase price to determine the amortized cost basis and any non-credit related discount or premium is allocated to the individual assets acquired. The non-credit related discount or premium is accreted or amortized to interest income over the life of the related assets using the level yield method, as long as there is a reasonable expectation about amounts expected to be collected. Subsequent changes in the amount of expected credit losses are recognized immediately by adjusting the ACL and reflecting the periodic changes as credit loss expense or reversal of credit loss expense.
Sales-type and Direct Financing Leases	Sales-type and Direct Financing Leases Sales-type and direct financing leases are carried at the aggregate of lease payments receivable, initial direct costs and estimated residual value of the leased property, if applicable, less unearned income. Interest income is recognized over the term of the leases to achieve a constant periodic rate of return on the outstanding investment.
ACL	ACL AFS Debt Securities The Company reviews its AFS debt securities for credit loss impairment at the individual security level on a quarterly basis. A security is impaired if its fair value is less than its amortized cost basis. A decline in fair value below amortized cost basis represents a credit loss impairment to the extent the Company does not expect to recover the amortized cost basis of the security. Impairment related to credit losses is recorded through the ACL to the extent fair value is less than the amortized cost basis. Declines in fair value that have not been recorded through the ACL are recorded through other comprehensive income, net of tax. In assessing whether an impairment is credit loss related, the Company compares the present value of cash flows expected to be collected to the security's amortized cost basis. If the present value of cash flows expected to be collected is less than the amortized cost basis of the security, a credit loss exists, and an ACL is recorded. The Company discounts expected cash flows at the effective interest rate implicit in the security at the purchase date, adjusted for expected prepayments. For floating rate securities, the Company uses the floating rate as it changes over the life of the security. In developing estimates about cash flows expected to be collected and determining whether a credit loss exists, the Company considers information about past events, current conditions and reasonable and supportable forecasts. Factors and information that the Company uses in making its assessments include, but are not necessarily limited to, the following: •The extent to which fair value is less than amortized cost; •Adverse conditions specifically related to the security, an industry or sector or geographic area; •Changes in the financial condition of the issuer or underlying loan obligors; •The payment structure and remaining payment terms of the security, including levels of subordination or over-collateralization; •Failure of the issuer to make scheduled payments; •Changes in credit ratings; •Relevant market data; •Estimated prepayments, defaults, and the value and performance of underlying collateral at the individual security level. The relative importance assigned to each of these factors varies depending on the facts and circumstances pertinent to the individual security being evaluated. Timely payment of principal and interest on securities issued by the U.S. government, U.S. government agencies and U.S. government sponsored entities is explicitly or implicitly guaranteed by the U.S. government. Therefore, the Company expects to recover the amortized cost basis of these securities. If the Company intends to sell a security in an unrealized loss position, or it is more likely than not that the Company will be required to sell the security before recovery of its amortized cost basis, any allowance for credit losses will be written off and the amortized cost basis will be written down to the debt security’s fair value at the reporting date with any incremental impairment reported in earnings. AFS securities will be charged off to the extent that there is no reasonable expectation of recovery of amortized cost basis. AFS securities will be placed on non-accrual status if the Company does not reasonably expect to receive interest payments in the future and interest accrued will be reversed against interest income. Securities will be returned to accrual status only when collection of interest is reasonably assured. Loans The ACL is a valuation account that is deducted from the amortized cost basis of loans to present the net amount expected to be collected. The ACL is adjusted through the provision for credit losses to the amount of amortized cost basis not expected to be collected, or in the case of PCD loans, the amount of UPB not expected to be collected, at the balance sheet date. Amortized cost basis includes UPB, unamortized premiums or discounts and deferred fees and costs, net of amounts previously charged off. The measurement of expected credit losses encompasses information about historical events, current conditions and reasonable and supportable forecasts. Determining the amount of the ACL is complex and requires extensive judgment by management about matters that are inherently uncertain. Re-evaluation of the ACL estimate in future periods, in light of changes in composition and characteristics of the loan portfolio, changes in the reasonable and supportable forecast and other factors then prevailing may result in material changes in the amount of the ACL and credit loss expense in those future periods. Loans are charged off against the ACL in the period in which they are deemed uncollectible, and recoveries are credited to the ACL when received. Expected recoveries on loans previously charged off and expected to be charged-off, not to exceed the aggregate of amounts previously charged-off and expected to be charged-off, are included in the ACL estimate. For loans secured by residential real estate, an assessment of collateral value is made at no later than 120 days delinquency; any outstanding loan balance in excess of fair value less cost to sell is charged off at no later than 180 days delinquency. Additionally, any outstanding balance in excess of fair value of collateral less cost to sell is charged off (i) within 60 days of receipt of notification of filing from the bankruptcy court, (ii) within 60 days of determination of loss if all borrowers are deceased or (iii) within 90 days of discovery of fraudulent activity. Other consumer loans, which are not significant in the aggregate, are typically charged off at 120 days delinquency. Commercial loans are charged off when, in management's judgment, they are considered to be uncollectible. Expected credit losses are estimated on a collective basis for groups of loans that share similar risk characteristics. Factors that may be considered in aggregating loans for this purpose include but are not necessarily limited to, product or collateral type, industry, geography, internal risk rating, credit characteristics such as credit scores or collateral values, and historical or expected credit loss patterns. For loans that do not share similar risk characteristics with other loans such as collateral dependent loans, expected credit losses are estimated on an individual basis. Expected credit losses are estimated over the contractual terms of the loans, adjusted for expected prepayments. Expected prepayments for commercial loans are generally estimated based on the Company's historical experience. For residential loans, expected prepayments are estimated using a model that incorporates industry prepayment data, calibrated to reflect the Company's experience. The contractual term excludes expected extensions, renewals, and modifications unless the extension or renewal options are included in the original or modified contract at the reporting date and are not unconditionally cancellable by the Company. For the substantial majority of portfolio segments and subsegments, including residential loans other than government insured loans, and most commercial and commercial real estate loans, expected losses are estimated using econometric models. The models employ a factor based methodology, leveraging data sets containing extensive historical loss and recovery information by industry, geography, product type, collateral type and obligor characteristics, to estimate PD and LGD. Measures of PD for commercial loans incorporate current conditions through market cycle or credit cycle adjustments. For residential loans, the models consider FICO, adjusted LTVs and delinquency rates. PDs and LGDs are then conditioned on the reasonable and supportable economic forecast. Projected PDs and LGDs, determined based on pool level characteristics, are applied to estimated exposure at default, considering the contractual term and payment structure of loans, adjusted for expected prepayments, to generate estimates of expected loss. For criticized or classified loans, PDs are adjusted to benchmark PDs established for each risk rating given that the most current financial information available is often not reflective of the borrowers' current financial condition. The ACL estimate incorporates a reasonable and supportable economic forecast through the use of externally developed macroeconomic scenarios applied in the models. The length of the reasonable and supportable forecast period is evaluated at each reporting period and adjusted if deemed necessary. Currently, the Company uses a 2-year reasonable and supportable forecast period in estimating the ACL. After the reasonable and supportable forecast period, the models effectively revert to long-term mean losses on a straight-line basis over 12 months. ACL estimates incorporate a probability weighted blend of macroeconomic scenarios, with weights determined by an evaluation of each scenario’s key assumptions, the projected paths of principal economic variables, such as real GDP growth and the unemployment rate, and other relevant market indicators and consensus forecasts. The models ingest numerous national, regional and MSA level variables and data points. Commercial Real Estate Model Variables with the most significant impact on the commercial real estate model include unemployment at both national and regional levels, the CRE property forecast by property type and sub-market, 10-year treasury yield, Baa corporate yield and real GDP growth, at the national level. Increases in unemployment and yields within the commercial real estate model result in increases in the ACL. Increases in real GDP growth and improvements in the CRE property forecasts reduce the reserve. Commercial Model Variables with the most significant impact on the commercial model include a stock market volatility index, the S&P 500 index, unemployment at both national and regional levels, and a variety of interest rates and spreads. Increases in the unemployment rate, the stock market volatility index, and the Baa corporate yield increase the reserve, while increases in real GDP growth reduce the reserve. Residential Model Variables with the most significant impact on the residential model include HPI and unemployment at regional levels, real GDP growth, and a 30-year mortgage rate. Increases in the unemployment rate and the 30-year mortgage rate increase the reserve, while increases in real GDP growth and HPI reduce the reserve. For certain less material portfolios including loans and leases to state and local government entities originated by Pinnacle, small balance commercial loans and consumer loans, the WARM method is used to estimate expected credit losses. Loss rates are applied to the exposure at default, after factoring in amortization and expected prepayments. For the Pinnacle portfolio, historical loss information is based on municipal historical default and recovery data, segmented by credit rating. For small balance commercial loans, historical loss information is based on the Company's historical loss experience over a ten year period. For consumer loans, historical loss information is based on peer data; this portfolio subsegment is not significant. All loss estimates are conditioned as applicable on changes in current conditions and the reasonable and supportable economic forecast. Expected credit losses for the funded portion of mortgage warehouse lines of credit are estimated based primarily on the Company's historical loss experience, conditioned as applicable on changes in current conditions and the reasonable and supportable economic forecast. Generally, given the nature of these loans, losses would be expected to manifest within a very short time period after origination. The Company expects to collect the amortized cost basis of government insured residential loans due to the nature of the government guarantee, so the ACL is zero for these loans. Qualitative factors Quantitative models have certain inherent limitations with respect to estimating expected losses. These limitations may be more prevalent in times of rapidly changing or unprecedented economic conditions and forecasts. Qualitative adjustments are made to the ACL when, based on management’s judgment, there are factors impacting expected credit losses not taken into account by the quantitative calculations. Potential qualitative adjustments are categorized as follows: •Economic factors, including material uncertainties, trends and developments that, in management's judgment, may not have been adequately reflected in the reasonable and supportable economic forecast; •Credit policy and staffing, including the nature and level of policy and procedural exceptions or changes in credit policy not reflected in quantitative results, changes in the quality of underwriting and portfolio management and staff and issues identified by credit review, internal audit or regulators that may not be reflected in quantitative results; •Concentrations, considering whether the quantitative estimate adequately accounts for concentration risk in the portfolio; •Model imprecision and model validation findings; and •Other factors not adequately considered in the quantitative estimate or other qualitative categories identified by management that may materially impact the amount of expected credit losses. Collateral dependent loans Collateral dependent loans are those for which the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the operation or sale of the collateral. These loans do not typically share similar risk characteristics with other loans and expected credit losses are evaluated on an individual basis. Loans evaluated individually are not included in the collective evaluation. Estimates of expected credit losses for collateral dependent loans, whether or not foreclosure is probable, are based on the fair value of the collateral, adjusted for selling costs when repayment depends on sale of the collateral. Due to immateriality, expected credit losses for collateral dependent commercial relationships with committed balances less than $1.0 million may be estimated collectively. Off-balance sheet credit exposures Expected credit losses related to off-balance sheet credit exposures are estimated over the contractual period for which the Company is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Company. Expected credit losses are estimated using essentially the same methodologies employed to estimate expected credit losses on the amortized cost basis of loans, taking into consideration the likelihood and amount of additional amounts expected to be funded over the terms of the commitments. The liability for credit losses on off-balance sheet credit exposures is presented within "other liabilities" on the consolidated balance sheets, distinct from the ACL. Adjustments to the liability are included in the provision for credit losses.
Accrued Interest Receivable	Accrued Interest Receivable The Company has elected to present accrued interest receivable separate from the amortized cost basis of financial assets carried at amortized cost. The Company excludes accrued interest receivable balances from tabular disclosures about financial assets carried at amortized cost. The Company generally does not estimate an ACL on accrued interest receivable balances since uncollectible accrued interest is timely written off in accordance with the Company's accounting policies for non-accrual loans. Under unusual circumstances, the Company evaluates whether its non-accrual policies continue to consistently provide for timely reversal of accrued interest receivable. If considered necessary, the Company records an allowance for uncollectible accrued interest receivable, determined using essentially the same methodologies used to estimate the ACL on the amortized cost basis of the related loans. The allowance is deducted from accrued interest receivable and presented within other assets on the consolidated balance sheets, distinct from the ACL. Changes in the ACL related to accrued interest receivable are included in the provision for credit losses.
Leases	Leases The Company determines whether a contract is or contains a lease at inception. For leases with terms greater than 12 months under which the Company is lessee, ROU assets and lease liabilities are recorded at the commencement date. Lease liabilities are initially recorded based on the present value of future lease payments over the lease term. ROU assets are initially recorded at the amount of the associated lease liabilities plus prepaid lease payments and initial direct costs, less any lease incentives received. The cost of short term leases is recognized on a straight line basis over the lease term. The lease term includes options to extend if the exercise of those options is reasonably certain and includes periods covered by termination options if there is reasonable certainty the options will not be exercised. Lease payments are discounted using the Company's FHLB borrowing rate for borrowings of a similar term unless an implicit rate is defined in the contract or is determinable, which is generally not the case. Leases are classified as financing or operating leases at commencement; generally, leases are classified as finance leases when effective control of the underlying asset is transferred. The substantial majority of leases under which the Company is lessee are classified as operating leases. For operating leases, lease cost is recognized in the consolidated statements of income on a straight line basis over the lease terms. For finance leases, interest expense on lease liabilities is recognized on the effective interest method and amortization of ROU assets is recognized on a straight line basis over the lease terms. Variable lease costs are recognized in the period in which the obligation for those costs is incurred. The Company has elected not to separate lease from non-lease components of its lease contracts.
Bank Owned Life Insurance	Bank Owned Life Insurance Bank owned life insurance is carried at cash surrender value. Changes in cash surrender value are recorded in non-interest income.
Operating Lease Equipment	Operating Lease Equipment Operating lease equipment is carried at cost less accumulated depreciation and is depreciated to estimated residual value using the straight-line method over the lease term. Estimated residual values are re-evaluated at least annually, based primarily on current residual value appraisals. Equipment held for sale is carried at the lower of carrying amount or estimated fair value less costs to sell and is included in other assets in the accompanying consolidated balance sheets. Rental revenue is recognized on a straight-line basis over the contractual term of the lease. A review for impairment of equipment under operating lease is performed annually or when events or changes in circumstances indicate that the carrying amount of long-lived assets may not be recoverable. Impairment of assets is determined by comparing the carrying amount to future undiscounted net cash flows expected to be generated. If an asset is impaired, the measure of impairment is the amount by which the carrying amount exceeds the fair value of the asset.
Goodwill	Goodwill Goodwill represents the excess of consideration transferred in business combinations over the fair value of net tangible and identifiable intangible assets acquired. Goodwill is not amortized, but is tested for impairment annually, during the fourth quarter of each year, or more frequently if events or changes in circumstances indicate that impairment may have occurred. The Company has a single reporting unit. When assessing goodwill for impairment, the Company may elect to perform a qualitative assessment to determine if a quantitative impairment test is necessary. If a qualitative assessment is not performed, or if the qualitative assessment indicates it is more likely than not that the fair value of a reporting unit is less than its carrying amount, a quantitative test is performed. The quantitative impairment test compares the estimated fair value of the reporting unit to its carrying amount. If the fair value of the reporting unit exceeds its carrying amount, no impairment is indicated. If the fair value of the reporting unit is less than its carrying amount, impairment of goodwill is measured as the excess of the carrying amount over fair value.
OREO and Repossessed Assets	OREO and Repossessed Assets OREO and repossessed assets consists of real estate assets acquired through, or in lieu of, loan foreclosure and personal property acquired through repossession. Such assets are included in other assets in the accompanying consolidated balance sheets. These assets are held for sale and are initially recorded at estimated fair value less costs to sell, establishing a new cost basis. Subsequent to acquisition, periodic valuations are performed, and the assets are carried at the lower of the carrying amount at the date of acquisition or estimated fair value less cost to sell. Significant property improvements are capitalized to the extent that the resulting carrying value does not exceed fair value less cost to sell. Legal fees, maintenance, taxes, insurance and other direct costs of holding and maintaining these assets are expensed as incurred.
Premises and Equipment	Premises and Equipment Premises and equipment are carried at cost less accumulated depreciation and amortization and are included in other assets in the accompanying consolidated balance sheets. The Company measures assets held for sale at the lower of carrying amount or estimated fair value. Depreciation is calculated using the straight-line method over the estimated useful lives of the assets. The lives of improvements to existing buildings are based on the lesser of the estimated remaining lives of the buildings or the estimated useful lives of the improvements. Leasehold improvements are amortized over the shorter of the expected terms of the leases at inception, considering options to extend that are reasonably assured, or their useful lives. The estimated useful lives of premises and equipment are as follows: •buildings and improvements - 10 years; •leasehold improvements - 3 to 20 years; •aircraft and automobiles - 5 to 15 years; •furniture, fixtures and equipment - 5 to 7 years; and •computer equipment - 3 to 5 years.
Software	Software Capitalized software, stated at cost less accumulated depreciation and amortization, includes CCA and capitalized implementation costs associated with hosting arrangements. Capitalized software is included in other assets in the accompanying consolidated balance sheets. Depreciation and amortization are calculated using the straight-line method over the estimated useful lives of the assets, which for CCA is based on the term of the associated hosting arrangements plus any reasonably certain renewals. Direct costs associated with developing or obtaining and implementing internal use software and hosting arrangements that are service contracts incurred during the application development stage are capitalized. The estimated useful lives of software, software licensing rights and CCA implementation costs range from 3 to 5 years.
Investments in Affordable Housing Limited Partnerships	Investments in Affordable Housing Limited Partnerships The Company has acquired investments in limited partnerships that manage or invest in qualified affordable housing projects and provide the Company with low-income housing tax credits and other tax benefits. These investments are included in other assets in the accompanying consolidated balance sheets. The Company accounts for investments in qualified affordable housing projects using the proportional amortization method if certain criteria are met. Under the proportional amortization method, the initial cost of the investment is amortized in proportion to the tax credits and other tax benefits received and the amortization is recognized in the income statement as a component of income tax expense. The investments are evaluated for impairment when events or changes in circumstances indicate that it may be more likely than not that the carrying amount of the investment will not be realized.
Income Tax	Income Taxes The Company accounts for income taxes using the asset and liability method. Deferred tax assets and liabilities are determined based on differences between the financial reporting and tax bases of assets and liabilities using enacted tax rates in effect for periods in which the differences are expected to reverse. The effect of changes in tax rates on deferred tax assets and liabilities are recognized in income in the period that includes the enactment date. A valuation allowance is established for deferred tax assets when management determines that it is more likely than not that some portion or all of a deferred tax asset will not be realized. In making such determinations, the Company considers all available positive and negative evidence that may impact the realization of deferred tax assets. These considerations include the amount of taxable income generated in statutory carryback periods, future reversals of existing taxable temporary differences, projected future taxable income and available tax planning strategies. The Company recognizes tax benefits from uncertain tax positions when it is more likely than not that the related tax positions will be sustained upon examination, including resolutions of any related appeals or litigation processes, based on the technical merits of the tax positions. An uncertain tax position is a position taken in a previously filed tax return or a position expected to be taken in a future tax return that is not based on clear and unambiguous tax law. The Company measures tax benefits related to uncertain tax positions based on the largest benefit that has a greater than 50% likelihood of being realized upon settlement. If the initial assessment fails to result in recognition of a tax benefit, the Company subsequently recognizes a tax benefit if: (i) there are changes in tax law or case law that raise the likelihood of prevailing on the technical merits of the position to more-likely-than-not, (ii) the statute of limitations expires, or (iii) an examination results in a settlement of that tax year or position with the appropriate agency. The Company recognizes interest and penalties related to uncertain tax positions as well as interest income or expense related to tax settlements in the provision for income taxes.
Equity Based Compensation	Equity Based Compensation The Company periodically grants unvested or restricted shares of common stock and other share-based awards to key employees. For equity-classified awards, compensation cost is measured based on the estimated fair value of the awards at the grant date and is recognized in earnings on a straight-line basis over the requisite service period for each award. Liability-classified awards are remeasured each reporting period at fair value until the award is settled, and compensation cost is recognized in earnings on a straight-line basis over the requisite service period for each award, adjusted for changes in fair value each reporting period. Compensation cost related to awards that embody performance conditions is recognized when it is probable that the performance conditions will be achieved. The number of awards expected to vest is estimated in determining the amount of compensation cost to be recognized related to share-based payments. The fair value of unvested shares is generally based on the closing market price of the Company's common stock at the date of grant. Market conditions embedded in awards are reflected in the grant-date fair value of the awards.
Derivative Financial Instruments and Hedging Activities	Derivative Financial Instruments and Hedging Activities The Company uses derivative contracts in the ordinary course of business to manage its exposure to risk, primarily the risk of fluctuations in interest rates. The Company also enters into derivative contracts with customers to enable those customers to manage their exposure to fluctuations in interest rates and foreign currency exchange rates. Derivative contracts are recorded as assets or liabilities in the consolidated balance sheets at fair value. Interest rate derivatives that are used as a risk management tool to hedge the Company's exposure to changes in interest rates have been designated as cash flow or fair value hedging instruments. The gain or loss resulting from changes in the fair value of interest rate derivatives designated and qualifying as cash flow hedging instruments is initially reported as a component of other comprehensive income and subsequently reclassified into earnings in the same period in which the hedged transaction affects earnings. Changes in the fair value of interest rate derivatives designated as fair value hedging instruments as well as the offsetting changes in the fair value of the hedged items caused by fluctuations in the designated benchmark interest rates are recognized in earnings. The Company discontinues hedge accounting prospectively when it is determined that the derivative is no longer effective in offsetting changes in the cash flows or fair value of the hedged item, the derivative expires or is sold, terminated, or exercised, management determines that the designation of the derivative as a hedging instrument is no longer appropriate or, for a cash flow hedge, the occurrence of the forecasted transaction is no longer probable. When hedge accounting on a cash flow hedge is discontinued, any subsequent changes in fair value of the derivative are recognized in earnings. The cumulative unrealized gain or loss related to a discontinued cash flow hedge continues to be reported in AOCI and is subsequently reclassified into earnings in the same period in which the hedged transaction affects earnings, unless it is probable that the forecasted transaction will not occur by the end of the originally specified time period, in which case the cumulative unrealized gain or loss reported in AOCI is reclassified into earnings immediately. When hedge accounting on a fair value hedge is discontinued, adjustments to the carrying amount of the hedged item due to changes in fair value are also discontinued. Cash flows from derivative financial instruments that are accounted for as hedges, including daily settlements of centrally cleared derivatives with the CME, are classified as operating cash flows. Changes in the fair value of derivative financial instruments not designated as, or not qualifying as, hedging instruments are recognized currently in earnings. Revenue From Contracts with Customers Revenue from contracts with customers within the scope of Topic 606 "Revenue from Contracts with Customers", is recognized in an amount that reflects the consideration the Company expects to be entitled to receive in exchange for those goods or services as the related performance obligations are satisfied. The majority of our revenues, including revenues from loans, leases, investment securities, derivative instruments and letters of credit and from transfers and servicing of financial assets, are excluded from the scope of Topic 606. Deposit service charges and fees and loan syndication fees, included in "capital markets income" on the consolidated statements of income, are the most significant categories of revenue within the scope of the standard. •Deposit service charges and fees consist primarily of monthly maintenance fees and other transaction based fees. Revenue is recognized when our performance obligations are complete, generally monthly for account maintenance fees or when a transaction, such as a wire transfer, is completed. Payment is typically received at the time the performance obligation is satisfied. •Loan syndication fees are earned from arranging, structuring, and syndicating loans for our commercial borrowers. Revenue from such syndications is recognized at the point in time when the syndication is completed. Payment is typically received at the time the performance obligation is satisfied Loans syndications fees was not material for the years ended December 31, 2025, 2024 and 2023, respectively. The aggregate amount of revenue that is within the scope of Topic 606 from sources other than deposit service charges and fees and loan syndication fees is not significant.
Capital Markets Income	Capital Markets Income Capital markets income is comprised of revenues arising from derivative contracts not designated as hedging instruments, loan syndication fees and foreign exchange spot revenue. Income from derivative contracts not designated as hedging instruments is recognized in accordance with the Company's policy stated below. Loan syndication fees are earned and recognized at the point in time the syndication is completed. Foreign exchange spot revenue is recognized in earnings on the trade date.
Transfers of Financial Assets	Transfers of Financial Assets Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. A gain or loss is recognized in earnings upon completion of the sale based on the difference between the sales proceeds and the carrying value of the assets. Control over the transferred assets is deemed to have been surrendered when: (i) the assets have been legally isolated from the Company, (ii) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (iii) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or the ability to unilaterally cause the holder to return specific assets.
Earnings per Common Share	Earnings per Common Share Basic earnings per common share is calculated by dividing income allocated to common stockholders for basic earnings per common share by the weighted average number of common shares outstanding for the period, reduced by average unvested stock awards. Unvested stock awards with non-forfeitable rights to dividends, whether paid or unpaid, are considered participating securities and are included in the computation of basic earnings per common share using the two class method whereby net income is allocated between common stock and participating securities. In periods of a net loss, no allocation is made to participating securities as they are not contractually required to fund net losses. Diluted earnings per common share is computed by dividing income allocated to common stockholders for basic earnings per common share, adjusted for earnings reallocated from participating securities, by the weighted average number of common shares outstanding for the period increased for the dilutive effect of unvested stock awards using the treasury stock method. Contingently issuable shares are included in the calculation of earnings per common share beginning on the date the contingency was resolved.
Segment Reporting	Segment Reporting The Company has a single operating segment and thus a single reportable segment. The Company’s CEO is the CODM. While the CODM monitors the revenue streams and deposit and loan balances of its lines of business, the business lines serve a similar base of primarily commercial clients and provide a comparable range of products and services, all managed through similar processes and platforms. The CODM regularly assesses the performance of its single operating and reporting segment and decides how to allocate resources based on net income as reported in the Company’s consolidated statements of income. The CODM reviews expense information at the same level of detail as that disclosed in the Company's consolidated financial statement.
Reclassifications	Reclassifications Certain amounts presented for prior periods have been reclassified to conform to the current period presented.
New Accounting Pronouncements Adopted in 2025 and Accounting Pronouncements Not Yet Adopted	New Accounting Pronouncements Adopted in 2025 ASU No. 2023-09—Income Taxes (Topic 740): Improvements to Income Tax Disclosures. This ASU requires entities to provide additional disclosures, primarily related to the income tax rate reconciliation and income taxes paid. The guidance also eliminates certain existing disclosure requirements related to uncertain tax positions among others. The Company adopted this ASU for the year ended December 31, 2025 on a retrospective basis. The adoption of this ASU did not have an impact on the Company's consolidated financial position, results of operations or cash flows. Adoption resulted in additional disclosures included in Note 9. Accounting Pronouncements Not Yet Adopted ASU No. 2024-03—Income Statement - Reporting Comprehensive Income - Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement Expenses. This ASU requires additional disclosure in interim and annual periods about specific expense categories in the notes to the financial statements. This ASU is effective for the Company for fiscal years beginning after December 15, 2026, and interim periods within fiscal years beginning after December 15, 2027. The adoption of this ASU is not expected to have an impact on the Company's consolidated financial position, results of operations or cash flows but may lead to additional disclosures about expenses in the Notes to the Consolidated Financial Statements. ASU No. 2025-06—Intangibles—Goodwill and Other—Internal-Use Software (Subtopic 350-40): Targeted Improvements to the Accounting for Internal-Use Software. The ASU eliminates the prior stage-based model for capitalization of internal-use software costs and replaces it with a principles-based approach that requires capitalization once management has approved and committed funding for a project and it is probable the project will be completed and the software will function as intended. The ASU is effective for the Company for interim and annual periods beginning after December 15, 2027, with early adoption permitted. The Company is currently evaluating the impact of this ASU on its Consolidated Financial Statements. ASU 2025‑08 – Financial Instruments—Credit Losses (Topic 326): Purchased Loans. The ASU amends the accounting for certain acquired loans by expanding the CECL gross‑up approach—previously applicable only to PCD loans—to a newly defined class of purchased seasoned loans ("PSL"). PSLs generally include non‑PCD loans acquired in a business combination or those meeting defined seasoning criteria. Under the amended guidance, the Company will recognize the initial allowance for credit losses on PSLs as an adjustment to the loan's amortized cost basis rather than recording a Day 1 provision expense. The ASU is effective for the Company for fiscal years beginning after December 15, 2026, including interim periods within those fiscal years, and will be applied prospectively; early adoption is permitted. The Company is currently evaluating the impact of this guidance on its consolidated financial statements.

Federal Home Loan Bank Advances and Other Borrowings (Schedule of Outstanding FHLB Advances) (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Federal Home Loan Bank, Advance, Branch of FHLBank [Line Items]
Maturing in Next Twelve Months - One month or less	$ 1,475,000
Maturing in Next Twelve Months - One month or less, Weighted Average Rate (in Percent)	3.81%
Maturing in Next Twelve Months - Over one month	$ 80,000
Maturing in Next Twelve Months - Over one month, Weighted Average Rate (in Percent)	3.81%
FHLB advances	$ 1,555,000	$ 2,930,000
Minimum
Federal Home Loan Bank, Advance, Branch of FHLBank [Line Items]
Maturing in Next Twelve Months - One month or less, Weighted Average Rate (in Percent)	3.76%
Maturing in Next Twelve Months - Over one month, Weighted Average Rate (in Percent)	3.77%
Maximum
Federal Home Loan Bank, Advance, Branch of FHLBank [Line Items]
Maturing in Next Twelve Months - One month or less, Weighted Average Rate (in Percent)	4.09%
Maturing in Next Twelve Months - Over one month, Weighted Average Rate (in Percent)	3.84%

Income Taxes

12 Months Ended

Dec. 31, 2025

Income Tax Disclosure [Abstract]

Income Taxes

The components of the provision for income taxes were as follows for the periods indicated (in thousands):


	Years Ended December 31,
	2025		2024		2023
Current:
Federal	$	71,034	$	97,577	$	82,789
State	27,718		30,232		22,456
	98,752		127,809		105,245
Deferred:
Federal	(4,500)		(35,265)		(38,303)
State	(859)		(8,662)		(8,529)
	(5,359)		(43,927)		(46,832)
Provision for income taxes	$	93,393	$	83,882	$	58,413

A reconciliation of expected income tax expense at the statutory federal income tax rate of 21% to the Company's effective income tax rate for the periods indicated follows (dollars in thousands):


	Years Ended December 31,
	2025				2024				2023
	Amount		Percent		Amount		Percent		Amount		Percent
Tax expense calculated at the statutory federal income tax rate	$	75,967	21.00	%	$	66,433	21.00	%	$	49,788	21.00	%
Increases (decreases) resulting from:
State income taxes, net of federal tax benefit(1)	17,368		4.80	%	12,271		3.88	%	9,389		3.96	%
Nontaxable or nondeductible items:
Tax exempt interest income	(10,804)		(2.99)	%	(12,072)		(3.82)	%	(12,845)		(5.42)	%
FDIC premiums non-deductible	3,573		0.99	%	3,970		1.26	%	4,246		1.79	%
Other	1,466		0.41	%	2,259		0.71	%	1,005		0.42	%
Changes in unrecognized tax benefits	10,984		3.04	%	13,719		4.34	%	11,185		4.72	%
Tax credits, net of amortization	(3,258)		(0.90)	%	(3,053)		(0.97)	%	(2,192)		(0.92)	%
Other, net	(1,903)		(0.53)	%	355		0.12	%	(2,163)		(0.91)	%
	$	93,393	25.82	%	$	83,882	26.52	%	$	58,413	24.64	%

(1)State taxes in New York and Florida made up the majority of the tax effect in this category.

The components of deferred tax assets and liabilities were as follows at the dates indicated (in thousands):


	December 31, 2025		December 31, 2024
Deferred tax assets:
Net unrealized loss on investment securities AFS and cash flow hedges	$	66,614	$	99,974
Allowance for credit losses	59,336		59,291
Accrued expenses	18,785		22,267
Lease liability	17,020		18,301
Deferred compensation	13,581		12,225
Other	44,954		44,918



Gross deferred tax assets	220,290		256,976
Deferred tax liabilities:

Lease financing, due to differences in depreciation	47,700		56,818
ROU asset	36,103		34,752
Other	3,869		4,788
Gross deferred tax liabilities	87,672		96,358
Net deferred tax asset	$	132,618	$	160,618

Based on the evaluation of available evidence, the Company has concluded that it is more likely than not that the existing deferred tax assets will be realized. The primary factors supporting this conclusion are the Company's history of reported pre-tax income and the amount of future taxable income that will result from the scheduled reversal of existing deferred tax liabilities.

At December 31, 2025, remaining net operating loss and tax credit carryforwards included Florida net operating loss carryforwards in the amount of $92.9 million. Florida net operating loss carryforwards consisted of $65.3 million expiring from 2030 through 2037 and $27.5 million that can be carried forward indefinitely.

The Company has investments in affordable housing limited partnerships which generate federal LIHTC and other tax benefits. The balance of these investments, included in other assets in the accompanying consolidated balance sheet, was $106 million and $120 million at December 31, 2025 and 2024, respectively. Unfunded commitments for affordable housing investments, included in other liabilities in the accompanying consolidated balance sheets, were $38 million and $73 million at December 31, 2025 and 2024, respectively. The maximum exposure to loss as a result of the Company's involvement with these limited partnerships at December 31, 2025, was approximately $184 million. While the Company believes the likelihood of potential losses from these investments is remote, the maximum exposure was determined by assuming a scenario where the projects completely fail and do not meet certain government compliance requirements resulting in recapture of the related tax credits and full impairment of the remaining unamortized investment. These investments did not have a material impact on income tax expense for the years ended December 31, 2025, 2024 and 2023.

The Company has a liability for unrecognized tax benefits relating to uncertain federal and state tax positions in several jurisdictions. A reconciliation of the beginning and ending amount of gross unrecognized tax benefits at the dates indicated follows (in thousands):


	December 31, 2025		December 31, 2024		December 31, 2023
Balance, beginning of period	$	401,129	$	383,895	$	369,880
Additions for tax positions related to the current year	3,080		3,023		2,802
Additions for tax positions related to prior periods	94		1,132		708

Reductions due to settlements with taxing authorities	(4)		(485)		(347)
Reductions due to lapse of the statute of limitations	(1,291)		(1,314)		(1,617)
	403,008		386,251		371,426
Interest and penalties	11,895		14,878		12,469
Balance, end of period	$	414,903	$	401,129	$	383,895

As of December 31, 2025, 2024 and 2023, the Company had $347.1 million, $345.6 million and $343.8 million, respectively, of unrecognized federal and state tax benefits, net of federal tax benefits, that if recognized would have impacted the effective tax rate.

Interest and penalties related to unrecognized tax benefits are included in the provision for income taxes in the consolidated statements of income. At December 31, 2025 and 2024, accrued interest and penalties included in the consolidated balance sheets, net of federal tax benefits, were $47.8 million and $38.3 million, respectively. The total amount of interest and penalties, net of federal tax benefits, recognized through income tax expense was $9.5 million, $11.9 million and $10.0 million during the years ended December 31, 2025, 2024 and 2023, respectively.

The Company and its subsidiaries file a consolidated federal income tax return as well as combined state income tax returns where combined filings are required. The federal tax returns for years 2018 through 2024 remain subject to examination in the U.S. Federal jurisdiction. State tax returns for years 2021 through 2024, remain subject to examination by certain states.

The income tax paid (net of refunds received) were as follows for the periods indicated (in thousands):


	Years Ended December 31,
	2025		2024		2023
Federal (1)	$	133,000	$	82,000	$	45,873
State	14,755		19,773		2,909
	$	147,755	$	101,773	$	48,782

(1)Includes $85.0 million of a tax deposit payment made during the year ended December 31, 2025.

During the year ended December 31, 2024, income taxes paid (net of refunds) to jurisdictions that exceeded five percent of total income taxes paid was $7.7 million and $7.0 million in New York State and New York City, respectively. During the years ended December 31, 2025 and 2023, there were no jurisdiction that exceeded five percent of total income tax paid (net of refunds).

- Definition

The entire disclosure for income tax.

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+ Details

Fair Value Measurements (Carrying Value and Fair Value of Financial Instruments) (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Carrying Value
Assets:
Cash and cash equivalents	$ 217,784	$ 491,116
Investment securities	9,263,651	9,130,244
Non-marketable equity securities	140,684	206,297
Loans, net	24,053,882	24,074,827
Derivative Asset	85,156	85,132
Liabilities:
Demand, savings and money market deposits	25,464,221	23,564,414
Time deposits	3,888,684	4,301,289
FHLB advances	1,555,000	2,930,000
Notes and other borrowings	319,740	708,553
Derivative Liability	$ 79,816	$ 85,899
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Other assets	Other assets
Derivative Liability, Statement of Financial Position [Extensible Enumeration]	Other liabilities	Other liabilities
Investment securities	$ 9,263,651	$ 9,130,244
Non-marketable equity securities	140,684	206,297
Time deposits	3,888,684	4,301,289
Fair Value, Inputs, Level 1
Assets:
Cash and cash equivalents	217,784	491,116
Fair Value, Inputs, Level 2
Assets:
Non-marketable equity securities	140,684	206,297
Derivative Asset	85,156	85,132
Liabilities:
Demand, savings and money market deposits	25,464,221	23,564,414
Time deposits	3,887,392	4,279,475
FHLB advances	1,555,021	2,929,896
Notes and other borrowings	318,456	695,457
Derivative Liability	$ 79,816	$ 85,899
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Other assets	Other assets
Derivative Liability, Statement of Financial Position [Extensible Enumeration]	Other liabilities	Other liabilities
Fair Value, Inputs, Level 3
Assets:
Loans, net	$ 23,707,267	$ 23,053,011

Loans and Allowance for Credit Losses amortized cost basis of residential PCD loans and the related amount of non-credit discount (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, Credit Quality Indicator [Line Items]
Allowance for credit losses	$ (219,825)	$ (223,153)	$ (202,689)	$ (147,946)
Financing Receivable, Excluding Accrued Interest, after Allowance for Credit Loss	24,053,882	24,074,827
Financial Asset Acquired with Credit Deterioration [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, after Allowance for Credit Loss	$ 32,000	$ 38,000

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

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+ Details

Earnings Per Common Share (Computation of Basic and Diluted Earnings per Common Share) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2025	Sep. 30, 2025	Jun. 30, 2025	Mar. 31, 2025	Dec. 31, 2024	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Numerator:
Net income	$ 69,260	$ 71,851	$ 68,766	$ 58,476	$ 69,302	$ 61,452	$ 53,733	$ 47,980	$ 268,353	$ 232,467	$ 178,671
Distributed and undistributed earnings allocated to participating securities									(5,697)	(4,113)	(3,565)
Income allocated to common stockholders for basic earnings per common share									$ 262,656	$ 228,354	$ 175,106
Denominator:
Weighted average common shares outstanding (in shares)									75,039,662	74,694,303	74,493,898
Less average unvested stock awards (in shares)									(1,115,829)	(1,098,045)	(1,168,004)
Weighted average shares for basic earnings per common share (in shares)									73,923,833	73,596,258	73,325,894
Earnings per common share, basic (in dollars per share)	$ 0.91	$ 0.96	$ 0.91	$ 0.78	$ 0.92	$ 0.82	$ 0.72	$ 0.64	$ 3.55	$ 3.10	$ 2.39
Numerator:
Income allocated to common stockholders for basic earnings per common share									$ 262,656	$ 228,354	$ 175,106
Adjustment for earnings reallocated from participating securities									(648)	(402)	(275)
Income used in calculating diluted earnings per common share									$ 262,008	$ 227,952	$ 174,831
Denominator:
Weighted average shares for basic earnings per common share (in shares)									73,923,833	73,596,258	73,325,894
Dilutive effect of certain share-based awards (in shares)									380,640	382,043	197,441
Weighted average shares for diluted earnings per common share (in shares)									74,304,473	73,978,301	73,523,335
Diluted earnings per common share (in dollars per share)	$ 0.90	$ 0.95	$ 0.91	$ 0.78	$ 0.91	$ 0.81	$ 0.72	$ 0.64	$ 3.53	$ 3.08	$ 2.38

Basis of Presentation and Summary of Significant Accounting Policies (Narrative) (Details) $ in Millions	Dec. 31, 2025 USD ($)
Segment Reporting Information [Line Items]
Collateral dependent loans, collectively evaluated for credit loss	$ 1.0
Minimum \| Buildings and improvements
Segment Reporting Information [Line Items]
Premises and equipment, useful life	10 years
Minimum \| Leasehold improvements
Segment Reporting Information [Line Items]
Premises and equipment, useful life	3 years
Minimum \| Aircraft and automobiles
Segment Reporting Information [Line Items]
Premises and equipment, useful life	5 years
Minimum \| Furniture, fixtures and equipment
Segment Reporting Information [Line Items]
Premises and equipment, useful life	5 years
Minimum \| Computer equipment
Segment Reporting Information [Line Items]
Premises and equipment, useful life	3 years
Minimum \| Software and CCA
Segment Reporting Information [Line Items]
Premises and equipment, useful life	3 years
Maximum \| Buildings and improvements
Segment Reporting Information [Line Items]
Premises and equipment, useful life	10 years
Maximum \| Leasehold improvements
Segment Reporting Information [Line Items]
Premises and equipment, useful life	20 years
Maximum \| Aircraft and automobiles
Segment Reporting Information [Line Items]
Premises and equipment, useful life	15 years
Maximum \| Furniture, fixtures and equipment
Segment Reporting Information [Line Items]
Premises and equipment, useful life	7 years
Maximum \| Computer equipment
Segment Reporting Information [Line Items]
Premises and equipment, useful life	5 years
Maximum \| Software and CCA
Segment Reporting Information [Line Items]
Premises and equipment, useful life	5 years

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Cash and due from banks:
Non-interest bearing	$ 11,511	$ 12,078
Interest bearing	206,273	479,038
Cash and cash equivalents	217,784	491,116
Investment securities	9,263,651	9,130,244
Non-marketable equity securities	140,684	206,297
Loans	24,273,707	24,297,980
Allowance for credit losses	(219,825)	(223,153)
Loans, net	24,053,882	24,074,827
Bank owned life insurance	305,313	284,570
Operating lease equipment, net	171,371	223,844
Goodwill	77,637	77,637
Other assets	809,129	753,207
Total assets	35,039,451	35,241,742
Demand deposits:
Noninterest-Bearing Deposit Liabilities	9,109,984	7,616,182
Interest bearing	6,189,534	4,892,814
Savings and money market	10,164,703	11,055,418
Time	3,888,684	4,301,289
Total deposits	29,352,905	27,865,703
FHLB advances	1,555,000	2,930,000
Notes and other borrowings	319,740	708,553
Other liabilities	757,977	923,168
Total liabilities	31,985,622	32,427,424
Commitments and contingencies
Common stock, shares outstanding (in Shares)	74,138,066	74,748,370
Common stock, par value (in Dollars per Share)	$ 0.01	$ 0.01
Stockholders' equity:
Common stock	$ 741	$ 747
Paid-in capital	271,695	301,672
Retained earnings	2,970,988	2,796,440
Accumulated other comprehensive loss	(189,595)	(284,541)
Total stockholders' equity	3,053,829	2,814,318
Total liabilities and stockholders' equity	35,039,451	35,241,742
Interest income on loans
Cash and due from banks:
Allowance for credit losses	$ (219,825)	$ (223,153)

Derivatives and Hedging Activities

12 Months Ended

Dec. 31, 2025

Derivative Instruments and Hedging Activities Disclosure [Abstract]

Derivatives and Hedging Activities

Note 10 Derivative Financial Instruments

Derivatives designated as hedging instruments

The Company has entered into interest rate derivatives designated as cash flow hedges with the objective of limiting the variability of interest payment cash flows. Changes in fair value of derivative instruments designated as cash flow hedges are reported in accumulated other comprehensive income.

The following table summarizes the Company's derivatives designated as hedging instruments as of the dates indicated (in thousands):


	December 31, 2025						December 31, 2024

	Notional Amount		Fair Value(1)				Notional Amount		Fair Value(1)
			Asset		Liability				Asset		Liability
Derivatives designated as cash flow hedges:
Interest rate swaps	$	4,555,000	$	7,104	$	(1,955)	$	4,030,000	$	—	$	(4,011)
Interest rate caps purchased	—		—		—		200,000		3,395		—
Interest rate collar	125,000		1		—		125,000		—		(30)


	$	4,680,000	$	7,105	$	(1,955)	$	4,355,000	$	3,395	$	(4,041)

(1)The fair values of derivatives are included in other assets or other liabilities in the consolidated balance sheets.

The following table provides information about the amount of gain (loss) related to derivatives designated as cash flow hedges reclassified from AOCI into interest income or expense for the periods indicated (in thousands):


	Years Ended December 31,
		2025		2024		2023
Location of gain (loss) reclassified from AOCI into income:
Interest expense on deposits		$	3,511	$	18,235	$	23,569
Interest expense on borrowings		17,674		48,064		44,790
Interest income on loans		(5,274)		(3,923)		(2,620)
		$	15,911	$	62,376	$	65,739

During the years ended December 31, 2025, 2024 and 2023, no derivative positions designated as cash flow hedges were discontinued and none of the gains and losses reported in AOCI were reclassified into earnings as a result of the discontinuance of cash flow hedges or because of the early extinguishment of debt.

As of December 31, 2025, the amount of net gain expected to be reclassified from AOCI into earnings during the next 12 months was $5.8 million, based on the forward curve. See Note 11 to the consolidated financial statements for additional information about the reclassification adjustments from AOCI into earnings.

Derivatives not designated as hedging instruments

The Company enters into interest rate derivative contracts with certain of its commercial borrowers to enable those borrowers to manage their exposure to interest rate fluctuations. To mitigate interest rate risk associated with these derivative contracts, the Company enters into offsetting derivative contract positions with primary dealers. In addition, the Company purchases and sells credit protection under RPAs with the objective of sharing with financial institution counterparties some of the credit exposure related to interest rate derivative contracts entered into with commercial borrowers related to participations purchased or sold. The Company will make or receive payments under these agreements if a customer defaults on an obligation to perform under certain interest rate derivative contracts. The Company also enters into foreign currency forward derivative contracts with commercial borrowers to enable borrowers to manage their exposure to foreign currency fluctuations. The Company enters into offsetting forward contracts with primary dealers to mitigate the foreign currency risk associated with these contracts.

These derivative contracts are not designated as hedging instruments; therefore, changes in the fair value of these derivatives are recognized in earnings. Fees recognized related to these derivative instruments were $18.8 million, $8.8 million and $8.7 million for the years ended December 31, 2025, 2024 and 2023, respectively, and are included in "capital markets income" in the accompanying consolidated statements of income.

The Company may be exposed to credit risk in the event of non-performance by the counterparties to its commercial customer derivative agreements. The Company assesses the credit risk of its financial institution counterparties by monitoring publicly available credit rating and financial information. The Company manages dealer credit risk by entering into derivatives only with primary and highly rated counterparties, the use of ISDA master agreements, central clearing mechanisms and counterparty limits. The agreements contain bilateral collateral arrangements with the amount of collateral to be posted generally governed by the settlement value of outstanding swaps. The Company manages the risk of default by its commercial borrower counterparties through its normal loan underwriting and credit monitoring policies and procedures. The Company does not currently anticipate any significant losses from failure of derivative counterparties to honor their obligations.

The following table summarizes the Company's derivatives not designated as hedging instruments as of the dates indicated (in thousands):


	December 31, 2025						December 31, 2024

	Notional Amount		Fair Value(1)				Notional Amount		Fair Value(1)
			Asset		Liability				Asset		Liability

Pay-fixed interest rate swaps	$	4,136,758	$	26,526	$	(50,883)	$	2,767,552	$	69,802	$	(10,342)
Pay-variable interest rate swaps	4,136,758		51,012		(26,526)		2,767,552		10,342		(69,802)
Interest rate caps and collars purchased	280,537		198		(42)		210,398		1,418		—
Interest rate caps and collars sold	280,537		42		(198)		210,398		—		(1,418)
RPAs purchased	245,198		273		—		126,578		175		—
RPAs sold	357,889		—		(212)		424,424		—		(296)


	$	9,437,677	$	78,051	$	(77,861)	$	6,506,902	$	81,737	$	(81,858)

(1)Fair values of these derivatives are included in other assets and other liabilities in the consolidated balance sheets. The notional amount and fair value of the foreign currency forward derivative contracts not designated as hedging instruments were not significant at December 31, 2025 and 2024.

Some of the Company’s ISDA master agreements with financial institution counterparties contain provisions that permit either counterparty to terminate the agreements and require settlement in the event that regulatory capital ratios fall below certain designated thresholds, upon the initiation of other defined regulatory actions or upon suspension or withdrawal of the Bank’s credit rating. Currently, there are no circumstances that would trigger these provisions of the agreements.

Master netting agreements

The Company does not offset assets and liabilities under master netting agreements for financial reporting purposes. Information on interest rate derivative instruments subject to these agreements is as follows at the dates indicated (in thousands):


	December 31, 2025

			Gross Amounts Offset in Balance Sheet		Net Amounts Presented in Balance Sheet		Gross Amounts Not Offset in Balance Sheet
	Gross Amounts Recognized						Derivative Instruments		Collateral Pledged		Net Amount
Derivative assets	$	33,829	$	—	$	33,829	$	(23,382)	$	(9,258)	$	1,189
Derivative liabilities	(52,880)		—		(52,880)		23,382		29,498		—
	$	(19,051)	$	—	$	(19,051)	$	—	$	20,240	$	1,189


	December 31, 2024

			Gross Amounts Offset in Balance Sheet		Net Amounts Presented in Balance Sheet		Gross Amounts Not Offset in Balance Sheet
	Gross Amounts Recognized						Derivative Instruments		Collateral Pledged		Net Amount
Derivative assets	$	74,615	$	—	$	74,615	$	(11,161)	$	(63,376)	$	78
Derivative liabilities	(14,383)		—		(14,383)		11,161		3,222		—
	$	60,232	$	—	$	60,232	$	—	$	(60,154)	$	78

The difference between the amounts reported for interest rate swaps subject to master netting agreements and the total fair value of interest rate contract derivative financial instruments reported in the consolidated balance sheets is related to interest rate derivative contracts not subject to master netting agreements.

- Definition

The entire disclosure for derivative instruments and hedging activities including, but not limited to, risk management strategies, non-hedging derivative instruments, assets, liabilities, revenue and expenses, and methodologies and assumptions used in determining the amounts.

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+ Details

Insider Trading Arrangements	3 Months Ended
Insider Trading Arrangements	Dec. 31, 2025
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Investment Securities

12 Months Ended

Dec. 31, 2025

Investments, Debt and Equity Securities [Abstract]

Investment Securities

Note 3 Investment Securities

Investment securities include investment securities available for sale and marketable equity securities. The investment securities portfolio consisted of the following at the dates indicated (in thousands):



	December 31, 2025
	Amortized Cost		Gross Unrealized				Carrying Value
			Gains		Losses
Investment securities available for sale:
U.S. Treasury securities	$	275,966	$	530	$	(7,843)	$	268,653
U.S. Government agency and sponsored enterprise residential MBS	2,562,702		16,003		(15,678)		2,563,027
U.S. Government agency and sponsored enterprise commercial MBS	576,295		975		(42,907)		534,363
Private label residential MBS and CMOs	2,683,881		2,505		(195,558)		2,490,828
Private label commercial MBS	2,182,983		5,018		(19,891)		2,168,110
Single family real estate-backed securities	227,711		158		(1,977)		225,892
Collateralized loan obligations	780,847		1,315		(1,218)		780,944
Non-mortgage asset-backed securities	59,942		—		(1,177)		58,765
State and municipal obligations	115,193		192		(5,865)		109,520
SBA securities	59,526		26		(1,737)		57,815

	$	9,525,046	$	26,722	$	(293,851)	$	9,257,917


Marketable equity securities							5,734
							$	9,263,651



	December 31, 2024
	Amortized Cost		Gross Unrealized				Carrying Value
			Gains		Losses
Investment securities available for sale:
U.S. Treasury securities	$	214,796	$	165	$	(12,009)	$	202,952
U.S. Government agency and sponsored enterprise residential MBS	2,672,554		3,607		(26,471)		2,649,690
U.S. Government agency and sponsored enterprise commercial MBS	557,489		156		(61,892)		495,753
Private label residential MBS and CMOs	2,491,033		506		(253,493)		2,238,046
Private label commercial MBS	1,822,881		1,836		(40,688)		1,784,029
Single family real estate-backed securities	335,047		108		(8,074)		327,081
Collateralized loan obligations	1,131,088		1,804		(193)		1,132,699
Non-mortgage asset-backed securities	96,865		144		(2,555)		94,454
State and municipal obligations	110,388		13		(6,391)		104,010
SBA securities	74,900		37		(2,235)		72,702

	$	9,507,041	$	8,376	$	(414,001)	$	9,101,416


Marketable equity securities							28,828
							$	9,130,244

Accrued interest receivable on investments totaled $30 million and $36 million at December 31, 2025 and 2024, respectively, and is included in other assets in the accompanying consolidated balance sheets.

At December 31, 2025, contractual maturities of investment securities available for sale, adjusted for anticipated prepayments when applicable, were as follows (in thousands):


	Amortized Cost		Fair Value
Due in one year or less	$	858,912	$	843,544
Due after one year through five years	5,456,406		5,378,706
Due after five years through ten years	2,225,493		2,131,665
Due after ten years	984,235		904,002
	$	9,525,046	$	9,257,917

The carrying value of securities pledged as collateral for FHLB advances, public deposits, interest rate swaps and to secure borrowing capacity at the FHLB and FRB totaled $8.0 billion and $7.9 billion at December 31, 2025 and 2024, respectively.

The following table provides information about gains (losses) on investment securities for the periods indicated (in thousands):


	Years Ended December 31,
		2025		2024		2023

Gross realized gains on investment securities AFS		$	3,972	$	1,277	$	1,862
Gross realized losses on investment securities AFS		(387)		(203)		(47)
Net realized gain		3,585		1,074		1,815

Net gain (loss) on marketable equity securities recognized in earnings		(588)		1,053		(11,867)

Gain (loss) on investment securities, net		$	2,997	$	2,127	$	(10,052)

The following tables present the aggregate fair value and the aggregate amount by which amortized cost exceeded fair value for investment securities available for sale in unrealized loss positions aggregated by investment category and length of time that individual securities had been in continuous unrealized loss positions at the dates indicated (in thousands):


	December 31, 2025

	Less than 12 Months				12 Months or Greater				Total
	Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Fair Value		Unrealized Losses
U.S. Treasury securities	$	125,467	$	(825)	$	97,812	$	(7,018)	$	223,279	$	(7,843)
U.S. Government agency and sponsored enterprise residential MBS	128,974		(471)		637,536		(15,207)		766,510		(15,678)
U.S. Government agency and sponsored enterprise commercial MBS	36,046		(140)		384,952		(42,767)		420,998		(42,907)

Private label residential MBS and CMOs	83,348		(101)		1,897,018		(195,457)		1,980,366		(195,558)
Private label commercial MBS	134,630		(134)		424,672		(19,757)		559,302		(19,891)
Single family real estate-backed securities	—		—		151,818		(1,977)		151,818		(1,977)
Collateralized loan obligations	37,511		(305)		60,791		(913)		98,302		(1,218)
Non-mortgage asset-backed securities	44,173		(298)		14,592		(879)		58,765		(1,177)
State and municipal obligations	12,125		(189)		47,255		(5,676)		59,380		(5,865)
SBA securities	—		—		54,222		(1,737)		54,222		(1,737)

	$	602,274	$	(2,463)	$	3,770,668	$	(291,388)	$	4,372,942	$	(293,851)


	December 31, 2024
	Less than 12 Months				12 Months or Greater				Total
	Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Fair Value		Unrealized Losses
U.S. Treasury securities	$	126,710	$	(3,195)	$	40,791	$	(8,814)	$	167,501	$	(12,009)
U.S. Government agency and sponsored enterprise residential MBS	895,759		(5,474)		936,106		(20,997)		1,831,865		(26,471)
U.S. Government agency and sponsored enterprise commercial MBS	55,431		(1,545)		394,735		(60,347)		450,166		(61,892)

Private label residential MBS and CMOs	147,700		(954)		2,040,335		(252,539)		2,188,035		(253,493)
Private label commercial MBS	44,000		(302)		1,199,150		(40,386)		1,243,150		(40,688)
Single family real estate-backed securities	—		—		301,973		(8,074)		301,973		(8,074)
Collateralized loan obligations	336,924		(189)		7,726		(4)		344,650		(193)
Non-mortgage asset-backed securities	—		—		71,789		(2,555)		71,789		(2,555)
State and municipal obligations	15,765		(148)		54,820		(6,243)		70,585		(6,391)
SBA securities	—		—		67,880		(2,235)		67,880		(2,235)

	$	1,622,289	$	(11,807)	$	5,115,305	$	(402,194)	$	6,737,594	$	(414,001)

The Company monitors its investment securities available for sale for credit loss impairment on an individual security basis. No securities were determined to be credit loss impaired during the years ended December 31, 2025, 2024 and 2023. At December 31, 2025, the Company did not have an intent to sell securities that were in significant unrealized loss positions, and it was not more likely than not that the Company would be required to sell these securities before recovery of the amortized cost basis, which may be at maturity. In making this determination, the Company considered its current and projected liquidity position including its ability to pledge securities to generate liquidity, its investment policy as to permissible holdings and concentration limits, regulatory requirements and other relevant factors.

At December 31, 2025, 352 securities available for sale were in unrealized loss positions. The amount of unrealized losses related to 107 of these securities was considered insignificant both individually and in the aggregate, totaling approximately $0.9 million and no further analysis with respect to these securities was considered necessary. The basis for concluding that AFS securities were not credit loss impaired and no ACL was considered necessary at December 31, 2025, is further discussed below.

Unrealized losses were primarily attributable to a sustained higher interest rate environment and in some cases, wider spreads compared to levels at which securities were purchased. The investment securities AFS portfolio was in a net unrealized loss position of $267.1 million at December 31, 2025, compared to $405.6 million at December 31, 2024, improving by $138.5 million during the year ended December 31, 2025, largely due to a declining interest rate environment. While the majority of securities in the portfolio were floating rate at December 31, 2025, fixed rate securities accounted for the majority of unrealized losses.

U.S. Government, U.S. Government Agency and Government Sponsored Enterprise Securities

At December 31, 2025, 11 U.S. treasury, 51 U.S. Government agency and sponsored enterprise residential MBS, 20 U.S. Government agency and sponsored enterprise commercial MBS and 16 SBA securities were in unrealized loss positions. The timely payment of principal and interest on these securities is explicitly or implicitly guaranteed by the U.S. Government. As such, there is an assumption of zero credit loss and the Company expects to recover the amortized cost basis of these securities.

Private Label Securities

None of the impaired private label securities had missed principal or interest payments or had been downgraded by a NRSRO at December 31, 2025. The Company performed an analysis comparing the present value of cash flows expected to be collected to the amortized cost basis of impaired securities. This analysis was based on a scenario that we believe to be generally more conservative than our reasonable and supportable economic forecast at December 31, 2025, and incorporated assumptions about voluntary prepayment rates, collateral defaults, delinquencies, severity and other relevant factors as described further below. Our analysis also considered the structural characteristics of each security and the level of credit enhancement provided by that structure.

Private label residential MBS and CMOs

At December 31, 2025, 109 private label residential MBS and CMOs were in unrealized loss positions. Our analysis of cash flows expected to be collected on these securities incorporated assumptions about collateral default rates, voluntary prepayment rates, loss severity, delinquencies and recovery lag. In developing those assumptions, we took into account collateral quality measures such as FICO, LTV, documentation, loan type, property type, agency availability criteria and performing status. We also regularly monitor sector data including home price appreciation, forbearance, delinquency, special servicing and prepay trends as well as other economic data that could be indicative of stress in the sector. Underlying delinquencies in this sector remain low. Our December 31, 2025 analysis projected weighted average collateral losses for impaired securities in this category of 2.3% compared to weighted average credit support of 18.4%. As of December 31, 2025, 96% of impaired securities in this category, based on carrying value, were externally rated AAA and 4% were rated AA.

Private label commercial MBS

At December 31, 2025, 20 private label commercial MBS were in unrealized loss positions. Our analysis of cash flows expected to be collected on these securities incorporated assumptions about collateral default rates, voluntary prepayment rates, loss severity, delinquencies and recovery lag. In developing those assumptions, we took into account collateral quality and type, loan size, loan purpose and other qualitative factors. We also regularly monitor collateral concentrations, collateral watch lists, bankruptcy data, defeasance data, special servicing trends, delinquency and other economic data that could be indicative of stress in the sector. We consider collateral, deal, sector and tranche level performance as well as maturity and refinance risk. While we have observed some deterioration in collateral performance in this segment, particularly in the office sector, the high credit quality of these securities and adequacy of subordination to cover projected collateral losses supports the conclusion that there is no credit loss impairment. Our December 31, 2025 analysis projected weighted average collateral losses for impaired securities in this category of 6.8% compared to weighted average credit support of 46.2%. As of December 31, 2025, 91% of impaired securities in this category, based on carrying value, were externally rated AAA, 7% were rated AA and 2% were rated A. There was no single-asset, single-borrower exposure.

Single family real estate-backed securities

At December 31, 2025, five single family real estate-backed securities were in unrealized loss positions. Our analysis of cash flows expected to be collected on these securities incorporated assumptions about collateral default rates, loss severity, delinquencies and recovery lag. We regularly monitor sector data including home price appreciation, forbearance, delinquency and prepay trends as well as other economic data that could be indicative of stress in the sector. We consider collateral, deal, sector and tranche level performance as well as maturity and refinance risk. Our December 31, 2025 analysis projected weighted average collateral losses for this category of 6.6% compared to weighted average credit support of 60.1%. As of December 31, 2025, 55% of impaired securities in this category, based on carrying value, were externally rated AAA and 45% were rated AA.

Collateralized loan obligations

At December 31, 2025, five collateralized loan obligations were in unrealized loss positions. Unrealized losses totaled less than 1% of total amortized cost of this segment at December 31, 2025. Our analysis of cash flows expected to be collected on these securities incorporated assumptions about collateral default rates, loss severity, and delinquencies, calibrated to take into account idiosyncratic risks associated with the underlying collateral. In developing those assumptions, we took into account each sector’s performance pre-, during and post the 2008 financial crisis. We regularly engage with bond managers to monitor trends in underlying collateral including potential downgrades and subsequent cash flow diversions, liquidity, ratings migration, and any other relevant developments. The high credit quality of these securities and adequacy of subordination to cover projected collateral losses supports the conclusion that there is no credit loss impairment. Our December 31, 2025 analysis projected weighted average collateral losses for impaired securities in this category of 16.7% compared to weighted average credit support of 34.3%. As of December 31, 2025, 25% of the impaired securities in this category, based on carrying value, were externally rated AAA, and 75% were rated AA.

Non-mortgage asset-backed securities

At December 31, 2025, three non-mortgage asset-backed securities were in unrealized loss positions. These securities are backed by student loan collateral. Our analysis of cash flows expected to be collected on these securities incorporated assumptions about collateral default rates, loss severity, delinquencies, voluntary prepayment rates and recovery lag. In developing assumptions, we took into account collateral type, delineated by whether collateral consisted of loans to borrowers in school, refinancing, or a mixture. Our December 31, 2025 analysis projected weighted average collateral losses for impaired securities in this category of 3.5% compared to weighted average credit support of 33.1%. As of December 31, 2025, 22% of the impaired securities in this category, based on carrying value, were externally rated AAA, and 78% were rated AA.

State and Municipal Obligations

At December 31, 2025, five state and municipal obligations were in unrealized loss positions. Our analysis of potential credit loss impairment for these securities incorporates a comprehensive analysis and quantitative score of the underlying obligor's credit worthiness provided by a third-party vendor as well as other relevant qualitative considerations. As of December 31, 2025, 8% of the impaired securities in this category, based on carrying value, were externally rated AAA, and 92% were rated AA.

Income Taxes Schedule of Components of Income Tax Expense (Benefit) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2025	Sep. 30, 2025	Jun. 30, 2025	Mar. 31, 2025	Dec. 31, 2024	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Income Tax Disclosure [Abstract]
Current Federal Tax Expense (Benefit)									$ 71,034	$ 97,577	$ 82,789
Current State and Local Tax Expense (Benefit)									27,718	30,232	22,456
Current Income Tax Expense (Benefit)									98,752	127,809	105,245
Deferred Federal Income Tax Expense (Benefit)									(4,500)	(35,265)	(38,303)
Deferred State and Local Income Tax Expense (Benefit)									(859)	(8,662)	(8,529)
Deferred income taxes									(5,359)	(43,927)	(46,832)
Provision for income taxes	$ 20,578	$ 26,081	$ 25,138	$ 21,596	$ 23,689	$ 21,734	$ 19,230	$ 19,229	$ 93,393	$ 83,882	$ 58,413

- Definition

Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.

+ References

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+ Details

Regulatory Requirements and Restrictions

12 Months Ended

Dec. 31, 2025

Banking and Thrift, Other Disclosure [Abstract]

Regulatory Capital Requirements under Banking Regulations [Text Block]

The Company and the Bank are subject to various regulatory capital requirements administered by Federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company's financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet

specific capital guidelines that involve quantitative measures of assets, liabilities and certain off-balance-sheet items calculated pursuant to regulation. The capital amounts and classification also are subject to qualitative judgments by the regulators about components, risk weightings and other factors. Banking regulations identify five capital categories for insured depository institutions: well-capitalized, adequately capitalized, undercapitalized, significantly undercapitalized and critically undercapitalized. As of December 31, 2025 and 2024, all capital ratios of the Company and the Bank exceeded the "well capitalized" levels under the regulatory framework for prompt corrective action. Quantitative measures established by regulation to ensure capital adequacy require the Company and the Bank to maintain minimum amounts and ratios of total, common equity tier 1 and tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined), and of tier 1 capital to average tangible assets (leverage ratio).

The following tables provide information regarding regulatory capital for the Company at the dates indicated (dollars in thousands):


	December 31, 2025
	Actual				Required to be Considered Well Capitalized				Required to be Considered Adequately Capitalized				Required to be Considered Adequately Capitalized Including Capital Conservation Buffer
	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
BankUnited, Inc.:
Tier 1 leverage	$	3,164,978	8.94	%	N/A (1)		N/A (1)		$	1,415,587	4.00	%	N/A (1)		N/A (1)
CET1 risk-based capital	$	3,164,978	12.28	%	$	1,675,595	6.50	%	$	1,160,027	4.50	%	$	1,804,487	7.00	%
Tier 1 risk-based capital	$	3,164,978	12.28	%	$	2,062,270	8.00	%	$	1,546,703	6.00	%	$	2,191,162	8.50	%
Total risk-based capital	$	3,632,710	14.09	%	$	2,577,838	10.00	%	$	2,062,270	8.00	%	$	2,706,730	10.50	%
BankUnited:
Tier 1 leverage	$	3,279,312	9.27	%	$	1,768,954	5.00	%	$	1,415,163	4.00	%	N/A		N/A
CET1 risk-based capital	$	3,279,312	12.73	%	$	1,674,615	6.50	%	$	1,159,349	4.50	%	$	1,803,431	7.00	%
Tier 1 risk-based capital	$	3,279,312	12.73	%	$	2,061,064	8.00	%	$	1,545,798	6.00	%	$	2,189,881	8.50	%
Total risk-based capital	$	3,507,044	13.61	%	$	2,576,330	10.00	%	$	2,061,064	8.00	%	$	2,705,147	10.50	%


	December 31, 2024
	Actual				Required to be Considered Well Capitalized				Required to be Considered Adequately Capitalized				Required to be Considered Adequately Capitalized Including Capital Conservation Buffer
	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
BankUnited, Inc.:
Tier 1 leverage	$	3,024,425	8.48	%	N/A (1)		N/A (1)		$	1,425,865	4.00	%	N/A (1)		N/A (1)
CET1 risk-based capital	$	3,024,425	12.01	%	$	1,636,789	6.50	%	$	1,133,162	4.50	%	$	1,762,696	7.00	%
Tier 1 risk-based capital	$	3,024,425	12.01	%	$	2,014,510	8.00	%	$	1,510,883	6.00	%	$	2,140,417	8.50	%
Total risk-based capital	$	3,548,872	14.09	%	$	2,518,138	10.00	%	$	2,014,510	8.00	%	$	2,644,044	10.50	%
BankUnited:
Tier 1 leverage	$	3,444,673	9.67	%	$	1,780,805	5.00	%	$	1,424,644	4.00	%	N/A		N/A
CET1 risk-based capital	$	3,444,673	13.70	%	$	1,634,262	6.50	%	$	1,131,412	4.50	%	$	1,759,974	7.00	%
Tier 1 risk-based capital	$	3,444,673	13.70	%	$	2,011,399	8.00	%	$	1,508,549	6.00	%	$	2,137,112	8.50	%
Total risk-based capital	$	3,669,120	14.59	%	$	2,514,249	10.00	%	$	2,011,399	8.00	%	$	2,639,961	10.50	%

(1)There is no Tier 1 leverage ratio component in the definition of a well-capitalized bank holding company.

Upon the adoption of ASU 2016-13 effective January 1, 2020, the Company elected the option to temporarily delay the effects of CECL on regulatory capital for two years, followed by a three-year transition period. The CECL deferral was fully phased in beginning January 1, 2025.

BankUnited is subject to various regulatory restrictions relating to the payment of dividends, including requirements to maintain capital at or above certain minimums, and to remain "well-capitalized" under the prompt corrective action regulations. The Company does not expect that any of these laws, regulations or policies will materially affect the ability of BankUnited to pay dividends in the foreseeable future.

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

The following tables provide information regarding regulatory capital for the Company at the dates indicated (dollars in thousands):


	December 31, 2025
	Actual				Required to be Considered Well Capitalized				Required to be Considered Adequately Capitalized				Required to be Considered Adequately Capitalized Including Capital Conservation Buffer
	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
BankUnited, Inc.:
Tier 1 leverage	$	3,164,978	8.94	%	N/A (1)		N/A (1)		$	1,415,587	4.00	%	N/A (1)		N/A (1)
CET1 risk-based capital	$	3,164,978	12.28	%	$	1,675,595	6.50	%	$	1,160,027	4.50	%	$	1,804,487	7.00	%
Tier 1 risk-based capital	$	3,164,978	12.28	%	$	2,062,270	8.00	%	$	1,546,703	6.00	%	$	2,191,162	8.50	%
Total risk-based capital	$	3,632,710	14.09	%	$	2,577,838	10.00	%	$	2,062,270	8.00	%	$	2,706,730	10.50	%
BankUnited:
Tier 1 leverage	$	3,279,312	9.27	%	$	1,768,954	5.00	%	$	1,415,163	4.00	%	N/A		N/A
CET1 risk-based capital	$	3,279,312	12.73	%	$	1,674,615	6.50	%	$	1,159,349	4.50	%	$	1,803,431	7.00	%
Tier 1 risk-based capital	$	3,279,312	12.73	%	$	2,061,064	8.00	%	$	1,545,798	6.00	%	$	2,189,881	8.50	%
Total risk-based capital	$	3,507,044	13.61	%	$	2,576,330	10.00	%	$	2,061,064	8.00	%	$	2,705,147	10.50	%


	December 31, 2024
	Actual				Required to be Considered Well Capitalized				Required to be Considered Adequately Capitalized				Required to be Considered Adequately Capitalized Including Capital Conservation Buffer
	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
BankUnited, Inc.:
Tier 1 leverage	$	3,024,425	8.48	%	N/A (1)		N/A (1)		$	1,425,865	4.00	%	N/A (1)		N/A (1)
CET1 risk-based capital	$	3,024,425	12.01	%	$	1,636,789	6.50	%	$	1,133,162	4.50	%	$	1,762,696	7.00	%
Tier 1 risk-based capital	$	3,024,425	12.01	%	$	2,014,510	8.00	%	$	1,510,883	6.00	%	$	2,140,417	8.50	%
Total risk-based capital	$	3,548,872	14.09	%	$	2,518,138	10.00	%	$	2,014,510	8.00	%	$	2,644,044	10.50	%
BankUnited:
Tier 1 leverage	$	3,444,673	9.67	%	$	1,780,805	5.00	%	$	1,424,644	4.00	%	N/A		N/A
CET1 risk-based capital	$	3,444,673	13.70	%	$	1,634,262	6.50	%	$	1,131,412	4.50	%	$	1,759,974	7.00	%
Tier 1 risk-based capital	$	3,444,673	13.70	%	$	2,011,399	8.00	%	$	1,508,549	6.00	%	$	2,137,112	8.50	%
Total risk-based capital	$	3,669,120	14.59	%	$	2,514,249	10.00	%	$	2,011,399	8.00	%	$	2,639,961	10.50	%

- Definition

The entire disclosure for regulatory capital requirement for depository and lending institutions. Institutions include, but not are not limited to, finance company, insured depository institution, bank holding company, savings and loan association holding company, bank and savings institution not federally insured, mortgage company, foreign financial institution and credit union.

+ References + Details

Loans and Allowance for Credit Losses (Schedule of Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 24,273,707	$ 24,297,980
Allowance for credit losses	(219,825)	(223,153)	$ (202,689)	$ (147,946)
Loans, net	$ 24,053,882	$ 24,074,827
Percent of Total Loans	100.00%	100.00%
Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 17,290,707	$ 16,717,166
Allowance for credit losses	$ (208,412)	$ (211,203)	(195,058)	(136,205)
Percent of Total Loans	71.20%	68.80%
Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 6,983,000	$ 7,580,814
Allowance for credit losses	$ (11,413)	$ (11,950)	$ (7,631)	$ (11,741)
Percent of Total Loans	28.80%	31.20%
Non-owner occupied commercial real estate \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 6,105,207	$ 5,652,203
Percent of Total Loans	25.20%	23.30%
Construction and land \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 705,664	$ 561,989
Percent of Total Loans	2.90%	2.30%
Owner occupied commercial real estate \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 2,020,572	$ 1,941,004
Percent of Total Loans	8.30%	8.00%
Commercial and industrial \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 7,008,903	$ 7,042,222
Percent of Total Loans	28.80%	28.90%
Pinnacle - municipal finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 619,374	$ 720,661
Pinnacle - municipal finance \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 619,374	$ 720,661
Percent of Total Loans	2.60%	3.00%
Franchise and equipment finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 102,746	$ 213,477
Franchise and equipment finance \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 102,746	$ 213,477
Percent of Total Loans	0.40%	0.90%
Mortgage warehouse lending
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 728,241	$ 585,610
Mortgage warehouse lending \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 728,241	$ 585,610
Percent of Total Loans	3.00%	2.40%
1-4 single family residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 6,091,959	$ 6,508,922
Percent of Total Loans	100.00%	100.00%
1-4 single family residential \| Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 6,091,959	$ 6,508,922
Percent of Total Loans	25.10%	26.80%
Government insured residential \| Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 891,041	$ 1,071,892
Percent of Total Loans	3.70%	4.40%

Federal Home Loan Bank Advances and Other Borrowings

12 Months Ended

Dec. 31, 2025

Federal Home Loan Banks [Abstract]

Borrowings

Note 7 Borrowings

The following table presents information about outstanding FHLB advances at December 31, 2025 (dollars in thousands):


			Range of Interest Rates
	Amount		Minimum		Maximum		Weighted Average Rate
Maturing in:
2026 - One month or less	$	1,475,000	3.76	%	4.09	%	3.81	%
2026 - Over one month	80,000		3.77	%	3.84	%	3.81	%



Total contractual balance outstanding	$	1,555,000

The table above reflects contractual maturities and rates of outstanding advances and does not incorporate the impact that interest rate derivatives have on the duration or cost of borrowings.

The terms of the Company's security agreement with the FHLB require a specific assignment of collateral consisting of qualifying first mortgage loans, commercial real estate loans and mortgage-backed securities with unpaid principal amounts discounted at various stipulated percentages at least equal to 100% of outstanding FHLB advances. As of December 31, 2025, the Company had pledged investment securities and real estate loans with an aggregate carrying amount of approximately $14.5 billion as collateral for advances and letters of credit from the FHLB.

Notes and other borrowings consisted of the following at the dates indicated (dollars in thousands):


	December 31, 2025		December 31, 2024
Senior notes:
Principal amount of 4.875% senior notes maturing on November 17, 2025	$	—	$	388,479
Unamortized discount and debt issuance costs	—		(802)
	—		387,677
Subordinated notes:
Principal amount of 5.125% subordinated notes maturing on June 11, 2030	300,000		300,000
Unamortized discount and debt issuance costs	(3,143)		(3,753)
	296,857		296,247
Total notes	296,857		683,924
Finance leases	22,883		24,629
Notes and other borrowings	$	319,740	$	708,553

In August 2025, the Company redeemed all of its outstanding senior notes due November 2025 at par value plus accrued interest.

The subordinated notes pay interest semiannually and have an effective interest rate of 5.39%, after consideration of issuance discount and costs. The notes may be redeemed by the Company, in whole or in part, on or after March 11, 2030 at a redemption price equal to 100% of the principal amount being redeemed plus accrued and unpaid interest, subject to the approval of the Federal Reserve. The notes qualify as Tier 2 capital for regulatory capital purposes, subject to applicable limitations.

At December 31, 2025, BankUnited had available borrowing capacity at the FHLB of approximately $8.4 billion and unused borrowing capacity at the FRB of approximately $6.8 billion.

Leases - Schedule of Operating and Finance Lease Information (Details)	Dec. 31, 2025	Dec. 31, 2024
Operating and Finance Lease Information [Abstract]
Operating Lease, Weighted Average Remaining Lease Term	5 years 8 months 12 days	6 years 2 months 12 days
Finance Lease, Weighted Average Remaining Lease Term	7 years 10 months 24 days	8 years 9 months 18 days
Operating Lease, Weighted Average Discount Rate, Percent	3.90%	3.80%
Finance Lease, Weighted Average Discount Rate, Percent	2.90%	2.90%

Investment Securities (Schedule of Gains and Losses on the Sale and Exchange of Investment Securities Available for Sale) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Investments, Debt and Equity Securities [Abstract]
Gross realized gains on investment securities AFS	$ 3,972	$ 1,277	$ 1,862
Gross realized losses on investment securities AFS	(387)	(203)	(47)
Net realized gain	3,585	1,074	1,815
Net gain (loss) on marketable equity securities recognized in earnings	(588)	1,053	(11,867)
Gain (loss) on investment securities, net	$ 2,997	$ 2,127	$ (10,052)

Premises and Equipment and Lease Commitments

12 Months Ended

Dec. 31, 2025

Property, Plant and Equipment [Abstract]

Premises, Equipment and Software

Premises and equipment and capitalized software costs are included in other assets in the accompanying consolidated balance sheets and are summarized as follows at the dates indicated (in thousands):


	December 31, 2025		December 31, 2024
Buildings and improvements	$	1,673	$	1,673
Leasehold improvements	86,473		78,938
Furniture, fixtures and equipment	35,226		32,133
Computer equipment	16,811		16,661
Software and CCA	121,774		116,125
Aircraft and automobiles	11,807		11,841

	273,764		257,371
Less: accumulated depreciation	(212,661)		(196,015)
Premises, equipment and software, net	$	61,103	$	61,356

Income Taxes (Schedule of Unrecognized Tax Benefits, Roll Forward) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Unrecognized Tax Benefits [Roll Forward]
Beginning balance	$ 401,129	$ 383,895	$ 369,880
Additions for tax positions related to the current year	3,080	3,023	2,802
Additions for tax positions related to prior periods	94	1,132	708
Reductions due to settlements with taxing authorities	(4)	(485)	(347)
Reductions due to lapse of the statute of limitations	(1,291)	(1,314)	(1,617)
Unrecognized Tax Benefits, Period Increase (Decrease)	403,008	386,251	371,426
Interest and penalties	11,895	14,878	12,469
Ending balance	$ 414,903	$ 401,129	$ 383,895

Quarterly Financial Information (Unaudited) (Schedule of Quarterly Financial Information) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2025	Sep. 30, 2025	Jun. 30, 2025	Mar. 31, 2025	Dec. 31, 2024	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Quarterly Financial Information Disclosure [Abstract]
Interest income	$ 442,403	$ 452,922	$ 453,779	$ 443,689	$ 467,988	$ 492,356	$ 483,298	$ 481,474	$ 1,792,793	$ 1,925,116	$ 1,857,581
Interest expense	184,193	202,810	207,660	210,550	228,729	258,228	257,276	266,617	805,213	1,010,850	983,777
Net interest income before provision for credit losses	258,210	250,112	246,119	233,139	239,259	234,128	226,022	214,857	987,580	914,266	873,804
Provision for credit losses	25,554	11,577	15,698	15,111	11,001	9,248	19,538	15,285	67,940	55,072	87,607
Net interest income after provision for credit losses	232,656	238,535	230,421	218,028	228,258	224,880	206,484	199,572	919,640	859,194	786,197
Non-interest income	29,993	25,566	27,810	22,270	25,205	22,888	24,185	26,877	105,639	99,155	86,838
Non-interest expense	172,811	166,169	164,327	160,226	160,472	164,582	157,706	159,240	663,533	642,000	635,951
Income before income taxes	89,838	97,932	93,904	80,072	92,991	83,186	72,963	67,209	361,746	316,349	237,084
Provision for income taxes	20,578	26,081	25,138	21,596	23,689	21,734	19,230	19,229	93,393	83,882	58,413
Net income	$ 69,260	$ 71,851	$ 68,766	$ 58,476	$ 69,302	$ 61,452	$ 53,733	$ 47,980	$ 268,353	$ 232,467	$ 178,671
Earnings per common share, basic (in dollars per share)	$ 0.91	$ 0.96	$ 0.91	$ 0.78	$ 0.92	$ 0.82	$ 0.72	$ 0.64	$ 3.55	$ 3.10	$ 2.39
Earnings per common share, diluted (in dollars per share)	$ 0.90	$ 0.95	$ 0.91	$ 0.78	$ 0.91	$ 0.81	$ 0.72	$ 0.64	$ 3.53	$ 3.08	$ 2.38

Commitments and Contingencies (Tables)

12 Months Ended

Dec. 31, 2025

Commitments and Contingencies Disclosure [Abstract]

Schedule of the Total Lending Related Commitments Outstanding

Total lending related commitments outstanding at December 31, 2025 were as follows (in thousands):


Commitments to fund loans	$	145,009

Unfunded commitments under lines of credit	5,234,926
Commercial and standby letters of credit	192,713
	$	5,572,648

Leases - Schedule of Future Minimum Lease Payments for Operating and Finance Leases (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Schedule of Future Minimum Lease Payments for Operating and Finance Leases [Abstract]
Operating Leases, Future Minimum Payments Due, Next Twelve Months	$ 17,172
Lessee, Operating Lease, Liability, Payments, Due Year Two	14,295
Lessee, Operating Lease, Liability, Payments, Due Year Three	11,649
Lessee, Operating Lease, Liability, Payments, Due Year Four	8,577
Lessee, Operating Lease, Liability, Payments, Due Year Five	6,097
Lessee, Operating Lease, Liability, Payments, Due after Year Five	15,293
Lessee, Operating Lease, Liability, Payments, Due	73,083
Lessee, Operating Lease, Liability, Undiscounted Excess Amount	(7,715)
Operating Lease, Liability	65,368	$ 71,979
Finance Lease, Liability, Payments, Due Next Twelve Months	3,202
Finance Lease, Liability, Payments, Due Year Two	2,968
Finance Lease, Liability, Payments, Due Year Three	3,058
Finance Lease, Liability, Payments, Due Year Four	3,170
Finance Lease, Liability, Payments, Due Year Five	3,212
Finance Lease, Liability, Payments, Due after Year Five	10,093
Finance Lease, Liability, Payment, Due	25,703
Finance Lease, Liability, Undiscounted Excess Amount	(2,820)
Finance Lease, Liability	22,883	24,629
Total Lease Liability, Payments, Due Next Twelve Months	20,374
Total Lease Liability, Payments, Due Year Two	17,263
Total Lease Liability, Payments, Due Year Three	14,707
Total Lease Liability, Payments, Due Year Four	11,747
Total Lease Liability, Payments, Due Year Five	9,309
Total Lease Liability, Payments, Due After Year Five	25,386
Total Lease Liability, Payments Due	98,786
Total Lease Liability, Undiscounted Excess Amount	(10,535)
Total Lease Liabilities	$ 88,251	$ 96,608

Deposits (Schedule of Interest Expense on Deposits) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Deposits [Abstract]
Interest bearing demand	$ 180,918	$ 152,809	$ 86,759
Savings and money market	341,042	451,352	382,432
Time	142,375	211,411	191,114
Interest Expense, Domestic Deposits	$ 664,335	$ 815,572	$ 660,305

Stockholders' Equity

12 Months Ended

Dec. 31, 2025

Equity [Abstract]

Stockholders' Equity

Accumulated Other Comprehensive Income

Changes in accumulated other comprehensive income are summarized as follows for the periods indicated (in thousands):


	Year Ended December 31, 2025

	Before Tax		Tax Effect		Net of Tax
Change in net unrealized gains (losses) on investment securities available for sale:
Net unrealized holding gain arising during the period	$	142,082	$	(36,941)	$	105,141
Amounts reclassified to gain on investment securities available for sale, net	(3,585)		932		(2,653)
Net change in unrealized gains (losses) on investment securities available for sale	138,497		(36,009)		102,488
Change in net unrealized gains (losses) on derivative instruments:
Net unrealized holding gain arising during the period	5,719		(1,487)		4,232
Amounts reclassified to interest expense on deposits	(3,511)		913		(2,598)
Amounts reclassified to interest expense on borrowings	(17,674)		4,595		(13,079)
Amounts reclassified to interest income on loans	5,274		(1,371)		3,903
Net change in unrealized gains (losses) on derivative instruments	(10,192)		2,650		(7,542)
Other comprehensive income	$	128,305	$	(33,359)	$	94,946


	Year Ended December 31, 2024
	Before Tax		Tax Effect		Net of Tax
Change in net unrealized gains (losses) on investment securities available for sale:
Net unrealized holding gain arising during the period	$	130,244	$	(33,864)	$	96,380
Amounts reclassified to gain on investment securities available for sale, net	(1,074)		279		(795)
Net change in unrealized gains (losses) on investment securities available for sale	129,170		(33,585)		95,585
Change in net unrealized gains (losses) on derivative instruments:
Net unrealized holding gain arising during the period	31,693		(8,240)		23,453
Amounts reclassified to interest expense on deposits	(18,235)		4,741		(13,494)
Amounts reclassified to interest expense on borrowings	(48,064)		12,497		(35,567)
Amounts reclassified to interest income on loans	3,923		(1,020)		2,903
Net change in unrealized gains (losses) on derivative instruments	(30,683)		7,978		(22,705)
Other comprehensive income	$	98,487	$	(25,607)	$	72,880



	Year Ended December 31, 2023
	Before Tax		Tax Effect		Net of Tax
Change in net unrealized gains (losses) on investment securities available for sale:
Net unrealized holding gain arising during the period	$	141,227	$	(36,719)	$	104,508
Amounts reclassified to gain on investment securities available for sale, net	(1,815)		472		(1,343)
Net change in unrealized gains (losses) on investment securities available for sale	139,412		(36,247)		103,165
Change in net unrealized gains (losses) on derivative instruments:
Net unrealized holding gain arising during the period	35,089		(9,123)		25,966
Amounts reclassified to interest expense on deposits	(23,569)		6,128		(17,441)
Amounts reclassified to interest expense on borrowings	(44,790)		11,645		(33,145)
Amounts reclassified to interest income on loans	2,620		(681)		1,939
Net change in unrealized gains (losses) on derivative instruments	(30,650)		7,969		(22,681)
Other comprehensive income	$	108,762	$	(28,278)	$	80,484

The categories of AOCI and changes therein are presented below for the periods indicated (in thousands):



	Unrealized Gain (Loss) on Investment Securities Available for Sale		Unrealized Gain (Loss) on Derivative Instruments		Total
Balance at December 31, 2022	$	(498,911)	$	61,006	$	(437,905)

Other comprehensive income	103,165		(22,681)		80,484
Balance at December 31, 2023	(395,746)		38,325		(357,421)
Other comprehensive income	95,585		(22,705)		72,880
Balance at December 31, 2024	(300,161)		15,620		(284,541)

Other comprehensive income	102,488		(7,542)		94,946
Balance at December 31, 2025	$	(197,673)	$	8,078	$	(189,595)

- Definition

The entire disclosure for equity.

+ References

+ Details

Deposits

12 Months Ended

Dec. 31, 2025

Deposits [Abstract]

Deposits

Note 6 Deposits

The following table presents average balances and weighted average rates paid on deposits for the periods indicated (dollars in thousands):


	Years Ended December 31,
		2025	2024				2023
			Average Balance		Average Rate Paid		Average Balance		Average Rate Paid		Average Balance		Average Rate Paid
Demand deposits:
Non-interest bearing			$	8,083,605	—	%	$	7,239,161	—	%	$	7,091,029	—	%
Interest bearing			5,473,316		3.31	%	4,077,852		3.75	%	2,905,968		2.99	%
Savings and money market			10,305,664		3.31	%	11,043,510		4.09	%	10,704,470		3.57	%
Time			3,804,507		3.74	%	4,757,675		4.44	%	5,169,458		3.70	%
			$	27,667,092	2.40	%	$	27,118,198	3.01	%	$	25,870,925	2.55	%

Time deposit accounts with balances greater than $250,000 totaled $774 million and $779 million at December 31, 2025 and 2024, respectively.

The following table presents maturities of time deposits as of December 31, 2025 (in thousands):


Maturing in:
2026	$	3,880,507
2027	6,129
2028	701
2029	260
2030	1,087

	$	3,888,684

Included in deposits are public funds deposits of $3.2 billion and $3.1 billion, at December 31, 2025 and 2024, respectively, and brokered deposits of $4.9 billion and $5.2 billion at December 31, 2025 and 2024, respectively.

Interest expense on deposits for the periods indicated was as follows (in thousands):


	Years Ended December 31,
		2025		2024		2023
Interest bearing demand		$	180,918	$	152,809	$	86,759
Savings and money market		341,042		451,352		382,432
Time		142,375		211,411		191,114
		$	664,335	$	815,572	$	660,305

We incur costs related to certain deposit rebate and commission programs. During the years ended December 31, 2025, 2024 and 2023, costs related to those programs that were correlated with the balance in the related deposit accounts totaled $57.3 million, $56.5 million, and $41.9 million, respectively. These expenses are included in "other non-interest expense" in the accompanying consolidated statements of income.

Quarterly Financial Information (Unaudited)

12 Months Ended

Dec. 31, 2025

Quarterly Financial Information Disclosure [Abstract]

Quarterly Financial Information (Unaudited)

Financial information by quarter for the periods indicated follows (in thousands, except per share data):


	2025
	Fourth Quarter		Third Quarter		Second Quarter		First Quarter		Total
Interest income	$	442,403	$	452,922	$	453,779	$	443,689	$	1,792,793
Interest expense	184,193		202,810		207,660		210,550		805,213
Net interest income before provision for credit losses	258,210		250,112		246,119		233,139		987,580
Provision for credit losses	25,554		11,577		15,698		15,111		67,940
Net interest income after provision for credit losses	232,656		238,535		230,421		218,028		919,640
Non-interest income	29,993		25,566		27,810		22,270		105,639
Non-interest expense	172,811		166,169		164,327		160,226		663,533
Income before income taxes	89,838		97,932		93,904		80,072		361,746
Provision for income taxes	20,578		26,081		25,138		21,596		93,393
Net income	$	69,260	$	71,851	$	68,766	$	58,476	$	268,353
Earnings per common share, basic	$	0.91	$	0.96	$	0.91	$	0.78	$	3.55
Earnings per common share, diluted	$	0.90	$	0.95	$	0.91	$	0.78	$	3.53


	2024
	Fourth Quarter		Third Quarter		Second Quarter		First Quarter		Total
Interest income	$	467,988	$	492,356	$	483,298	$	481,474	$	1,925,116
Interest expense	228,729		258,228		257,276		266,617		1,010,850
Net interest income before provision for credit losses	239,259		234,128		226,022		214,857		914,266
Provision for credit losses	11,001		9,248		19,538		15,285		55,072
Net interest income after provision for credit losses	228,258		224,880		206,484		199,572		859,194
Non-interest income	25,205		22,888		24,185		26,877		99,155
Non-interest expense	160,472		164,582		157,706		159,240		642,000
Income before income taxes	92,991		83,186		72,963		67,209		316,349
Provision for income taxes	23,689		21,734		19,230		19,229		83,882
Net income	$	69,302	$	61,452	$	53,733	$	47,980	$	232,467
Earnings per common share, basic	$	0.92	$	0.82	$	0.72	$	0.64	$	3.10
Earnings per common share, diluted	$	0.91	$	0.81	$	0.72	$	0.64	$	3.08

Non-interest expense for the first quarter of 2024 was negatively impacted by $5.2 million FDIC special assessments. Non-interest expense for the fourth quarter of 2025 was negatively impacted by $3.8 million write-downs of previously capitalized software.

Investment Securities (Schedule of Investment Securities Available for Sale) (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 9,525,046	$ 9,507,041
Gross Unrealized Gains	26,722	8,376
Gross Unrealized Losses	(293,851)	(414,001)
Carrying Value	9,257,917	9,101,416
Investments	9,263,651	9,130,244
U.S. Treasury securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	275,966	214,796
Gross Unrealized Gains	530	165
Gross Unrealized Losses	(7,843)	(12,009)
Carrying Value	268,653	202,952
U.S. Government agency and sponsored enterprise residential MBS
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	2,562,702	2,672,554
Gross Unrealized Gains	16,003	3,607
Gross Unrealized Losses	(15,678)	(26,471)
Carrying Value	2,563,027	2,649,690
U.S. Government agency and sponsored enterprise commercial MBS
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	576,295	557,489
Gross Unrealized Gains	975	156
Gross Unrealized Losses	(42,907)	(61,892)
Carrying Value	534,363	495,753
Private label residential MBS and CMOs
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	2,683,881	2,491,033
Gross Unrealized Gains	2,505	506
Gross Unrealized Losses	(195,558)	(253,493)
Carrying Value	2,490,828	2,238,046
Private label commercial MBS
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	2,182,983	1,822,881
Gross Unrealized Gains	5,018	1,836
Gross Unrealized Losses	(19,891)	(40,688)
Carrying Value	2,168,110	1,784,029
Single family real estate-backed securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	227,711	335,047
Gross Unrealized Gains	158	108
Gross Unrealized Losses	(1,977)	(8,074)
Carrying Value	225,892	327,081
Collateralized loan obligations
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	780,847	1,131,088
Gross Unrealized Gains	1,315	1,804
Gross Unrealized Losses	(1,218)	(193)
Carrying Value	780,944	1,132,699
Non-mortgage asset-backed securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	59,942	96,865
Gross Unrealized Gains	0	144
Gross Unrealized Losses	(1,177)	(2,555)
Carrying Value	58,765	94,454
State and municipal obligations
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	115,193	110,388
Gross Unrealized Gains	192	13
Gross Unrealized Losses	(5,865)	(6,391)
Carrying Value	109,520	104,010
SBA securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	59,526	74,900
Gross Unrealized Gains	26	37
Gross Unrealized Losses	(1,737)	(2,235)
Carrying Value	57,815	72,702
Marketable equity securities
Debt Securities, Available-for-sale [Line Items]
Marketable equity securities	$ 5,734	$ 28,828

Loans and Allowance for Credit Losses ( Schedule of Loans on Non-accrual Status) (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, nonaccrual	$ 372,618	$ 250,114
Amortized Cost With No Related Allowance	165,604	111,278
Commercial and Industrial Portfolio Segment [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, nonaccrual	238,267	125,226
Amortized Cost With No Related Allowance	88,112	41,929
Franchise and equipment finance
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, nonaccrual	2,516	6,010
Amortized Cost With No Related Allowance	2,516	4,345
Residential
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, nonaccrual	22,876	23,500
Amortized Cost With No Related Allowance	0	0
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, nonaccrual	108,959	95,378
Amortized Cost With No Related Allowance	$ 74,976	$ 65,004

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

+ Details

Leases - Schedule of ROU Assets and Lease Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Schedule of ROU Assets and Lease Liabilities [Abstract]
Operating lease equipment, net	$ 58,680	$ 64,416
Finance Lease, Right-of-Use Asset	17,978	20,290
Total Right of Use Asset	76,658	84,706
Operating Lease, Liability	65,368	71,979
Finance Lease, Liability	22,883	24,629
Total Lease Liabilities	$ 88,251	$ 96,608
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]	Other assets	Other assets
Operating Lease, Liability, Statement of Financial Position [Extensible List]	Other liabilities	Other liabilities
Finance Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]	Other assets	Other assets
Finance Lease, Liability, Statement of Financial Position [Extensible List]	Notes and other borrowings	Notes and other borrowings

Deposits (Schedule of Maturities of Time Deposits) (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Deposits [Abstract]
Time Deposit Maturities, Next Twelve Months	$ 3,880,507
Time Deposit Maturities, Year Two	6,129
Time Deposit Maturities, Year Three	701
Time Deposit Maturities, Year Four	260
Time Deposit Maturities, Year Five	1,087
Time	$ 3,888,684	$ 4,301,289

Loans and Allowance for Credit Losses Loans and Allowance for Credit Losses (Balance of ALLL and Related Loans) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2025	Sep. 30, 2025	Jun. 30, 2025	Mar. 31, 2025	Dec. 31, 2024	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Line Items]
Provision for credit losses	$ 25,554	$ 11,577	$ 15,698	$ 15,111	$ 11,001	$ 9,248	$ 19,538	$ 15,285	$ 67,940	$ 55,072	$ 87,607
Amount related to off-balance sheet credit exposures									(411)	(3,914)	8,683
Funded Loans [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Provision for credit losses									$ 68,351	$ 58,986	$ 78,924

Stockholders' Equity (Tables)

12 Months Ended

Dec. 31, 2025

Equity [Abstract]

Schedule of Changes in AOCI

Changes in accumulated other comprehensive income are summarized as follows for the periods indicated (in thousands):


	Year Ended December 31, 2025

	Before Tax		Tax Effect		Net of Tax
Change in net unrealized gains (losses) on investment securities available for sale:
Net unrealized holding gain arising during the period	$	142,082	$	(36,941)	$	105,141
Amounts reclassified to gain on investment securities available for sale, net	(3,585)		932		(2,653)
Net change in unrealized gains (losses) on investment securities available for sale	138,497		(36,009)		102,488
Change in net unrealized gains (losses) on derivative instruments:
Net unrealized holding gain arising during the period	5,719		(1,487)		4,232
Amounts reclassified to interest expense on deposits	(3,511)		913		(2,598)
Amounts reclassified to interest expense on borrowings	(17,674)		4,595		(13,079)
Amounts reclassified to interest income on loans	5,274		(1,371)		3,903
Net change in unrealized gains (losses) on derivative instruments	(10,192)		2,650		(7,542)
Other comprehensive income	$	128,305	$	(33,359)	$	94,946


	Year Ended December 31, 2024
	Before Tax		Tax Effect		Net of Tax
Change in net unrealized gains (losses) on investment securities available for sale:
Net unrealized holding gain arising during the period	$	130,244	$	(33,864)	$	96,380
Amounts reclassified to gain on investment securities available for sale, net	(1,074)		279		(795)
Net change in unrealized gains (losses) on investment securities available for sale	129,170		(33,585)		95,585
Change in net unrealized gains (losses) on derivative instruments:
Net unrealized holding gain arising during the period	31,693		(8,240)		23,453
Amounts reclassified to interest expense on deposits	(18,235)		4,741		(13,494)
Amounts reclassified to interest expense on borrowings	(48,064)		12,497		(35,567)
Amounts reclassified to interest income on loans	3,923		(1,020)		2,903
Net change in unrealized gains (losses) on derivative instruments	(30,683)		7,978		(22,705)
Other comprehensive income	$	98,487	$	(25,607)	$	72,880



	Year Ended December 31, 2023
	Before Tax		Tax Effect		Net of Tax
Change in net unrealized gains (losses) on investment securities available for sale:
Net unrealized holding gain arising during the period	$	141,227	$	(36,719)	$	104,508
Amounts reclassified to gain on investment securities available for sale, net	(1,815)		472		(1,343)
Net change in unrealized gains (losses) on investment securities available for sale	139,412		(36,247)		103,165
Change in net unrealized gains (losses) on derivative instruments:
Net unrealized holding gain arising during the period	35,089		(9,123)		25,966
Amounts reclassified to interest expense on deposits	(23,569)		6,128		(17,441)
Amounts reclassified to interest expense on borrowings	(44,790)		11,645		(33,145)
Amounts reclassified to interest income on loans	2,620		(681)		1,939
Net change in unrealized gains (losses) on derivative instruments	(30,650)		7,969		(22,681)
Other comprehensive income	$	108,762	$	(28,278)	$	80,484

Schedule of the Categories of AOCI and Changes Therein

The categories of AOCI and changes therein are presented below for the periods indicated (in thousands):



	Unrealized Gain (Loss) on Investment Securities Available for Sale		Unrealized Gain (Loss) on Derivative Instruments		Total
Balance at December 31, 2022	$	(498,911)	$	61,006	$	(437,905)

Other comprehensive income	103,165		(22,681)		80,484
Balance at December 31, 2023	(395,746)		38,325		(357,421)
Other comprehensive income	95,585		(22,705)		72,880
Balance at December 31, 2024	(300,161)		15,620		(284,541)

Other comprehensive income	102,488		(7,542)		94,946
Balance at December 31, 2025	$	(197,673)	$	8,078	$	(189,595)

Loans and Allowance for Credit Losses (Schedule of Collateral Dependent Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Commercial and Industrial Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Amortized Cost	$ 9,029,475	$ 8,983,226
Franchise and equipment finance
Financing Receivable, Impaired [Line Items]
Amortized Cost	102,746	213,477
1-4 single family residential
Financing Receivable, Impaired [Line Items]
Amortized Cost	6,091,959	6,508,922
Secured Debt
Financing Receivable, Impaired [Line Items]
Amortized Cost	285,232	187,858
Extent to Which Secured by Collateral	256,943	174,889
Secured Debt \| Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Amortized Cost	112,494	94,283
Secured Debt \| Commercial Real Estate \| Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Extent to Which Secured by Collateral	112,071	91,050
Secured Debt \| Commercial and Industrial Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Amortized Cost	170,222	87,565
Secured Debt \| Commercial and Industrial Portfolio Segment [Member] \| Commercial and industrial
Financing Receivable, Impaired [Line Items]
Extent to Which Secured by Collateral	142,356	78,150
Secured Debt \| Franchise and equipment finance
Financing Receivable, Impaired [Line Items]
Amortized Cost	2,516	6,010
Secured Debt \| Franchise and equipment finance \| Franchise and equipment finance
Financing Receivable, Impaired [Line Items]
Extent to Which Secured by Collateral	$ 2,516	$ 5,689

Premises and Equipment and Lease Commitments (Narrative) (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Property, Plant and Equipment, Type [Abstract]
Depreciation, Nonproduction	$ 17.4	$ 18.8	$ 18.7

Audit Information	12 Months Ended
Audit Information	Dec. 31, 2025
Audit Information [Abstract]
Auditor Name	Deloitte and Touche LLP
Auditor Location	Miami, FL
Auditor Firm ID	34

Cybersecurity Risk Management and Strategy Disclosure	12 Months Ended
Cybersecurity Risk Management and Strategy Disclosure	Dec. 31, 2025
Cybersecurity Risk Management, Strategy, and Governance [Line Items]
Cybersecurity Risk Management Processes for Assessing, Identifying, and Managing Threats [Text Block]	We are committed to maintaining robust governance, oversight and management of cybersecurity risk. We have established and implemented processes, supported by written policies and procedures, to detect, assess, classify, respond to, report, track, and resolve cybersecurity threats or incidents. We have implemented systems and controls to address the information technology risks to our organization, our business partners and our customers. We employ a layered security approach leveraging diverse strategies including data loss prevention, identity and access management, network security, vulnerability management, end-point security and information security education and awareness, among others. As a federally regulated institution, the Company strongly supports an environment that facilitates and abides by the Confidentiality, Integrity, and Availability security principles. Our risk-based policies, procedures, and practices are integrated into our overall risk management program and have been implemented across the organization to manage and mitigate risks from cybersecurity threats. We continuously assess risks from cybersecurity threats and monitor our information systems for potential vulnerabilities. We conduct regular reviews and tests of our information security program including penetration and vulnerability testing, and other exercises to evaluate the effectiveness of our program and improve our cybersecurity posture. These evaluations provide the Company with an unbiased view of its environment and controls. All identified cybersecurity incidents, technology outages or failures and vulnerabilities identified during these assessments are inventoried in a centralized tracking system and reported to impacted users and to management on a regular basis. A multi-step approach is applied to identify, prioritize, report, and remediate these vulnerabilities. Response and resolution times (commonly known as SLAs) are established for remediation of any incidents or outages detected, depending on their nature and potential impact. Our cybersecurity policies, procedures and practices are integrated with our overall risk management program by inclusion of cybersecurity and information systems metrics in our enterprise-wide comprehensive risk assessment process and risk appetite statement, the involvement of our Chief Risk Officer in the MAT and oversight of cybersecurity risk by our Enterprise Risk Management Committee and the Risk Committee of the Board of Directors. We have engaged cybersecurity service provider experts and maintain an industry-leading incident response retainer to further enhance our cybersecurity safeguards and support our processes for assessing, identifying, and managing material risks from cybersecurity threats. Our third-party experts perform assessments that aid us in effectively detecting and responding to evolving cybersecurity threats and, in the event of a cybersecurity incident, our experts will assist us with incident response support, digital forensics and incident remediation. The Company’s third-party risk management framework and processes have been aligned with regulatory requirements and with industry best practices to oversee and identify risks from cybersecurity threats associated with use of third-party service providers. We take a risk-based approach in performing cybersecurity assessments of third-party service providers at the time of onboarding, as part of regular ongoing monitoring, at the time of contract renewal, and upon detection of any increase in risk profile. Our information security division collaborates with our third-party risk management unit to evaluate the information technology and security programs of significant third-party service providers. As applicable, these reviews evaluate the design and operational effectiveness of information technology and security related controls employed by service providers. In addition, the third-party’s information technology and security policies and procedures are evaluated to form an overall opinion of the third-party service provider's technology and information security posture. The Company has developed a training program to educate employees about its cybersecurity policies and standards, best practices, and potential threats to instill a culture of cybersecurity awareness and compliance throughout the organization. The training program includes, but is not limited to, ongoing and targeted training on topics such as social engineering, mobile security, data handling and protection, password security and incident reporting. All employees are required to participate in the training. In 2025, Clarium Managed Services, LLC conducted a Cybersecurity Assessment for the Bank. The assessment gauged the overall Cybersecurity Risk Posture of the Bank and resulted in a score of 5 on a scale of 0 to 5. In the last three fiscal years, the Company has not identified any material cybersecurity incidents. No specific identified cybersecurity threats or incidents, including those resulting from any previous cybersecurity incidents, have materially affected, or are reasonably likely to materially affect, the Company, including its business strategy, results of operations or financial condition. See Item 1A "Risk Factors" for a further discussion of our cybersecurity risks.
Cybersecurity Risk Management Processes Integrated [Flag]	true
Cybersecurity Risk Management Processes Integrated [Text Block]	Our risk-based policies, procedures, and practices are integrated into our overall risk management program and have been implemented across the organization to manage and mitigate risks from cybersecurity threats.
Cybersecurity Risk Management Third Party Engaged [Flag]	true
Cybersecurity Risk Third Party Oversight and Identification Processes [Flag]	true
Cybersecurity Risk Materially Affected or Reasonably Likely to Materially Affect Registrant [Flag]	false
Cybersecurity Risk Board of Directors Oversight [Text Block]	The Risk Committee of the Board of Directors is ultimately responsible for oversight of cybersecurity risk, the Company's information risk management function, and the effective implementation of its cybersecurity program.
Cybersecurity Risk Board Committee or Subcommittee Responsible for Oversight [Text Block]	At the management level, the CISO provides oversight of the ongoing technical and business functions that include cybersecurity, information assurance, network security, systems engineering, and information security management.
Cybersecurity Risk Process for Informing Board Committee or Subcommittee Responsible for Oversight [Text Block]	At the management level, the CISO provides oversight of the ongoing technical and business functions that include cybersecurity, information assurance, network security, systems engineering, and information security management. A dedicated information security division reports to the CISO. The CISO has over 30 years of experience in information security including physical, cyber, IT, disaster recovery, business continuity planning, secure software development, and cloud services and security, among others. The CISO holds multiple designations from the International Information System Security Certification Consortium, including Certified Information Systems Security Professional and has been a member of various boards including IT, Cybersecurity and Enterprise Risk Committees. Organizationally, the CISO reports to the CRO and provides reporting directly to the Risk Committee of the Board of Directors. The Company has designated the MAT to assess and oversee the management and reporting of identified potentially material cybersecurity threats or incidents. The MAT convenes when a qualifying cybersecurity threat is identified by the CIO, the CISO, or their designees in accordance with established processes and procedures. The MAT has the responsibility to determine whether a cybersecurity threat or incident is material and oversee appropriate reporting. The MAT is also responsible for communicating to the Risk Committee any material cybersecurity threats or incidents. The CISO, CIO, CRO, CFO, CAO, and General Counsel comprise the MAT. Other SMEs or technical experts may advise, consult with and provide information to the MAT as needed. In addition to the specific subject matter expertise and experience of the CISO and CIO, these executives have broad financial, legal, risk management, industry, regulatory and SEC compliance, and general leadership experience, which enable the MAT to effectively carry out its responsibilities.
Cybersecurity Risk Role of Management [Text Block]	At the management level, the CISO provides oversight of the ongoing technical and business functions that include cybersecurity, information assurance, network security, systems engineering, and information security management. A dedicated information security division reports to the CISO. The CISO has over 30 years of experience in information security including physical, cyber, IT, disaster recovery, business continuity planning, secure software development, and cloud services and security, among others. The CISO holds multiple designations from the International Information System Security Certification Consortium, including Certified Information Systems Security Professional and has been a member of various boards including IT, Cybersecurity and Enterprise Risk Committees. Organizationally, the CISO reports to the CRO and provides reporting directly to the Risk Committee of the Board of Directors. The Company has designated the MAT to assess and oversee the management and reporting of identified potentially material cybersecurity threats or incidents. The MAT convenes when a qualifying cybersecurity threat is identified by the CIO, the CISO, or their designees in accordance with established processes and procedures. The MAT has the responsibility to determine whether a cybersecurity threat or incident is material and oversee appropriate reporting. The MAT is also responsible for communicating to the Risk Committee any material cybersecurity threats or incidents. The CISO, CIO, CRO, CFO, CAO, and General Counsel comprise the MAT. Other SMEs or technical experts may advise, consult with and provide information to the MAT as needed. In addition to the specific subject matter expertise and experience of the CISO and CIO, these executives have broad financial, legal, risk management, industry, regulatory and SEC compliance, and general leadership experience, which enable the MAT to effectively carry out its responsibilities.
Cybersecurity Risk Management Positions or Committees Responsible [Flag]	true
Cybersecurity Risk Management Positions or Committees Responsible [Text Block]	The CISO reports routinely, typically at each of its regularly scheduled meetings, to the Risk Committee on matters including the Company's cybersecurity program, cybersecurity threats and the cybersecurity threat environment. The Risk Committee formally approves the Company's cybersecurity policy and program annually, and more frequently if material changes are adopted.
Cybersecurity Risk Management Expertise of Management Responsible [Text Block]	The CISO has over 30 years of experience in information security including physical, cyber, IT, disaster recovery, business continuity planning, secure software development, and cloud services and security, among others.
Cybersecurity Risk Process for Informing Management or Committees Responsible [Text Block]	The CISO reports routinely, typically at each of its regularly scheduled meetings, to the Risk Committee on matters including the Company's cybersecurity program, cybersecurity threats and the cybersecurity threat environment. The Risk Committee formally approves the Company's cybersecurity policy and program annually, and more frequently if material changes are adopted. At the management level, the CISO provides oversight of the ongoing technical and business functions that include cybersecurity, information assurance, network security, systems engineering, and information security management. A dedicated information security division reports to the CISO. The CISO has over 30 years of experience in information security including physical, cyber, IT, disaster recovery, business continuity planning, secure software development, and cloud services and security, among others. The CISO holds multiple designations from the International Information System Security Certification Consortium, including Certified Information Systems Security Professional and has been a member of various boards including IT, Cybersecurity and Enterprise Risk Committees. Organizationally, the CISO reports to the CRO and provides reporting directly to the Risk Committee of the Board of Directors. The Company has designated the MAT to assess and oversee the management and reporting of identified potentially material cybersecurity threats or incidents. The MAT convenes when a qualifying cybersecurity threat is identified by the CIO, the CISO, or their designees in accordance with established processes and procedures. The MAT has the responsibility to determine whether a cybersecurity threat or incident is material and oversee appropriate reporting. The MAT is also responsible for communicating to the Risk Committee any material cybersecurity threats or incidents. The CISO, CIO, CRO, CFO, CAO, and General Counsel comprise the MAT. Other SMEs or technical experts may advise, consult with and provide information to the MAT as needed. In addition to the specific subject matter expertise and experience of the CISO and CIO, these executives have broad financial, legal, risk management, industry, regulatory and SEC compliance, and general leadership experience, which enable the MAT to effectively carry out its responsibilities.
Cybersecurity Risk Management Positions or Committees Responsible Report to Board [Flag]	true

Basis of Presentation and Summary of Significant Accounting Policies Basis of Presentation	12 Months Ended
	Dec. 31, 2025
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation and Summary of Significant Accounting Policies	Note 1 Basis of Presentation and Summary of Significant Accounting Policies BankUnited, Inc. is a bank holding company with one wholly-owned subsidiary, BankUnited, collectively, the Company. BankUnited, a national banking association headquartered in Miami Lakes, Florida, provides a full range of commercial lending and both commercial and consumer deposit services through banking centers located in the state of Florida, the New York metropolitan area and Dallas. The Bank offers a full suite of commercial lending and deposit products through regional commercial banking offices in Atlanta, Charlotte and Morristown, New Jersey, and certain commercial lending and deposit products through national platforms. The consolidated financial statements have been prepared in accordance with GAAP and prevailing practices in the banking industry. Accounting Estimates In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets, liabilities, revenues, expenses and disclosures of contingent assets and liabilities. Actual results could differ significantly from these estimates. The most significant estimate impacting the Company's consolidated financial statements is the ACL. Principles of Consolidation The consolidated financial statements include the accounts of BankUnited, Inc. and its wholly-owned subsidiary. All significant intercompany balances and transactions have been eliminated in consolidation. VIEs are consolidated if the Company is the primary beneficiary; i.e., has (i) the power to direct the activities of the VIE that most significantly impact the VIE's economic performance and (ii) the obligation to absorb losses or the right to receive benefits that could potentially be significant to the VIE. The Company has variable interests in affordable housing limited partnerships that are not required to be consolidated because the Company is not the primary beneficiary. Fair Value Measurements Certain of the Company's assets and liabilities are reflected in the consolidated financial statements at fair value on either a recurring or non-recurring basis. Investment securities AFS, marketable equity securities and derivative instruments are measured at fair value on a recurring basis. Assets measured at fair value or fair value less cost to sell on a non-recurring basis may include collateral dependent loans, OREO and other repossessed assets, loans held for sale, goodwill and impaired long-lived assets. These non-recurring fair value measurements typically involve lower-of-cost-or-market accounting or the measurement of impairment of certain assets. Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants at the measurement date. GAAP establishes a hierarchy that prioritizes inputs used to determine fair value measurements into three levels based on the observability and transparency of the inputs: •Level 1 inputs are unadjusted quoted prices in active markets that are accessible at the measurement date for identical assets or liabilities. •Level 2 inputs are observable inputs other than level 1 inputs, including quoted prices for similar assets and liabilities, quoted prices for identical assets and liabilities in less active markets and other inputs that can be corroborated by observable market data. •Level 3 inputs are unobservable inputs supported by limited or no market activity or data and inputs requiring significant management judgment or estimation. The fair value hierarchy requires the Company to maximize the use of observable inputs and minimize the use of unobservable inputs in estimating fair value. Unobservable inputs are utilized in determining fair value measurements only to the extent that observable inputs are unavailable. The need to use unobservable inputs generally results from a lack of market liquidity and diminished observability of actual trades or assumptions that would otherwise be available to value a particular asset or liability. Cash and Cash Equivalents Cash and cash equivalents include cash and due from banks, both interest bearing and non-interest bearing, including amounts on deposit at the Federal Reserve Bank. Cash equivalents have original maturities of three months or less. For purposes of reporting cash flows, cash receipts and payments pertaining to FHLB advances with original maturities of three months or less are reported net. Investment Securities Debt securities that the Company has the positive intent and ability to hold to maturity are classified as held to maturity and reported at amortized cost. Debt securities that the Company may not have the intent to hold to maturity are classified as available-for-sale at the time of acquisition and carried at fair value with unrealized gains and losses, net of tax, excluded from earnings and reported in AOCI, a separate component of stockholders' equity. Securities classified as AFS may be used as part of the Company's asset/liability management strategy and may be sold in response to liquidity needs, regulatory changes, changes in interest rates, prepayment risk or other market factors. The Company does not maintain a trading portfolio. Purchase premiums and discounts on debt securities are amortized as adjustments to yield over the expected lives of the securities, using the interest method which results in a constant effective yield. Premiums are amortized to the call date for callable securities. Realized gains and losses from sales of securities are recorded on the trade date and are determined using the specific identification method. The Company's policy on the ACL related to debt securities is discussed below in the section entitled "ACL". Marketable equity securities with readily determinable fair values are reported at fair value with unrealized gains and losses included in earnings. Non-marketable Equity Securities The Bank, as a member of the FRB system and the FHLB, is required to maintain investments in the stock of the FRB and FHLB. No market exists for this stock, and the investment can be liquidated only through redemption by the respective institutions, at the discretion of and subject to conditions imposed by those institutions. The stock has no readily determinable fair value and is carried at cost. Historically, stock redemptions have been at par value, which equals the Company's carrying value. The Company monitors its investment in FHLB stock for impairment through review of recent financial results of the FHLB, including capital adequacy and liquidity position, dividend payment history, redemption history and information from credit agencies. The Company has not identified any indicators of impairment of the FRB or FHLB stock. Loans Held for Sale Loans originated or purchased with the intent to sell are carried at the lower of cost or fair value. A valuation allowance is established through a charge to earnings if the aggregate fair value of such loans is lower than their cost. Gains or losses recognized upon sale are determined on a specific identification basis. Loans not originated or otherwise acquired with the intent to sell, or loans which have been originated by the Company and subsequently held for sale, are transferred into the held for sale classification at the lower of carrying amount or fair value when they are specifically identified for sale and a formal plan exists to sell them. Loans Loans are reported at amortized cost, net of the ACL. Interest income is accrued based on the principal amount outstanding. Non-refundable loan origination fees, net of direct costs of originating or acquiring loans, as well as purchase premiums and discounts, are deferred and recognized as adjustments to yield over the contractual lives of the related loans using the interest method which results in a constant effective yield. Non-accrual loans Commercial loans are placed on non-accrual status when (i) management has determined that full repayment of all contractual principal and interest is in doubt, or (ii) the loan is past due 90 days or more as to principal or interest unless the loan is well secured and in the process of collection. Residential loans, other than government insured residential loans, are generally placed on non-accrual status when they are 60 days past due. When a loan is placed on non-accrual status, uncollected interest accrued is reversed and charged to interest income. Payments received on non-accrual commercial loans are applied as a reduction of principal. Interest payments are recognized as income on a cash basis on non-accrual residential loans. Commercial loans are returned to accrual status only after all past due principal and interest has been collected and full repayment of remaining contractual principal and interest is reasonably assured. Residential loans are generally returned to accrual status when less than 60 days past due. Past due status of loans is determined based on the contractual next payment due date. Loans less than 30 days past due are reported as current. Contractually delinquent government insured residential loans are not classified as non-accrual due to the nature of the guarantee. Contractually delinquent PCD loans are not classified as non-accrual, as long as the Company has a reasonable expectation about amounts expected to be collected. PCD assets PCD assets are acquired financial assets that, as of the date of acquisition, have experienced a more than insignificant deterioration in credit quality since origination. An assessment is conducted at acquisition to determine whether acquired financial assets meet the criteria to be classified as PCD assets. That assessment may be conducted at the individual asset level, or for a group of assets acquired together that have similar risk characteristics. At acquisition, the ACL related to PCD assets, representing the estimated amount of the UPB of the assets not expected to be collected, is added to the purchase price to determine the amortized cost basis and any non-credit related discount or premium is allocated to the individual assets acquired. The non-credit related discount or premium is accreted or amortized to interest income over the life of the related assets using the level yield method, as long as there is a reasonable expectation about amounts expected to be collected. Subsequent changes in the amount of expected credit losses are recognized immediately by adjusting the ACL and reflecting the periodic changes as credit loss expense or reversal of credit loss expense. Sales-type and Direct Financing Leases Sales-type and direct financing leases are carried at the aggregate of lease payments receivable, initial direct costs and estimated residual value of the leased property, if applicable, less unearned income. Interest income is recognized over the term of the leases to achieve a constant periodic rate of return on the outstanding investment. ACL AFS Debt Securities The Company reviews its AFS debt securities for credit loss impairment at the individual security level on a quarterly basis. A security is impaired if its fair value is less than its amortized cost basis. A decline in fair value below amortized cost basis represents a credit loss impairment to the extent the Company does not expect to recover the amortized cost basis of the security. Impairment related to credit losses is recorded through the ACL to the extent fair value is less than the amortized cost basis. Declines in fair value that have not been recorded through the ACL are recorded through other comprehensive income, net of tax. In assessing whether an impairment is credit loss related, the Company compares the present value of cash flows expected to be collected to the security's amortized cost basis. If the present value of cash flows expected to be collected is less than the amortized cost basis of the security, a credit loss exists, and an ACL is recorded. The Company discounts expected cash flows at the effective interest rate implicit in the security at the purchase date, adjusted for expected prepayments. For floating rate securities, the Company uses the floating rate as it changes over the life of the security. In developing estimates about cash flows expected to be collected and determining whether a credit loss exists, the Company considers information about past events, current conditions and reasonable and supportable forecasts. Factors and information that the Company uses in making its assessments include, but are not necessarily limited to, the following: •The extent to which fair value is less than amortized cost; •Adverse conditions specifically related to the security, an industry or sector or geographic area; •Changes in the financial condition of the issuer or underlying loan obligors; •The payment structure and remaining payment terms of the security, including levels of subordination or over-collateralization; •Failure of the issuer to make scheduled payments; •Changes in credit ratings; •Relevant market data; •Estimated prepayments, defaults, and the value and performance of underlying collateral at the individual security level. The relative importance assigned to each of these factors varies depending on the facts and circumstances pertinent to the individual security being evaluated. Timely payment of principal and interest on securities issued by the U.S. government, U.S. government agencies and U.S. government sponsored entities is explicitly or implicitly guaranteed by the U.S. government. Therefore, the Company expects to recover the amortized cost basis of these securities. If the Company intends to sell a security in an unrealized loss position, or it is more likely than not that the Company will be required to sell the security before recovery of its amortized cost basis, any allowance for credit losses will be written off and the amortized cost basis will be written down to the debt security’s fair value at the reporting date with any incremental impairment reported in earnings. AFS securities will be charged off to the extent that there is no reasonable expectation of recovery of amortized cost basis. AFS securities will be placed on non-accrual status if the Company does not reasonably expect to receive interest payments in the future and interest accrued will be reversed against interest income. Securities will be returned to accrual status only when collection of interest is reasonably assured. Loans The ACL is a valuation account that is deducted from the amortized cost basis of loans to present the net amount expected to be collected. The ACL is adjusted through the provision for credit losses to the amount of amortized cost basis not expected to be collected, or in the case of PCD loans, the amount of UPB not expected to be collected, at the balance sheet date. Amortized cost basis includes UPB, unamortized premiums or discounts and deferred fees and costs, net of amounts previously charged off. The measurement of expected credit losses encompasses information about historical events, current conditions and reasonable and supportable forecasts. Determining the amount of the ACL is complex and requires extensive judgment by management about matters that are inherently uncertain. Re-evaluation of the ACL estimate in future periods, in light of changes in composition and characteristics of the loan portfolio, changes in the reasonable and supportable forecast and other factors then prevailing may result in material changes in the amount of the ACL and credit loss expense in those future periods. Loans are charged off against the ACL in the period in which they are deemed uncollectible, and recoveries are credited to the ACL when received. Expected recoveries on loans previously charged off and expected to be charged-off, not to exceed the aggregate of amounts previously charged-off and expected to be charged-off, are included in the ACL estimate. For loans secured by residential real estate, an assessment of collateral value is made at no later than 120 days delinquency; any outstanding loan balance in excess of fair value less cost to sell is charged off at no later than 180 days delinquency. Additionally, any outstanding balance in excess of fair value of collateral less cost to sell is charged off (i) within 60 days of receipt of notification of filing from the bankruptcy court, (ii) within 60 days of determination of loss if all borrowers are deceased or (iii) within 90 days of discovery of fraudulent activity. Other consumer loans, which are not significant in the aggregate, are typically charged off at 120 days delinquency. Commercial loans are charged off when, in management's judgment, they are considered to be uncollectible. Expected credit losses are estimated on a collective basis for groups of loans that share similar risk characteristics. Factors that may be considered in aggregating loans for this purpose include but are not necessarily limited to, product or collateral type, industry, geography, internal risk rating, credit characteristics such as credit scores or collateral values, and historical or expected credit loss patterns. For loans that do not share similar risk characteristics with other loans such as collateral dependent loans, expected credit losses are estimated on an individual basis. Expected credit losses are estimated over the contractual terms of the loans, adjusted for expected prepayments. Expected prepayments for commercial loans are generally estimated based on the Company's historical experience. For residential loans, expected prepayments are estimated using a model that incorporates industry prepayment data, calibrated to reflect the Company's experience. The contractual term excludes expected extensions, renewals, and modifications unless the extension or renewal options are included in the original or modified contract at the reporting date and are not unconditionally cancellable by the Company. For the substantial majority of portfolio segments and subsegments, including residential loans other than government insured loans, and most commercial and commercial real estate loans, expected losses are estimated using econometric models. The models employ a factor based methodology, leveraging data sets containing extensive historical loss and recovery information by industry, geography, product type, collateral type and obligor characteristics, to estimate PD and LGD. Measures of PD for commercial loans incorporate current conditions through market cycle or credit cycle adjustments. For residential loans, the models consider FICO, adjusted LTVs and delinquency rates. PDs and LGDs are then conditioned on the reasonable and supportable economic forecast. Projected PDs and LGDs, determined based on pool level characteristics, are applied to estimated exposure at default, considering the contractual term and payment structure of loans, adjusted for expected prepayments, to generate estimates of expected loss. For criticized or classified loans, PDs are adjusted to benchmark PDs established for each risk rating given that the most current financial information available is often not reflective of the borrowers' current financial condition. The ACL estimate incorporates a reasonable and supportable economic forecast through the use of externally developed macroeconomic scenarios applied in the models. The length of the reasonable and supportable forecast period is evaluated at each reporting period and adjusted if deemed necessary. Currently, the Company uses a 2-year reasonable and supportable forecast period in estimating the ACL. After the reasonable and supportable forecast period, the models effectively revert to long-term mean losses on a straight-line basis over 12 months. ACL estimates incorporate a probability weighted blend of macroeconomic scenarios, with weights determined by an evaluation of each scenario’s key assumptions, the projected paths of principal economic variables, such as real GDP growth and the unemployment rate, and other relevant market indicators and consensus forecasts. The models ingest numerous national, regional and MSA level variables and data points. Commercial Real Estate Model Variables with the most significant impact on the commercial real estate model include unemployment at both national and regional levels, the CRE property forecast by property type and sub-market, 10-year treasury yield, Baa corporate yield and real GDP growth, at the national level. Increases in unemployment and yields within the commercial real estate model result in increases in the ACL. Increases in real GDP growth and improvements in the CRE property forecasts reduce the reserve. Commercial Model Variables with the most significant impact on the commercial model include a stock market volatility index, the S&P 500 index, unemployment at both national and regional levels, and a variety of interest rates and spreads. Increases in the unemployment rate, the stock market volatility index, and the Baa corporate yield increase the reserve, while increases in real GDP growth reduce the reserve. Residential Model Variables with the most significant impact on the residential model include HPI and unemployment at regional levels, real GDP growth, and a 30-year mortgage rate. Increases in the unemployment rate and the 30-year mortgage rate increase the reserve, while increases in real GDP growth and HPI reduce the reserve. For certain less material portfolios including loans and leases to state and local government entities originated by Pinnacle, small balance commercial loans and consumer loans, the WARM method is used to estimate expected credit losses. Loss rates are applied to the exposure at default, after factoring in amortization and expected prepayments. For the Pinnacle portfolio, historical loss information is based on municipal historical default and recovery data, segmented by credit rating. For small balance commercial loans, historical loss information is based on the Company's historical loss experience over a ten year period. For consumer loans, historical loss information is based on peer data; this portfolio subsegment is not significant. All loss estimates are conditioned as applicable on changes in current conditions and the reasonable and supportable economic forecast. Expected credit losses for the funded portion of mortgage warehouse lines of credit are estimated based primarily on the Company's historical loss experience, conditioned as applicable on changes in current conditions and the reasonable and supportable economic forecast. Generally, given the nature of these loans, losses would be expected to manifest within a very short time period after origination. The Company expects to collect the amortized cost basis of government insured residential loans due to the nature of the government guarantee, so the ACL is zero for these loans. Qualitative factors Quantitative models have certain inherent limitations with respect to estimating expected losses. These limitations may be more prevalent in times of rapidly changing or unprecedented economic conditions and forecasts. Qualitative adjustments are made to the ACL when, based on management’s judgment, there are factors impacting expected credit losses not taken into account by the quantitative calculations. Potential qualitative adjustments are categorized as follows: •Economic factors, including material uncertainties, trends and developments that, in management's judgment, may not have been adequately reflected in the reasonable and supportable economic forecast; •Credit policy and staffing, including the nature and level of policy and procedural exceptions or changes in credit policy not reflected in quantitative results, changes in the quality of underwriting and portfolio management and staff and issues identified by credit review, internal audit or regulators that may not be reflected in quantitative results; •Concentrations, considering whether the quantitative estimate adequately accounts for concentration risk in the portfolio; •Model imprecision and model validation findings; and •Other factors not adequately considered in the quantitative estimate or other qualitative categories identified by management that may materially impact the amount of expected credit losses. Collateral dependent loans Collateral dependent loans are those for which the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the operation or sale of the collateral. These loans do not typically share similar risk characteristics with other loans and expected credit losses are evaluated on an individual basis. Loans evaluated individually are not included in the collective evaluation. Estimates of expected credit losses for collateral dependent loans, whether or not foreclosure is probable, are based on the fair value of the collateral, adjusted for selling costs when repayment depends on sale of the collateral. Due to immateriality, expected credit losses for collateral dependent commercial relationships with committed balances less than $1.0 million may be estimated collectively. Off-balance sheet credit exposures Expected credit losses related to off-balance sheet credit exposures are estimated over the contractual period for which the Company is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Company. Expected credit losses are estimated using essentially the same methodologies employed to estimate expected credit losses on the amortized cost basis of loans, taking into consideration the likelihood and amount of additional amounts expected to be funded over the terms of the commitments. The liability for credit losses on off-balance sheet credit exposures is presented within "other liabilities" on the consolidated balance sheets, distinct from the ACL. Adjustments to the liability are included in the provision for credit losses. Accrued Interest Receivable The Company has elected to present accrued interest receivable separate from the amortized cost basis of financial assets carried at amortized cost. The Company excludes accrued interest receivable balances from tabular disclosures about financial assets carried at amortized cost. The Company generally does not estimate an ACL on accrued interest receivable balances since uncollectible accrued interest is timely written off in accordance with the Company's accounting policies for non-accrual loans. Under unusual circumstances, the Company evaluates whether its non-accrual policies continue to consistently provide for timely reversal of accrued interest receivable. If considered necessary, the Company records an allowance for uncollectible accrued interest receivable, determined using essentially the same methodologies used to estimate the ACL on the amortized cost basis of the related loans. The allowance is deducted from accrued interest receivable and presented within other assets on the consolidated balance sheets, distinct from the ACL. Changes in the ACL related to accrued interest receivable are included in the provision for credit losses. Leases The Company determines whether a contract is or contains a lease at inception. For leases with terms greater than 12 months under which the Company is lessee, ROU assets and lease liabilities are recorded at the commencement date. Lease liabilities are initially recorded based on the present value of future lease payments over the lease term. ROU assets are initially recorded at the amount of the associated lease liabilities plus prepaid lease payments and initial direct costs, less any lease incentives received. The cost of short term leases is recognized on a straight line basis over the lease term. The lease term includes options to extend if the exercise of those options is reasonably certain and includes periods covered by termination options if there is reasonable certainty the options will not be exercised. Lease payments are discounted using the Company's FHLB borrowing rate for borrowings of a similar term unless an implicit rate is defined in the contract or is determinable, which is generally not the case. Leases are classified as financing or operating leases at commencement; generally, leases are classified as finance leases when effective control of the underlying asset is transferred. The substantial majority of leases under which the Company is lessee are classified as operating leases. For operating leases, lease cost is recognized in the consolidated statements of income on a straight line basis over the lease terms. For finance leases, interest expense on lease liabilities is recognized on the effective interest method and amortization of ROU assets is recognized on a straight line basis over the lease terms. Variable lease costs are recognized in the period in which the obligation for those costs is incurred. The Company has elected not to separate lease from non-lease components of its lease contracts. Bank Owned Life Insurance Bank owned life insurance is carried at cash surrender value. Changes in cash surrender value are recorded in non-interest income. Operating Lease Equipment Operating lease equipment is carried at cost less accumulated depreciation and is depreciated to estimated residual value using the straight-line method over the lease term. Estimated residual values are re-evaluated at least annually, based primarily on current residual value appraisals. Equipment held for sale is carried at the lower of carrying amount or estimated fair value less costs to sell and is included in other assets in the accompanying consolidated balance sheets. Rental revenue is recognized on a straight-line basis over the contractual term of the lease. A review for impairment of equipment under operating lease is performed annually or when events or changes in circumstances indicate that the carrying amount of long-lived assets may not be recoverable. Impairment of assets is determined by comparing the carrying amount to future undiscounted net cash flows expected to be generated. If an asset is impaired, the measure of impairment is the amount by which the carrying amount exceeds the fair value of the asset. Goodwill Goodwill represents the excess of consideration transferred in business combinations over the fair value of net tangible and identifiable intangible assets acquired. Goodwill is not amortized, but is tested for impairment annually, during the fourth quarter of each year, or more frequently if events or changes in circumstances indicate that impairment may have occurred. The Company has a single reporting unit. When assessing goodwill for impairment, the Company may elect to perform a qualitative assessment to determine if a quantitative impairment test is necessary. If a qualitative assessment is not performed, or if the qualitative assessment indicates it is more likely than not that the fair value of a reporting unit is less than its carrying amount, a quantitative test is performed. The quantitative impairment test compares the estimated fair value of the reporting unit to its carrying amount. If the fair value of the reporting unit exceeds its carrying amount, no impairment is indicated. If the fair value of the reporting unit is less than its carrying amount, impairment of goodwill is measured as the excess of the carrying amount over fair value. OREO and Repossessed Assets OREO and repossessed assets consists of real estate assets acquired through, or in lieu of, loan foreclosure and personal property acquired through repossession. Such assets are included in other assets in the accompanying consolidated balance sheets. These assets are held for sale and are initially recorded at estimated fair value less costs to sell, establishing a new cost basis. Subsequent to acquisition, periodic valuations are performed, and the assets are carried at the lower of the carrying amount at the date of acquisition or estimated fair value less cost to sell. Significant property improvements are capitalized to the extent that the resulting carrying value does not exceed fair value less cost to sell. Legal fees, maintenance, taxes, insurance and other direct costs of holding and maintaining these assets are expensed as incurred. Premises and Equipment Premises and equipment are carried at cost less accumulated depreciation and amortization and are included in other assets in the accompanying consolidated balance sheets. The Company measures assets held for sale at the lower of carrying amount or estimated fair value. Depreciation is calculated using the straight-line method over the estimated useful lives of the assets. The lives of improvements to existing buildings are based on the lesser of the estimated remaining lives of the buildings or the estimated useful lives of the improvements. Leasehold improvements are amortized over the shorter of the expected terms of the leases at inception, considering options to extend that are reasonably assured, or their useful lives. The estimated useful lives of premises and equipment are as follows: •buildings and improvements - 10 years; •leasehold improvements - 3 to 20 years; •aircraft and automobiles - 5 to 15 years; •furniture, fixtures and equipment - 5 to 7 years; and •computer equipment - 3 to 5 years. Software Capitalized software, stated at cost less accumulated depreciation and amortization, includes CCA and capitalized implementation costs associated with hosting arrangements. Capitalized software is included in other assets in the accompanying consolidated balance sheets. Depreciation and amortization are calculated using the straight-line method over the estimated useful lives of the assets, which for CCA is based on the term of the associated hosting arrangements plus any reasonably certain renewals. Direct costs associated with developing or obtaining and implementing internal use software and hosting arrangements that are service contracts incurred during the application development stage are capitalized. The estimated useful lives of software, software licensing rights and CCA implementation costs range from 3 to 5 years. Investments in Affordable Housing Limited Partnerships The Company has acquired investments in limited partnerships that manage or invest in qualified affordable housing projects and provide the Company with low-income housing tax credits and other tax benefits. These investments are included in other assets in the accompanying consolidated balance sheets. The Company accounts for investments in qualified affordable housing projects using the proportional amortization method if certain criteria are met. Under the proportional amortization method, the initial cost of the investment is amortized in proportion to the tax credits and other tax benefits received and the amortization is recognized in the income statement as a component of income tax expense. The investments are evaluated for impairment when events or changes in circumstances indicate that it may be more likely than not that the carrying amount of the investment will not be realized. Income Taxes The Company accounts for income taxes using the asset and liability method. Deferred tax assets and liabilities are determined based on differences between the financial reporting and tax bases of assets and liabilities using enacted tax rates in effect for periods in which the differences are expected to reverse. The effect of changes in tax rates on deferred tax assets and liabilities are recognized in income in the period that includes the enactment date. A valuation allowance is established for deferred tax assets when management determines that it is more likely than not that some portion or all of a deferred tax asset will not be realized. In making such determinations, the Company considers all available positive and negative evidence that may impact the realization of deferred tax assets. These considerations include the amount of taxable income generated in statutory carryback periods, future reversals of existing taxable temporary differences, projected future taxable income and available tax planning strategies. The Company recognizes tax benefits from uncertain tax positions when it is more likely than not that the related tax positions will be sustained upon examination, including resolutions of any related appeals or litigation processes, based on the technical merits of the tax positions. An uncertain tax position is a position taken in a previously filed tax return or a position expected to be taken in a future tax return that is not based on clear and unambiguous tax law. The Company measures tax benefits related to uncertain tax positions based on the largest benefit that has a greater than 50% likelihood of being realized upon settlement. If the initial assessment fails to result in recognition of a tax benefit, the Company subsequently recognizes a tax benefit if: (i) there are changes in tax law or case law that raise the likelihood of prevailing on the technical merits of the position to more-likely-than-not, (ii) the statute of limitations expires, or (iii) an examination results in a settlement of that tax year or position with the appropriate agency. The Company recognizes interest and penalties related to uncertain tax positions as well as interest income or expense related to tax settlements in the provision for income taxes. Equity Based Compensation The Company periodically grants unvested or restricted shares of common stock and other share-based awards to key employees. For equity-classified awards, compensation cost is measured based on the estimated fair value of the awards at the grant date and is recognized in earnings on a straight-line basis over the requisite service period for each award. Liability-classified awards are remeasured each reporting period at fair value until the award is settled, and compensation cost is recognized in earnings on a straight-line basis over the requisite service period for each award, adjusted for changes in fair value each reporting period. Compensation cost related to awards that embody performance conditions is recognized when it is probable that the performance conditions will be achieved. The number of awards expected to vest is estimated in determining the amount of compensation cost to be recognized related to share-based payments. The fair value of unvested shares is generally based on the closing market price of the Company's common stock at the date of grant. Market conditions embedded in awards are reflected in the grant-date fair value of the awards. Capital Markets Income Capital markets income is comprised of revenues arising from derivative contracts not designated as hedging instruments, loan syndication fees and foreign exchange spot revenue. Income from derivative contracts not designated as hedging instruments is recognized in accordance with the Company's policy stated below. Loan syndication fees are earned and recognized at the point in time the syndication is completed. Foreign exchange spot revenue is recognized in earnings on the trade date. Derivative Financial Instruments and Hedging Activities The Company uses derivative contracts in the ordinary course of business to manage its exposure to risk, primarily the risk of fluctuations in interest rates. The Company also enters into derivative contracts with customers to enable those customers to manage their exposure to fluctuations in interest rates and foreign currency exchange rates. Derivative contracts are recorded as assets or liabilities in the consolidated balance sheets at fair value. Interest rate derivatives that are used as a risk management tool to hedge the Company's exposure to changes in interest rates have been designated as cash flow or fair value hedging instruments. The gain or loss resulting from changes in the fair value of interest rate derivatives designated and qualifying as cash flow hedging instruments is initially reported as a component of other comprehensive income and subsequently reclassified into earnings in the same period in which the hedged transaction affects earnings. Changes in the fair value of interest rate derivatives designated as fair value hedging instruments as well as the offsetting changes in the fair value of the hedged items caused by fluctuations in the designated benchmark interest rates are recognized in earnings. The Company discontinues hedge accounting prospectively when it is determined that the derivative is no longer effective in offsetting changes in the cash flows or fair value of the hedged item, the derivative expires or is sold, terminated, or exercised, management determines that the designation of the derivative as a hedging instrument is no longer appropriate or, for a cash flow hedge, the occurrence of the forecasted transaction is no longer probable. When hedge accounting on a cash flow hedge is discontinued, any subsequent changes in fair value of the derivative are recognized in earnings. The cumulative unrealized gain or loss related to a discontinued cash flow hedge continues to be reported in AOCI and is subsequently reclassified into earnings in the same period in which the hedged transaction affects earnings, unless it is probable that the forecasted transaction will not occur by the end of the originally specified time period, in which case the cumulative unrealized gain or loss reported in AOCI is reclassified into earnings immediately. When hedge accounting on a fair value hedge is discontinued, adjustments to the carrying amount of the hedged item due to changes in fair value are also discontinued. Cash flows from derivative financial instruments that are accounted for as hedges, including daily settlements of centrally cleared derivatives with the CME, are classified as operating cash flows. Changes in the fair value of derivative financial instruments not designated as, or not qualifying as, hedging instruments are recognized currently in earnings. Revenue From Contracts with Customers Revenue from contracts with customers within the scope of Topic 606 "Revenue from Contracts with Customers", is recognized in an amount that reflects the consideration the Company expects to be entitled to receive in exchange for those goods or services as the related performance obligations are satisfied. The majority of our revenues, including revenues from loans, leases, investment securities, derivative instruments and letters of credit and from transfers and servicing of financial assets, are excluded from the scope of Topic 606. Deposit service charges and fees and loan syndication fees, included in "capital markets income" on the consolidated statements of income, are the most significant categories of revenue within the scope of the standard. •Deposit service charges and fees consist primarily of monthly maintenance fees and other transaction based fees. Revenue is recognized when our performance obligations are complete, generally monthly for account maintenance fees or when a transaction, such as a wire transfer, is completed. Payment is typically received at the time the performance obligation is satisfied. •Loan syndication fees are earned from arranging, structuring, and syndicating loans for our commercial borrowers. Revenue from such syndications is recognized at the point in time when the syndication is completed. Payment is typically received at the time the performance obligation is satisfied Loans syndications fees was not material for the years ended December 31, 2025, 2024 and 2023, respectively. The aggregate amount of revenue that is within the scope of Topic 606 from sources other than deposit service charges and fees and loan syndication fees is not significant. Transfers of Financial Assets Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. A gain or loss is recognized in earnings upon completion of the sale based on the difference between the sales proceeds and the carrying value of the assets. Control over the transferred assets is deemed to have been surrendered when: (i) the assets have been legally isolated from the Company, (ii) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (iii) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or the ability to unilaterally cause the holder to return specific assets. Earnings per Common Share Basic earnings per common share is calculated by dividing income allocated to common stockholders for basic earnings per common share by the weighted average number of common shares outstanding for the period, reduced by average unvested stock awards. Unvested stock awards with non-forfeitable rights to dividends, whether paid or unpaid, are considered participating securities and are included in the computation of basic earnings per common share using the two class method whereby net income is allocated between common stock and participating securities. In periods of a net loss, no allocation is made to participating securities as they are not contractually required to fund net losses. Diluted earnings per common share is computed by dividing income allocated to common stockholders for basic earnings per common share, adjusted for earnings reallocated from participating securities, by the weighted average number of common shares outstanding for the period increased for the dilutive effect of unvested stock awards using the treasury stock method. Contingently issuable shares are included in the calculation of earnings per common share beginning on the date the contingency was resolved. Segment Reporting The Company has a single operating segment and thus a single reportable segment. The Company’s CEO is the CODM. While the CODM monitors the revenue streams and deposit and loan balances of its lines of business, the business lines serve a similar base of primarily commercial clients and provide a comparable range of products and services, all managed through similar processes and platforms. The CODM regularly assesses the performance of its single operating and reporting segment and decides how to allocate resources based on net income as reported in the Company’s consolidated statements of income. The CODM reviews expense information at the same level of detail as that disclosed in the Company's consolidated financial statement. Reclassifications Certain amounts presented for prior periods have been reclassified to conform to the current period presented. New Accounting Pronouncements Adopted in 2025 ASU No. 2023-09—Income Taxes (Topic 740): Improvements to Income Tax Disclosures. This ASU requires entities to provide additional disclosures, primarily related to the income tax rate reconciliation and income taxes paid. The guidance also eliminates certain existing disclosure requirements related to uncertain tax positions among others. The Company adopted this ASU for the year ended December 31, 2025 on a retrospective basis. The adoption of this ASU did not have an impact on the Company's consolidated financial position, results of operations or cash flows. Adoption resulted in additional disclosures included in Note 9. Accounting Pronouncements Not Yet Adopted ASU No. 2024-03—Income Statement - Reporting Comprehensive Income - Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement Expenses. This ASU requires additional disclosure in interim and annual periods about specific expense categories in the notes to the financial statements. This ASU is effective for the Company for fiscal years beginning after December 15, 2026, and interim periods within fiscal years beginning after December 15, 2027. The adoption of this ASU is not expected to have an impact on the Company's consolidated financial position, results of operations or cash flows but may lead to additional disclosures about expenses in the Notes to the Consolidated Financial Statements. ASU No. 2025-06—Intangibles—Goodwill and Other—Internal-Use Software (Subtopic 350-40): Targeted Improvements to the Accounting for Internal-Use Software. The ASU eliminates the prior stage-based model for capitalization of internal-use software costs and replaces it with a principles-based approach that requires capitalization once management has approved and committed funding for a project and it is probable the project will be completed and the software will function as intended. The ASU is effective for the Company for interim and annual periods beginning after December 15, 2027, with early adoption permitted. The Company is currently evaluating the impact of this ASU on its Consolidated Financial Statements. ASU 2025‑08 – Financial Instruments—Credit Losses (Topic 326): Purchased Loans. The ASU amends the accounting for certain acquired loans by expanding the CECL gross‑up approach—previously applicable only to PCD loans—to a newly defined class of purchased seasoned loans ("PSL"). PSLs generally include non‑PCD loans acquired in a business combination or those meeting defined seasoning criteria. Under the amended guidance, the Company will recognize the initial allowance for credit losses on PSLs as an adjustment to the loan's amortized cost basis rather than recording a Day 1 provision expense. The ASU is effective for the Company for fiscal years beginning after December 15, 2026, including interim periods within those fiscal years, and will be applied prospectively; early adoption is permitted. The Company is currently evaluating the impact of this guidance on its consolidated financial statements.

Leases - Schedule of Future Minimum Lease Payments Under Direct or Sales Type Financing Leases (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Leases [Abstract]
2026	$ 142,505
2027	89,788
2028	60,168
2029	26,246
2030	19,387
Thereafter	65,737
Sales-type and Direct Financing Leases, Lease Receivable	$ 403,831	$ 489,336

Stockholders' Equity (Changes in Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Unrealized gains (losses) on investment securities available for sale:
Net unrealized holding gain (loss) arising during the period, Before Tax	$ (142,082)	$ (130,244)	$ (141,227)
Amounts reclassified to gain on investment securities available for sale, net, Before Tax	3,585	1,074	1,815
Net change in unrealized gains (losses) on investment securities available for sale	138,497	129,170	139,412
Net unrealized holding gain (loss) arising during the period, Tax Effect	36,941	33,864	36,719
Amounts reclassified to gain on investment securities available for sale, net, Tax Effect	932	279	472
Net change in unrealized gains (losses) on investment securities available for sale	(36,009)	(33,585)	(36,247)
Net unrealized holding gain (loss) arising during the period, Net of Tax	105,141	96,380	104,508
Amounts reclassified to gain on investment securities available for sale, net, Net of Tax	(2,653)	(795)	(1,343)
Net change in unrealized gains (losses) on securities available for sale	102,488	95,585	103,165
Unrealized losses on derivative instruments:
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification and Tax	5,719	31,693	35,089
Location of gain (loss) reclassified from AOCI into income:	15,911	62,376	65,739
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, before Tax	(10,192)	(30,683)	(30,650)
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification, Tax	(1,487)	(8,240)	(9,123)
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, Tax	(2,650)	(7,978)	(7,969)
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification, after Tax	4,232	23,453	25,966
Reclassification adjustment for net gains realized in income	11,774	46,158	48,647
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification and Tax	(7,542)	(22,705)	(22,681)
Other comprehensive income (loss), Before Tax	128,305	98,487	108,762
Other comprehensive income (loss), Tax Effect	(33,359)	(25,607)	(28,278)
Other comprehensive income	94,946	72,880	80,484
Accumulated Other Comprehensive Income (Loss) [Line Items]
Net unrealized holding gain (loss) arising during the period, Before Tax	142,082	130,244	141,227
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax	3,585	1,074	1,815
Other Comprehensive Income (Loss), Securities, Available-for-sale, Adjustment, before Tax	138,497	129,170	139,412
Other Comprehensive Income (Loss), Securities, Available-for-Sale, Unrealized Holding Gain (Loss) Arising During Period, Tax	36,941	33,864	36,719
Amounts reclassified to gain on investment securities available for sale, net, Tax Effect	932	279	472
Other Comprehensive Income (Loss), Securities, Available-for-sale, Tax	36,009	33,585	36,247
Net unrealized holding gains arising during the period	105,141	96,380	104,508
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax	2,653	795	1,343
Other Comprehensive Income (Loss), Securities, Available-for-sale, Adjustment, after Tax	102,488	95,585	103,165
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification and Tax	5,719	31,693	35,089
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification, Tax	1,487	8,240	9,123
Net unrealized holding gains arising during the period	4,232	23,453	25,966
Location of gain (loss) reclassified from AOCI into income:	15,911	62,376	65,739
Reclassification adjustment for net gains realized in income	11,774	46,158	48,647
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, before Tax	(10,192)	(30,683)	(30,650)
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, Tax	(2,650)	(7,978)	(7,969)
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification and Tax	(7,542)	(22,705)	(22,681)
Other Comprehensive Income (Loss), before Tax	128,305	98,487	108,762
Other Comprehensive Income (Loss), Tax	33,359	25,607	28,278
Other comprehensive income (loss)	94,946	72,880	80,484
Interest expense on deposits
Unrealized losses on derivative instruments:
Location of gain (loss) reclassified from AOCI into income:	3,511	18,235	23,569
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, Tax	913	4,741	6,128
Reclassification adjustment for net gains realized in income	2,598	13,494	17,441
Accumulated Other Comprehensive Income (Loss) [Line Items]
Location of gain (loss) reclassified from AOCI into income:	3,511	18,235	23,569
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, Tax	913	4,741	6,128
Reclassification adjustment for net gains realized in income	2,598	13,494	17,441
Interest expense on borrowings
Unrealized losses on derivative instruments:
Location of gain (loss) reclassified from AOCI into income:	17,674	48,064	44,790
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, Tax	4,595	12,497	11,645
Reclassification adjustment for net gains realized in income	13,079	35,567	33,145
Accumulated Other Comprehensive Income (Loss) [Line Items]
Location of gain (loss) reclassified from AOCI into income:	17,674	48,064	44,790
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, Tax	4,595	12,497	11,645
Reclassification adjustment for net gains realized in income	13,079	35,567	33,145
Interest income on loans
Unrealized losses on derivative instruments:
Location of gain (loss) reclassified from AOCI into income:	(5,274)	(3,923)	(2,620)
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, Tax	(1,371)	(1,020)
Reclassification adjustment for net gains realized in income	(3,903)	(2,903)
Accumulated Other Comprehensive Income (Loss) [Line Items]
Location of gain (loss) reclassified from AOCI into income:	(5,274)	(3,923)	(2,620)
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, Tax	(1,371)	(1,020)
Reclassification adjustment for net gains realized in income	(3,903)	(2,903)
Unrealized Gain (Loss) on Derivative Instruments
Unrealized losses on derivative instruments:
Location of gain (loss) reclassified from AOCI into income:			(2,620)
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, Tax			(681)
Reclassification adjustment for net gains realized in income			(1,939)
Other comprehensive income	(7,542)	(22,705)	(22,681)
Accumulated Other Comprehensive Income (Loss) [Line Items]
Location of gain (loss) reclassified from AOCI into income:			(2,620)
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, Tax			(681)
Reclassification adjustment for net gains realized in income			(1,939)
Other comprehensive income (loss)	$ (7,542)	$ (22,705)	$ (22,681)

Quarterly Financial Information (Unaudited) - Narrative (Details) - USD ($) $ in Millions	3 Months Ended
	Dec. 31, 2025	Mar. 31, 2024
Quarterly Financial Information Disclosure [Abstract]
FDIC special assessment		$ 5.2
Capitalized software, write-down	$ 3.8

Equity Based Compensation

12 Months Ended

Dec. 31, 2025

Share-Based Payment Arrangement [Abstract]

Shareholders' Equity and Share-based Payments

Description of Equity Based Compensation Plans

In 2023, the Board of Directors and the Company's stockholders approved the 2023 Plan. Previously, awards were administered under the 2014 Plan or the 2010 Plan. The Plans are administered by the Board of Directors or a committee thereof and provide for the grant of non-qualified stock options, SARs, restricted shares, deferred shares, performance shares,

unrestricted shares and other share-based awards to selected employees, directors or independent contractors of the Company and its affiliates. As of December 31, 2025, no further awards are available for issuance under the 2014 or 2010 plans although unvested awards issued under the 2014 plan are still outstanding. The number of shares of common stock authorized for award under the 2023 Plan is 3,766,764, of which 992,466 shares remain available for issuance as of December 31, 2025. Shares of common stock delivered under the plans may consist of authorized but unissued shares or previously issued shares reacquired by the Company. Unvested awards become fully vested in the event of a change in control, subject to a double trigger, as defined.

Compensation Expense Related to Equity Based Awards

The following table summarizes compensation cost related to equity based awards for the periods indicated (in thousands):


	Years Ended December 31,
	2025		2024		2023
Compensation cost of equity based awards:
RSAs	$	15,362	$	16,237	$	16,122
Executive share-based awards	10,641		7,244		3,351
Non-executive RSUs	6,789		7,615		5,081
Total compensation cost of equity based awards	32,792		31,096		24,554
Related tax benefits	(8,526)		(8,085)		(6,384)
Compensation cost of equity based awards, net of tax	$	24,266	$	23,011	$	18,170

Non-Executive Share-Based Awards

RSAs

RSAs are generally valued at the closing price of the Company's common stock on the date of grant. All awards vest in equal annual installments over a period of four years from the date of grant except awards granted to the Company's Board of Directors, which vest over a period of one year.

Non-executive RSUs

The Company issues RSUs based on results of the Company's annual incentive compensation arrangements for certain employees other than those eligible for the executive share-based awards discussed below. These incentive compensation plans provide for a combination of cash payments and RSUs following the end of each annual performance period. The dollar value of share awards to be granted is based on the achievement of performance criteria established in the incentive arrangements. The number of shares of common stock to be awarded is variable, typically based on the closing price of the Company's stock on the date of grant; therefore, these awards are initially classified as liability instruments, with compensation cost recognized from the beginning of the performance period. Awards vest in equal installments over a period of four years from the date of grant. Non-executive RSUs may be settled in shares or cash at the Company's option. To date, all such awards have been settled in shares. The non-executive RSUs do not accumulate dividends prior to vesting.

A summary of activity related to non-executive share-based awards for the periods indicated follows:


	RSA			Non-Executive RSU
	Number of Share Awards	Weighted Average Grant Date Fair Value		Number of Share Awards	Weighted Average Grant Date Fair Value
Unvested share awards outstanding, December 31, 2022	1,194,315	$	39.05	257,976	$	41.87
Granted	509,139	33.51		378,609	35.39
Vested	(542,003)	37.81		—	—
Canceled or forfeited	(145,051)	37.92		(23,094)	35.39
Unvested share awards outstanding, December 31, 2023	1,016,400	37.10		613,491	38.11
Granted	484,650	26.71		372,274	26.23
Vested	(405,491)	35.62		(205,223)	37.78
Canceled or forfeited	(23,376)	34.25		(91,293)	34.62
Unvested share awards outstanding, December 31, 2024	1,072,183	33.03		689,249	32.25
Granted	548,227	37.45		252,589	37.58
Vested	(431,591)	35.76		(212,752)	32.91
Canceled or forfeited	(80,748)	33.56		(113,016)	33.33
Unvested share awards outstanding, December 31, 2025	1,108,071	$	34.11	616,070	$	34.01



	Years Ended December 31,
	2025		2024		2023
Range of the closing price on date of grant	$34.43 - $40.08		$26.23 - $40.30		$16.94 - $35.39
Aggregate grant date fair value of shares vesting	$	22,434	$	22,060	$	20,757

The total unrecognized compensation cost of $34.6 million for all RSAs and non-executive RSUs outstanding at December 31, 2025, will be recognized over a weighted average remaining period of 2.4 years.

Executive share-based awards

Certain of the Company's executives are eligible to receive annual awards of RSUs and PSUs (collectively, the "share units"). Annual awards of RSUs represent a fixed number of shares and generally vest on December 31st in equal tranches over four years for grant periods prior to 2023, and over three years for awards issued from 2023 onwards. PSUs are initially granted based on a target value. The number of PSUs that ultimately vest at the end of the performance measurement period will be based on the achievement of performance criteria pre-established by the Compensation Committee of the Board of Directors. Upon vesting, the share units will be converted to common stock on a one-for-one basis, or may be settled in cash at the Company's option. The share units will accumulate dividends declared on the Company's common stock from the date of grant to be paid subsequent to vesting.

As a result of the majority of previous settlements being in cash, all executive RSUs and PSUs have been determined to be liability instruments and are remeasured at fair value each reporting period until the awards are settled. The RSUs are valued based on the closing price of the Company's common stock at the reporting date. The PSUs are valued based on the closing price of the Company's common stock at the reporting date net of a discount related to any applicable market conditions, considering the probability of meeting the defined performance conditions. Compensation cost related to PSUs is recognized during the performance period based on the probable outcome of the respective performance conditions.

A summary of activity related to executive share-based awards for the periods indicated follows:


	RSU	PSU
Unvested executive share-based awards outstanding, December 31, 2022	108,830	237,535
Granted	136,778	136,778
Vested(1)	(104,976)	(106,731)
Unvested executive share-based awards outstanding, December 31, 2023	140,632	267,582
Granted	105,173	105,173
Vested(1)	(113,351)	(63,814)
Unvested executive share-based awards outstanding, December 31, 2024	132,454	308,941
Granted(2)	114,273	87,463
Vested(3)	(126,551)	(203,768)
Unvested executive share-based awards outstanding, December 31, 2025	120,176	192,636

(1)All RSU an PSU units vested in 2023 and 2024 were settled in cash.

(2)26,810 shares granted were an off-cycle grant with a three year vesting period on the anniversary of the grant date.

(3)Units vested on December 31, 2025 and are expected to settle in cash in the first quarter of 2026. Vested PSUs assumes satisfaction of performance goals at a target level.

The total liability for these executive share-based awards was $19.2 million at December 31, 2025. The total unrecognized compensation cost of $8.3 million for unvested executive share-based awards at December 31, 2025 will be recognized over a weighted average remaining period of 1.5 years.

Deferred Compensation Plan

The Company has a non-qualified deferred compensation plan for a group of key management or highly compensated employees whereby a participant, upon election, may defer a portion of eligible compensation. The deferred compensation plan provides for discretionary Company contributions. Generally, the Company has elected not to make contributions. The Company credits each participant's account with income based on either an annual interest rate determined by the Company's Compensation Committee or returns of selected investment portfolios, as elected by the participant. A participant's elective deferrals and interest thereon are at all times 100% vested. Company contributions and interest thereon will become 100% vested upon the earlier of a change in control, as defined, or the participant's death, disability, attainment of normal retirement age or the completion of two years of service. Participant deferrals and any associated earnings will be paid upon separation from service or based on a specified distribution schedule, as elected by the participant. Deferred compensation liabilities of $51 million and $46 million were included in other liabilities in the accompanying consolidated balance sheets at December 31, 2025 and 2024, respectively. Deferred compensation expense was not material for the years ended December 31, 2025, 2024 and 2023.

BankUnited 401(k) Plan

Under the terms of the 401(k) Plan sponsored by the Company, eligible employees may contribute a portion of compensation not exceeding the limits set by law. Employees are eligible to participate in the plan after one month of service. The 401(k) Plan allows a matching employer contribution equal to 100% of elective deferrals that do not exceed 1% of compensation, plus 70% of elective deferrals that exceed 1% but are less than 6% of compensation. Matching contributions are fully vested after two years of service. Matching contributions to the 401(k) Plan made by the Company were not material for the years ended December 31, 2025, 2024 and 2023.

Condensed Financial Statements of BankUnited, Inc. (Schedule of Condensed Balance Sheet) (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Assets:
Cash and cash equivalents	$ 217,784	$ 491,116
Other assets	809,129	753,207
Total assets	35,039,451	35,241,742
Liabilities and Stockholders' Equity:
Other liabilities	757,977	923,168
Stockholders' equity	3,053,829	2,814,318		$ 2,435,981
Total liabilities and stockholders' equity	35,039,451	35,241,742
Parent Company
Assets:
Cash and cash equivalents	223,220	274,350	$ 262,036	$ 266,282
Marketable Securities	5,734	28,828
Investment in subsidiaries	3,166,950	3,233,366
Other assets	6,813	7,423
Total assets	3,402,717	3,543,967
Liabilities and Stockholders' Equity:
Notes Payable	296,858	683,924
Other liabilities	52,030	45,725
Stockholders' equity	3,053,829	2,814,318
Total liabilities and stockholders' equity	$ 3,402,717	$ 3,543,967

Equity Based Compensation (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized	3,766,764,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant	992,466
Unvested and restricted share awards [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	4 years
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount	$ 34,600
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition	2 years 4 months 24 days
Unvested and restricted share awards [Member] \| Director
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	1 year
RSU and PSU Awards [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount	$ 8,300
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition	1 year 6 months
Deferred Compensation Share-based Arrangements, Liability, Current and Noncurrent	$ 19,200
Incentive Compensation Arrangements [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	4 years
Restricted Stock Units (RSUs) [Member] \| Prior to 2023
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	4 years
Restricted Stock Units (RSUs) [Member] \| After 2023
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	3 years
Deferred Compensation Plan \| Other Liabilities
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Deferred Compensation Liability, Current and Noncurrent	$ 51,000	$ 46,000
A401k Plan First1 Of Eligible Compensation Member
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Deferred Compensation Arrangement with Individual, Cash Awards Granted, Percentage	100.00%
A401k Plan2 To6 Of Eligible Compensation
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Deferred Compensation Arrangement with Individual, Cash Awards Granted, Percentage	70.00%

Equity Based Compensation Schedule of Other Share-Based Compensation, Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Aggregate grant date fair value of shares vesting	$ 22,434	$ 22,060	$ 20,757
Range of the closing price on date of grant, minimum (in Dollars per Share)	$ 34.43	$ 26.23	$ 16.94
Range of the closing price on date of grant, maximum (in Dollars per Share)	$ 40.08	$ 40.30	$ 35.39
Unvested and restricted share awards [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	548,227	484,650	509,139
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period	(431,591)	(405,491)	(542,003)
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number	1,108,071	1,072,183	1,016,400	1,194,315
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value	$ 34.11	$ 33.03	$ 37.10	$ 39.05
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	37.45	26.71	33.51
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value	$ (35.76)	$ (35.62)	$ (37.81)
Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Forfeitures and Expirations	(80,748)	(23,376)	(145,051)
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeitures, Weighted Average Grant Date Fair Value	$ 33.56	$ 34.25	$ 37.92
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount	$ 34,600
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition	2 years 4 months 24 days
Restricted Stock Units (RSUs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	114,273	105,173	136,778
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period	(126,551)	(113,351)	(104,976)
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number	120,176	132,454	140,632	108,830
Performance share units [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	87,463	105,173	136,778
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period	(203,768)	(63,814)	(106,731)
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number	192,636	308,941	267,582	237,535
RSU and PSU Awards [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount	$ 8,300
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition	1 year 6 months
Incentive Compensation Arrangements [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	252,589	372,274	378,609
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period	(212,752)	(205,223)	0
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number	616,070	689,249	613,491	257,976
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value	$ 34.01	$ 32.25	$ 38.11	$ 41.87
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	37.58	26.23	35.39
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value	$ (32.91)	$ (37.78)	$ 0
Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Forfeitures and Expirations	(113,016)	(91,293)	(23,094)
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeitures, Weighted Average Grant Date Fair Value	$ 33.33	$ 34.62	$ 35.39

Derivatives and Hedging Activities (Tables)

12 Months Ended

Dec. 31, 2025

Derivative Instruments and Hedging Activities Disclosure [Abstract]

Schedule of Interest Rate Contract Derivative Financial Instruments and Related Hedged Items

The following table summarizes the Company's derivatives designated as hedging instruments as of the dates indicated (in thousands):


	December 31, 2025						December 31, 2024

	Notional Amount		Fair Value(1)				Notional Amount		Fair Value(1)
			Asset		Liability				Asset		Liability
Derivatives designated as cash flow hedges:
Interest rate swaps	$	4,555,000	$	7,104	$	(1,955)	$	4,030,000	$	—	$	(4,011)
Interest rate caps purchased	—		—		—		200,000		3,395		—
Interest rate collar	125,000		1		—		125,000		—		(30)


	$	4,680,000	$	7,105	$	(1,955)	$	4,355,000	$	3,395	$	(4,041)

(1)The fair values of derivatives are included in other assets or other liabilities in the consolidated balance sheets.

Schedule of Cash Flow Hedging Instruments, Statements of Financial Performance and Financial Position, Location


	Years Ended December 31,
		2025		2024		2023
Location of gain (loss) reclassified from AOCI into income:
Interest expense on deposits		$	3,511	$	18,235	$	23,569
Interest expense on borrowings		17,674		48,064		44,790
Interest income on loans		(5,274)		(3,923)		(2,620)
		$	15,911	$	62,376	$	65,739

Derivatives Not Designated as Hedging Instruments

The following table summarizes the Company's derivatives not designated as hedging instruments as of the dates indicated (in thousands):


	December 31, 2025						December 31, 2024

	Notional Amount		Fair Value(1)				Notional Amount		Fair Value(1)
			Asset		Liability				Asset		Liability

Pay-fixed interest rate swaps	$	4,136,758	$	26,526	$	(50,883)	$	2,767,552	$	69,802	$	(10,342)
Pay-variable interest rate swaps	4,136,758		51,012		(26,526)		2,767,552		10,342		(69,802)
Interest rate caps and collars purchased	280,537		198		(42)		210,398		1,418		—
Interest rate caps and collars sold	280,537		42		(198)		210,398		—		(1,418)
RPAs purchased	245,198		273		—		126,578		175		—
RPAs sold	357,889		—		(212)		424,424		—		(296)


	$	9,437,677	$	78,051	$	(77,861)	$	6,506,902	$	81,737	$	(81,858)

Schedule of Interest Rate Swaps Subject to Master Netting Agreements


	December 31, 2025

			Gross Amounts Offset in Balance Sheet		Net Amounts Presented in Balance Sheet		Gross Amounts Not Offset in Balance Sheet
	Gross Amounts Recognized						Derivative Instruments		Collateral Pledged		Net Amount
Derivative assets	$	33,829	$	—	$	33,829	$	(23,382)	$	(9,258)	$	1,189
Derivative liabilities	(52,880)		—		(52,880)		23,382		29,498		—
	$	(19,051)	$	—	$	(19,051)	$	—	$	20,240	$	1,189


	December 31, 2024

			Gross Amounts Offset in Balance Sheet		Net Amounts Presented in Balance Sheet		Gross Amounts Not Offset in Balance Sheet
	Gross Amounts Recognized						Derivative Instruments		Collateral Pledged		Net Amount
Derivative assets	$	74,615	$	—	$	74,615	$	(11,161)	$	(63,376)	$	78
Derivative liabilities	(14,383)		—		(14,383)		11,161		3,222		—
	$	60,232	$	—	$	60,232	$	—	$	(60,154)	$	78

Investment Securities (Schedule of Maturities of Investment Securities Available for Sale) (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Investments, Debt and Equity Securities [Abstract]
Due in one year or less, Amortized Cost	$ 858,912
Due after one year through five years, Amortized Cost	5,456,406
Due after five years through ten years, Amortized Cost	2,225,493
Due after ten years, Amortized Cost	984,235
Amortized Cost	9,525,046	$ 9,507,041
Due in one year or less, Fair Value	843,544
Due after one year through five years, Fair Value	5,378,706
Due after five years through ten years, Fair Value	2,131,665
Due after ten years, Fair Value	904,002
Fair Value	$ 9,257,917	$ 9,101,416

Loans and Allowance for Credit Losses (Tables)

12 Months Ended

Dec. 31, 2025

Receivables [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable

Loans consisted of the following at the dates indicated (dollars in thousands):


	December 31, 2025				December 31, 2024

	Amortized Cost		Percent of Total Loans		Amortized Cost		Percent of Total Loans
Commercial:
Non-owner occupied commercial real estate	$	6,105,207	25.2	%	$	5,652,203	23.3	%
Construction and land	705,664		2.9	%	561,989		2.3	%
Owner occupied commercial real estate	2,020,572		8.3	%	1,941,004		8.0	%
Commercial and industrial	7,008,903		28.8	%	7,042,222		28.9	%

Pinnacle - municipal finance	619,374		2.6	%	720,661		3.0	%
Franchise and equipment finance	102,746		0.4	%	213,477		0.9	%

Mortgage warehouse lending	728,241		3.0	%	585,610		2.4	%
	17,290,707		71.2	%	16,717,166		68.8	%
Residential:
1-4 single family residential	6,091,959		25.1	%	6,508,922		26.8	%
Government insured residential	891,041		3.7	%	1,071,892		4.4	%
	6,983,000		28.8	%	7,580,814		31.2	%
Total loans	24,273,707		100.0	%	24,297,980		100.0	%
Allowance for credit losses	(219,825)				(223,153)
Loans, net	$	24,053,882			$	24,074,827

Allowance for Credit Losses on Financing Receivables

Activity in the ACL is summarized below for the periods indicated (in thousands):


	Years Ended December 31,
	2025						2024						2023
	Commercial		Residential		Total		Commercial		Residential		Total		Commercial		Residential		Total
Beginning balance	$	211,203	$	11,950	$	223,153	$	195,058	$	7,631	$	202,689	$	136,205	$	11,741	$	147,946
Impact of adoption of ASU 2022-02	N/A		N/A		N/A		N/A		N/A		N/A		(1,677)		(117)		(1,794)
Balance after adoption of ASU 2022-02	211,203		11,950		223,153		195,058		7,631		202,689		134,528		11,624		146,152
Provision (recovery)	68,691		(340)		68,351		54,545		4,441		58,986		82,926		(4,002)		78,924
Charge-offs	(80,802)		(208)		(81,010)		(59,824)		(126)		(59,950)		(35,014)		—		(35,014)
Recoveries	9,320		11		9,331		21,424		4		21,428		12,618		9		12,627
Ending balance	$	208,412	$	11,413	$	219,825	$	211,203	$	11,950	$	223,153	$	195,058	$	7,631	$	202,689

The following table presents the components of the provision for (recovery of) credit losses for the periods indicated (in thousands):


	Years Ended December 31,
		2025		2024		2023
Amount related to funded portion of loans		$	68,351	$	58,986	$	78,924
Amount related to off-balance sheet credit exposures		(411)		(3,914)		8,683


Total provision for credit losses		$	67,940	$	55,072	$	87,607

Accounts Receivable, Allowance for Credit Loss

The following table presents gross charge-offs during the year ended December 31, 2025, by year of origination (in thousands):



	Gross Charge-offs By Loan Origination Year
	2025		2024		2023		2022		2021		Prior to 2021		Revolving Loans		Total
CRE	$	—	$	—	$	—	$	3,519	$	2,983	$	12,030	$	—	$	18,532
C&I	10,689		10,817		11,757		13,154		5		1,019		14,829		62,270


1-4 single family residential	—		—		—		208		—		—		—		208
	$	10,689	$	10,817	$	11,757	$	16,881	$	2,988	$	13,049	$	14,829	$	81,010

Financing Receivable Credit Quality Indicators

These borrowers may exhibit payment defaults, inadequate cash flows from current operations, operating losses, increasing balance sheet leverage, project cost overruns, unreasonable construction delays, exhausted interest reserves, declining collateral values, frequent overdrafts or past due real estate taxes. Loans with weaknesses so severe that collection in full is highly questionable or improbable, but because of certain reasonably specific pending factors have not been charged off, are assigned an internal risk rating of doubtful.

Commercial credit exposure based on internal risk rating (in thousands):


	December 31, 2025
	Amortized Cost By Origination Year												Revolving Loans
	2025		2024		2023		2022		2021		Prior				Total
CRE
Pass	$	1,836,664	$	870,799	$	822,536	$	826,480	$	382,747	$	1,286,442	$	119,505	$	6,145,173
Special mention	—		—		16,422		21,436		12,154		32,135		—		82,147
Substandard	34,723		—		—		87,201		105,074		356,553		—		583,551

Total CRE	$	1,871,387	$	870,799	$	838,958	$	935,117	$	499,975	$	1,675,130	$	119,505	$	6,810,871
C&I
Pass	$	1,693,466	$	1,159,621	$	795,383	$	674,292	$	337,040	$	1,001,431	$	2,852,094	$	8,513,327
Special mention	—		13,739		17,160		36,538		5,255		—		20,170		92,862
Substandard	1,167		24,280		65,788		90,484		20,650		104,078		68,592		375,039
Doubtful	—		—		13,462		6,377		14,954		—		13,454		48,247
Total C&I	$	1,694,633	$	1,197,640	$	891,793	$	807,691	$	377,899	$	1,105,509	$	2,954,310	$	9,029,475
Pinnacle - municipal finance
Pass	$	94,045	$	37,328	$	55,340	$	63,653	$	36,700	$	332,308	$	—	$	619,374

Total Pinnacle - municipal finance	$	94,045	$	37,328	$	55,340	$	63,653	$	36,700	$	332,308	$	—	$	619,374
Franchise and equipment finance
Pass	$	—	$	—	$	1,778	$	3,125	$	22,423	$	58,739	$	—	$	86,065

Substandard	—		—		—		—		—		16,681		—		16,681

Total Franchise and equipment finance	$	—	$	—	$	1,778	$	3,125	$	22,423	$	75,420	$	—	$	102,746






Mortgage warehouse lending
Pass	$	—	$	—	$	—	$	—	$	—	$	—	$	728,241	$	728,241



Total Mortgage warehouse lending	$	—	$	—	$	—	$	—	$	—	$	—	$	728,241	$	728,241


	December 31, 2024
	Amortized Cost By Origination Year												Revolving Loans
	2024		2023		2022		2021		2020		Prior				Total
CRE
Pass	$	921,888	$	783,342	$	1,119,032	$	609,452	$	399,806	$	1,478,261	$	114,648	$	5,426,429
Special mention	—		—		—		—		39,714		19,057		—		58,771
Substandard	—		21,853		131,816		121,005		76,590		377,728		—		728,992

Total CRE	$	921,888	$	805,195	$	1,250,848	$	730,457	$	516,110	$	1,875,046	$	114,648	$	6,214,192
C&I
Pass	$	1,514,746	$	1,182,701	$	962,478	$	470,041	$	269,508	$	1,085,412	$	2,931,044	$	8,415,930
Special mention	45,092		8,231		73,226		35,581		—		—		41,486		203,616
Substandard	—		49,681		74,001		40,108		10,529		101,028		81,798		357,145
Doubtful	—		—		—		—		—		—		6,535		6,535
Total C&I	$	1,559,838	$	1,240,613	$	1,109,705	$	545,730	$	280,037	$	1,186,440	$	3,060,863	$	8,983,226
Pinnacle - municipal finance
Pass	$	60,317	$	108,440	$	93,800	$	51,034	$	24,010	$	383,060	$	—	$	720,661



Total Pinnacle - municipal finance	$	60,317	$	108,440	$	93,800	$	51,034	$	24,010	$	383,060	$	—	$	720,661
Franchise and equipment finance
Pass	$	—	$	2,014	$	26,408	$	54,871	$	16,435	$	84,879	$	174	$	184,781

Substandard	—		—		—		1,486		275		26,614		—		28,375
Doubtful	—		—		—		—		—		321		—		321
Total Franchise and equipment finance	$	—	$	2,014	$	26,408	$	56,357	$	16,710	$	111,814	$	174	$	213,477






Mortgage warehouse lending
Pass	$	—	$	—	$	—	$	—	$	—	$	—	$	585,610	$	585,610



Total Mortgage warehouse lending	$	—	$	—	$	—	$	—	$	—	$	—	$	585,610	$	585,610

The following table presents criticized and classified commercial loans in aggregate by risk rating category at the dates indicated (in thousands):


	December 31, 2025		December 31, 2024
Special mention	$	175,009	$	262,387
Substandard - accruing	674,368		894,754
Substandard - non-accruing	300,903		219,758
Doubtful	48,247		6,856
Total	$	1,198,527	$	1,383,755

Factors that impact risk inherent in the residential portfolio segment include national and regional economic conditions such as levels of unemployment, wages and interest rates, as well as residential property values.

1-4 Single Family Residential credit exposure, excluding government insured residential loans, based on delinquency status (in thousands):


	December 31, 2025
	Amortized Cost By Origination Year
Days Past Due	2025		2024		2023		2022		2021		Prior		Total
Current	$	245,592	$	197,279	$	232,600	$	920,112	$	2,543,128	$	1,883,061	$	6,021,772
30 - 59 Days Past Due	2,445		72		884		7,390		17,045		20,263		48,099
60 - 89 Days Past Due	395		—		—		—		1,471		2,602		4,468
90 Days or More Past Due	159		2,016		72		975		5,380		9,018		17,620
	$	248,591	$	199,367	$	233,556	$	928,477	$	2,567,024	$	1,914,944	$	6,091,959


	December 31, 2024
	Amortized Cost By Origination Year
Days Past Due	2024		2023		2022		2021		2020		Prior		Total
Current	$	251,767	$	304,595	$	1,012,777	$	2,744,941	$	798,346	$	1,340,402	$	6,452,828
30 - 59 Days Past Due	—		3,045		4,948		15,368		474		9,140		32,975
60 - 89 Days Past Due	156		—		1,445		4,007		—		547		6,155
90 Days or More Past Due	—		—		2,486		3,457		—		11,021		16,964
	$	251,923	$	307,640	$	1,021,656	$	2,767,773	$	798,820	$	1,361,110	$	6,508,922

1-4 Single Family Residential credit exposure, excluding government insured residential loans, based on LTV (in thousands):


	December 31, 2025
	Amortized Cost By Origination Year
LTV	2025		2024		2023		2022		2021		Prior		Total
Less than 61%	$	42,822	$	25,252	$	41,263	$	213,007	$	1,035,507	$	652,497	$	2,010,348
61% - 70%	43,662		24,753		28,681		241,588		715,135		454,229		1,508,048
71% - 80%	102,327		116,351		133,730		470,437		785,474		775,835		2,384,154
More than 80%	59,780		33,011		29,882		3,445		30,908		32,383		189,409
	$	248,591	$	199,367	$	233,556	$	928,477	$	2,567,024	$	1,914,944	$	6,091,959


	December 31, 2024
	Amortized Cost By Origination Year
LTV	2024		2023		2022		2021		2020		Prior		Total
Less than 61%	$	27,646	$	51,565	$	236,020	$	1,124,532	$	304,755	$	425,814	$	2,170,332
61% - 70%	33,033		42,636		263,959		759,931		203,423		307,052		1,610,034
71% - 80%	156,942		175,651		518,164		851,427		290,573		590,130		2,582,887
More than 80%	34,302		37,788		3,513		31,883		69		38,114		145,669
	$	251,923	$	307,640	$	1,021,656	$	2,767,773	$	798,820	$	1,361,110	$	6,508,922

1-4 Single Family Residential credit exposure, excluding government insured residential loans, based on FICO score (in thousands):


	December 31, 2025
	Amortized Cost By Origination Year
FICO	2025		2024		2023		2022		2021		Prior		Total
760 or greater	$	178,910	$	145,699	$	167,837	$	671,820	$	2,058,226	$	1,395,521	$	4,618,013
720 - 759	54,894		35,812		37,624		144,931		324,779		287,334		885,374
719 or less or not available	14,787		17,856		28,095		111,726		184,019		232,089		588,572
	$	248,591	$	199,367	$	233,556	$	928,477	$	2,567,024	$	1,914,944	$	6,091,959


	December 31, 2024
	Amortized Cost By Origination Year
FICO	2024		2023		2022		2021		2020		Prior		Total
760 or greater	$	179,256	$	215,486	$	725,399	$	2,202,004	$	642,572	$	952,136	$	4,916,853
720 - 759	58,642		59,356		173,309		365,198		95,495		192,943		944,943
719 or less or not available	14,025		32,798		122,948		200,571		60,753		216,031		647,126
	$	251,923	$	307,640	$	1,021,656	$	2,767,773	$	798,820	$	1,361,110	$	6,508,922

Financing Receivable, Past Due

The following table presents an aging of loans at the dates indicated (in thousands):


	December 31, 2025										December 31, 2024

	Current		30 - 59 Days Past Due		60 - 89 Days Past Due		90 Days or More Past Due		Total Amortized Cost		Current		30 - 59 Days Past Due		60 - 89 Days Past Due		90 Days or More Past Due		Total Amortized Cost
CRE	$	6,768,897	$	751	$	14,867	$	26,356	$	6,810,871	$	6,145,386	$	35,000	$	—	$	33,806	$	6,214,192
C&I	8,893,254		6,136		48,711		81,374		9,029,475		8,911,057		16,137		25,645		30,387		8,983,226
Pinnacle - municipal finance	619,374		—		—		—		619,374		720,661		—		—		—		720,661
Franchise and equipment finance	102,746		—		—		—		102,746		213,477		—		—		—		213,477
Mortgage warehouse lending	728,241		—		—		—		728,241		585,610		—		—		—		585,610
1-4 single family residential	6,021,772		48,099		4,468		17,620		6,091,959		6,452,828		32,975		6,155		16,964		6,508,922
Government insured residential	604,334		101,672		25,926		159,109		891,041		691,111		108,287		46,681		225,813		1,071,892
	$	23,738,618	$	156,658	$	93,972	$	284,459	$	24,273,707	$	23,720,130	$	192,399	$	78,481	$	306,970	$	24,297,980

Financing Receivable, Nonaccrual

The following table presents information about loans on non-accrual status at the dates indicated (in thousands):


	December 31, 2025				December 31, 2024

	Amortized Cost		Amortized Cost With No Related Allowance		Amortized Cost		Amortized Cost With No Related Allowance
CRE	$	108,959	$	74,976	$	95,378	$	65,004
C&I	238,267		88,112		125,226		41,929

Franchise and equipment finance	2,516		2,516		6,010		4,345
1-4 single family residential	22,876		—		23,500		—
	$	372,618	$	165,604	$	250,114	$	111,278

Schedule of Collateral Dependent Loans

The following table presents the amortized cost basis of collateral dependent loans at the dates indicated (in thousands):


	December 31, 2025				December 31, 2024
	Amortized Cost		Extent to Which Secured by Collateral		Amortized Cost		Extent to Which Secured by Collateral

CRE	$	112,494	$	112,071	$	94,283	$	91,050
C&I	170,222		142,356		87,565		78,150

Franchise and equipment finance	2,516		2,516		6,010		5,689


	$	285,232	$	256,943	$	187,858	$	174,889

Financing Receivable, Troubled Debt Restructuring

The following tables summarize loans that were modified for borrowers experiencing financial difficulty, by type of modification, during the periods indicated (dollars in thousands):


	Year Ended December 31, 2025
							Combination
	Interest Rate Reduction		Term Extension		Other than Insignificant Payment Delays		Interest Rate Reduction and Term Extension		Interest Rate Reduction and Other than Insignificant Payment Delays		Term Extension and Other than Insignificant Payment Delays		Total		% Modified in Portfolio Segment
CRE	$	—	$	98,980	$	—	$	—	$	8,746	$	—	$	107,726	2	%
C&I	—		7,511		45,052		—		—		6,677		59,240		1	%

1-4 single family residential	120		—		—		—		—		—		120		—	%
Government insured residential	—		29,505		—		14,202		—		—		43,707		5	%
	$	120	$	135,996	$	45,052	$	14,202	$	8,746	$	6,677	$	210,793	1	%


	Year Ended December 31, 2024
							Combination
	Interest Rate Reduction		Term Extension		Other than Insignificant Payment Delays		Interest Rate Reduction and Term Extension		Interest Rate Reduction and Other than Insignificant Payment Delays		Term Extension and Other than Insignificant Payment Delays		Total		% Modified in Portfolio Segment
CRE	$	—	$	44,070	$	—	$	40,200	$	—	$	—	$	84,270	1	%
C&I	—		120,705		12,407		26,828		—		689		160,629		2	%
Franchise and equipment finance	—		6,994		—		—		—		—		6,994		3	%
1-4 single family residential	170		—		—		—		—		—		170		—	%
Government insured residential	238		25,104		—		8,081		—		—		33,423		3	%
	$	408	$	196,873	$	12,407	$	75,109	$	—	$	689	$	285,486	1	%

The following tables summarize the financial effect of the modifications made to borrowers experiencing difficulty, during the periods indicated:


						Year Ended December 31, 2025
						Financial Effect
Interest Rate Reduction:
1-4 single family residential						Reduced weighted average contractual interest rate from 8.1% to 7.2%.
Term Extension:
CRE						Added a weighted average 2.2 years to the term of the modified loans.
C&I						Added a weighted average 1.1 years to the term of the modified loans.


Government insured residential						Added a weighted average 13.1 years to the term of the modified loans.
Other than Insignificant Payment Delays:
C&I						Provided 0.8 year of payment deferral.
Combination - Interest Rate Reduction and Term Extension:




Government insured residential						Reduced weighted average contractual interest rate from 7.3% to 6.9% and added a weighted average 3.3 years to the term of the modified loans.
Combination - Interest Rate Reduction and Other than Insignificant Payment Delays:
CRE						Reduced weighted average contractual interest rate from 4.3% to 3.5% and provided 0.7 year of payment deferral.
Combination - Term Extension and Other than Insignificant Payment Delays:
C&I						Added a weighted average 0.6 year to the term of the modified loans and provided 1.3 years of payment deferral.


						Year Ended December 31, 2024
						Financial Effect
Interest Rate Reduction:
1-4 single family residential						Reduced weighted average contractual interest rate from 6.4% to 6.3%.
Government insured residential						Reduced weighted average contractual interest rate from 3.3% to 2.8%.




Term Extension:
CRE						Added a weighted average 1.8 years to the term of the modified loans.
C&I						Added a weighted average 1.4 years to the term of the modified loans.
Franchise and equipment finance						Added a weighted average 1.0 year to the term of the modified loans.

Government insured residential						Added a weighted average 10.6 years to the term of the modified loans.
Other than Insignificant Payment Delays:
C&I						Provided 0.5 year of payment deferral.
Combination - Interest Rate Reduction and Term Extension:
CRE						Reduced weighted average contractual interest rate from 7.3% to 6.5% and added a weighted average 2.0 years to the term of the modified loans.
C&I						Reduced weighted average contractual interest rate from 9.0% to 6.5% and added a weighted average 2.5 years to the term of the modified loans.
Government insured residential						Reduced weighted average contractual interest rate from 7.2% to 6.5% and added a weighted average 5.3 years to the term of the modified loans.
Combination - Term Extension and Other than Insignificant Payment Delays:
C&I						Added a weighted average 1.2 years to the term of the modified loans and provided 0.3 year of payment deferral.

The following tables present the aging at the dates indicated, of loans that were modified within the previous 12 months (in thousands):


	December 31, 2025
	Current		30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total


CRE	$	107,726	$	—	$	—	$	—	$	107,726
C&I	53,377		—		5,178		684		59,239

1-4 single family residential	120		—		—		—		120
Government insured residential	13,350		10,192		4,976		15,189		43,707
	$	174,573	$	10,192	$	10,154	$	15,873	$	210,792


	December 31, 2024
	Current		30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total
CRE	$	67,820	$	—	$	—	$	16,450	$	84,270
C&I	158,039		214		297		2,079		160,629
Franchise and equipment finance	6,994		—		—		—		6,994
1-4 single family residential	170		—		—		—		170
Government insured residential	11,659		5,082		4,843		11,839		33,423
	$	244,682	$	5,296	$	5,140	$	30,368	$	285,486

The following table summarize loans that were modified within the previous 12 months and defaulted during the periods indicated (in thousands):


	Years Ended December 31,
	2025								2024
					Combination								Combination
	Term Extension		Other than Insignificant Payment Delays		Interest Rate Reduction and Term Extension		Term Extension and Other than Insignificant Payment Delays		Total		Term Extension		Interest Rate Reduction and Term Extension		Term Extension and Other than Insignificant Payment Delays		Total

CRE	$	—	$	—	$	—	$	—	$	—	$	16,450	$	—	$	—	$	16,450
C&I	—		684		—		—		684		1,390		—		689		2,079

Government insured residential	14,562		—		8,553		—		23,115		13,835		4,743		—		18,578
	$	14,562	$	684	$	8,553	$	—	$	23,799	$	31,675	$	4,743	$	689	$	37,107

Schedule of Revenue by Major Customers by Reporting Segments


	December 31, 2025								December 31, 2024
	Commercial Real Estate		Percent of Total		All Other Commercial		Percent of Total		Commercial Real Estate		Percent of Total		All Other Commercial		Percent of Total
Florida	$	3,308,493	48.6	%	$	3,050,330	29.1	%	$	3,360,524	54.0	%	$	3,095,579	29.5	%
New York Tri-state	1,481,871		21.8	%	3,453,607		33.0	%	1,564,104		25.2	%	3,194,833		30.4	%
Other	2,020,507		29.6	%	3,975,899		37.9	%	1,289,564		20.8	%	4,212,562		40.1	%
	$	6,810,871	100.0	%	$	10,479,836	100.0	%	$	6,214,192	100.0	%	$	10,502,974	100.0	%

The following table presents the five states with the largest geographic concentrations of 1-4 single family residential loans, excluding government insured residential loans, at the dates indicated (dollars in thousands):


	December 31, 2025				December 31, 2024

	Amortized Cost		Percent of Total		Amortized Cost		Percent of Total
California	$	1,812,330	29.7	%	$	1,960,873	30.1	%
New York	1,226,041		20.1	%	1,282,197		19.7	%
Florida	431,936		7.1	%	473,556		7.3	%
Illinois	307,499		5.0	%	327,698		5.0	%
Virginia	286,358		4.7	%	308,784		4.7	%
Others	2,027,795		33.4	%	2,155,814		33.2	%
	$	6,091,959	100.0	%	$	6,508,922	100.0	%

Commitments and Contingencies Commitments (Details) $ in Thousands	Dec. 31, 2025 USD ($)
Lending related commitments [Line Items]
Unused Commitments to Extend Credit	$ 5,572,648
Commitments to fund loans
Lending related commitments [Line Items]
Unused Commitments to Extend Credit	145,009
Unfunded commitments under lines of credit
Lending related commitments [Line Items]
Unused Commitments to Extend Credit	5,234,926
Commercial and standby letters of credit
Lending related commitments [Line Items]
Unused Commitments to Extend Credit	$ 192,713

Leases

12 Months Ended

Dec. 31, 2025

Leases [Abstract]

Leases

Leases under which the Company is the lessee

The Company leases branches, office space and a small amount of equipment under either operating or finance leases with remaining terms ranging from one to 11 years, some of which include extension options.

The following table presents ROU assets and lease liabilities at the dates indicated (in thousands):


	December 31, 2025		December 31, 2024
ROU assets:
Operating leases	$	58,680	$	64,416
Finance leases	17,978		20,290
	$	76,658	$	84,706
Lease liabilities:
Operating leases	$	65,368	$	71,979
Finance leases	22,883		24,629
	$	88,251	$	96,608

ROU assets and lease liabilities for operating leases are included in "other assets" and "other liabilities", respectively, in the accompanying consolidated balance sheets. ROU assets and lease liabilities for finance leases are included in "other assets" and "notes and other borrowings", respectively.

The weighted average remaining lease term and weighted average discount rate at the dates indicated were:


	December 31, 2025		December 31, 2024
Weighted average remaining lease term:
Operating leases	5.7 years		6.2 years
Finance leases	7.9 years		8.8 years
Weighted average discount rate:
Operating leases	3.9	%	3.8	%
Finance leases	2.9	%	2.9	%

The following table presents the components of lease expense for the periods indicated (in thousands):


	Years Ended December 31,
	2025		2024		2023
Operating lease cost:
Fixed costs	$	16,117	$	16,624	$	16,761
Impairment of ROU assets	207		54		76
Total operating lease cost	$	16,324	$	16,678	$	16,837

Finance lease cost:
Amortization of ROU assets	$	2,501	$	2,240	$	2,228
Interest on lease liabilities	702		734		778
Total finance lease cost	$	3,203	$	2,974	$	3,006

Variable lease cost	$	3,474	$	3,733	$	3,440

Short-term lease costs were immaterial for the years ended December 31, 2025, 2024 and 2023.

The following table presents additional information related to operating and finance leases for the dates and periods indicated (in thousands):



	Years Ended December 31,
	2025		2024		2023
Cash paid for amounts included in the measurement of lease liabilities:
Operating cash flows from finance leases	$	702	$	734	$	778
Operating cash flows from operating leases	16,963		17,055		17,680
Financing cash flows from finance leases	2,424		2,277		2,666
	$	20,089	$	20,066	$	21,124

Lease liabilities recognized from obtaining ROU assets:

Operating leases	$	8,245	$	13,538	$	6,896
Finance leases	190		892		—
	$	8,435	$	14,430	$	6,896

Future lease payment obligations under leases with terms in excess of one year and a reconciliation to lease liabilities as of December 31, 2025 were as follows (in thousands):


	Operating Leases		Finance Leases		Total
Years ending December 31:
2026	$	17,172	$	3,202	$	20,374
2027	14,295		2,968		17,263
2028	11,649		3,058		14,707
2029	8,577		3,170		11,747
2030	6,097		3,212		9,309
Thereafter	15,293		10,093		25,386
Total future minimum lease payments	73,083		25,703		98,786
Less: interest component	(7,715)		(2,820)		(10,535)
Lease liabilities	$	65,368	$	22,883	$	88,251

Leases under which the Company is the lessor

Direct or Sales Type Financing Leases

The following table presents the components of the investment in direct or sales type financing leases, included in loans in the consolidated balance sheets at the dates indicated (in thousands):


	December 31, 2025		December 31, 2024
Total minimum lease payments to be received	$	403,831	$	489,336
Estimated unguaranteed residual value of leased assets	2,393		3,112
Gross investment in direct or sales type financing leases	406,224		492,448
Unearned income	(26,203)		(34,270)
Initial direct costs	626		1,001
	$	380,647	$	459,179

At December 31, 2025, future minimum lease payments to be received under direct or sales type financing leases were as follows (in thousands):


Years Ending December 31:
2026	$	142,505
2027	89,788
2028	60,168
2029	26,246
2030	19,387
Thereafter	65,737
	$	403,831

Operating Lease Equipment

Operating lease equipment consists primarily of railcars, non-commercial aircraft and other transportation equipment leased to commercial end users. Original lease terms generally range from three to fifteen years. Asset risk is evaluated and managed by a dedicated internal staff of seasoned equipment finance professionals. The Company has partnered with an industry leading, experienced service provider who provides fleet management and servicing relating to the railcar fleet. Residual risk is managed by setting appropriate residual values at inception and systematic reviews of residual values based on independent appraisals, performed at least annually.

The following table presents the components of operating lease equipment at the dates indicated (in thousands):


	December 31, 2025		December 31, 2024
Operating lease equipment	$	271,187	$	339,165
Less: accumulated depreciation	(99,816)		(115,321)
Operating lease equipment, net	$	171,371	$	223,844

The Company did not recognize any impairment of operating lease equipment during the years ended December 31, 2025, 2024 and 2023.

At December 31, 2025, scheduled minimum rental payments under operating leases were as follows (in thousands):


Years Ending December 31:
2026	$	9,534
2027	9,102
2028	8,179
2029	5,173
2030	4,729
Thereafter	8,494
	$	45,211

The following table summarizes income recognized for operating and direct or sales type finance leases for the periods indicated (in thousands):


	Years Ended December 31,
	2025		2024		2023		Location of Lease Income on Consolidated Statements of Income
Operating leases	$	15,658	$	24,681	$	47,868	Non-interest income from lease financing
Direct or sales type finance leases	11,385		15,148		15,643		Interest income on loans
	$	27,043	$	39,829	$	63,511

Loans and Allowance for Credit Losses (Schedule of Credit Exposure for Loans Based on Original LTV and FICO Score) (Details) - 1-4 single family residential - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Financing Receivable, Credit Quality Indicator [Line Items]
Originated current fiscal year	$ 248,591	$ 251,923
Originated, fiscal year before current fiscal year	199,367	307,640
Originated, two years before current fiscal year	233,556	1,021,656
Originated, three years before current fiscal year	928,477	2,767,773
Originated, four years before current Fiscal year	2,567,024	798,820
Originated, more than five years before current fiscal year	1,914,944	1,361,110
Total	6,091,959	6,508,922
760 or greater
Financing Receivable, Credit Quality Indicator [Line Items]
Originated current fiscal year	178,910	179,256
Originated, fiscal year before current fiscal year	145,699	215,486
Originated, two years before current fiscal year	167,837	725,399
Originated, three years before current fiscal year	671,820	2,202,004
Originated, four years before current Fiscal year	2,058,226	642,572
Originated, more than five years before current fiscal year	1,395,521	952,136
Total	4,618,013	4,916,853
720 - 759
Financing Receivable, Credit Quality Indicator [Line Items]
Originated current fiscal year	54,894	58,642
Originated, fiscal year before current fiscal year	35,812	59,356
Originated, two years before current fiscal year	37,624	173,309
Originated, three years before current fiscal year	144,931	365,198
Originated, four years before current Fiscal year	324,779	95,495
Originated, more than five years before current fiscal year	287,334	192,943
Total	885,374	944,943
719 or less or not available
Financing Receivable, Credit Quality Indicator [Line Items]
Originated current fiscal year	14,787	14,025
Originated, fiscal year before current fiscal year	17,856	32,798
Originated, two years before current fiscal year	28,095	122,948
Originated, three years before current fiscal year	111,726	200,571
Originated, four years before current Fiscal year	184,019	60,753
Originated, more than five years before current fiscal year	232,089	216,031
Total	588,572	647,126
Less than 61%
Financing Receivable, Credit Quality Indicator [Line Items]
Originated current fiscal year	42,822	27,646
Originated, fiscal year before current fiscal year	25,252	51,565
Originated, two years before current fiscal year	41,263	236,020
Originated, three years before current fiscal year	213,007	1,124,532
Originated, four years before current Fiscal year	1,035,507	304,755
Originated, more than five years before current fiscal year	652,497	425,814
Total	2,010,348	2,170,332
61% - 70%
Financing Receivable, Credit Quality Indicator [Line Items]
Originated current fiscal year	43,662	33,033
Originated, fiscal year before current fiscal year	24,753	42,636
Originated, two years before current fiscal year	28,681	263,959
Originated, three years before current fiscal year	241,588	759,931
Originated, four years before current Fiscal year	715,135	203,423
Originated, more than five years before current fiscal year	454,229	307,052
Total	1,508,048	1,610,034
71% - 80%
Financing Receivable, Credit Quality Indicator [Line Items]
Originated current fiscal year	102,327	156,942
Originated, fiscal year before current fiscal year	116,351	175,651
Originated, two years before current fiscal year	133,730	518,164
Originated, three years before current fiscal year	470,437	851,427
Originated, four years before current Fiscal year	785,474	290,573
Originated, more than five years before current fiscal year	775,835	590,130
Total	2,384,154	2,582,887
More than 80%
Financing Receivable, Credit Quality Indicator [Line Items]
Originated current fiscal year	59,780	34,302
Originated, fiscal year before current fiscal year	33,011	37,788
Originated, two years before current fiscal year	29,882	3,513
Originated, three years before current fiscal year	3,445	31,883
Originated, four years before current Fiscal year	30,908	69
Originated, more than five years before current fiscal year	32,383	38,114
Total	189,409	145,669
Current
Financing Receivable, Credit Quality Indicator [Line Items]
Originated current fiscal year	245,592	251,767
Originated, fiscal year before current fiscal year	197,279	304,595
Originated, two years before current fiscal year	232,600	1,012,777
Originated, three years before current fiscal year	920,112	2,744,941
Originated, four years before current Fiscal year	2,543,128	798,346
Originated, more than five years before current fiscal year	1,883,061	1,340,402
Total	6,021,772	6,452,828
30 - 59 Days Past Due
Financing Receivable, Credit Quality Indicator [Line Items]
Originated current fiscal year	2,445	0
Originated, fiscal year before current fiscal year	72	3,045
Originated, two years before current fiscal year	884	4,948
Originated, three years before current fiscal year	7,390	15,368
Originated, four years before current Fiscal year	17,045	474
Originated, more than five years before current fiscal year	20,263	9,140
Total	48,099	32,975
60 - 89 Days Past Due
Financing Receivable, Credit Quality Indicator [Line Items]
Originated current fiscal year	395	156
Originated, fiscal year before current fiscal year	0	0
Originated, two years before current fiscal year	0	1,445
Originated, three years before current fiscal year	0	4,007
Originated, four years before current Fiscal year	1,471	0
Originated, more than five years before current fiscal year	2,602	547
Total	4,468	6,155
90 Days or More Past Due
Financing Receivable, Credit Quality Indicator [Line Items]
Originated current fiscal year	159	0
Originated, fiscal year before current fiscal year	2,016	0
Originated, two years before current fiscal year	72	2,486
Originated, three years before current fiscal year	975	3,457
Originated, four years before current Fiscal year	5,380	0
Originated, more than five years before current fiscal year	9,018	11,021
Total	$ 17,620	$ 16,964

Condensed Financial Statements of BankUnited, Inc. (Tables)

12 Months Ended

Dec. 31, 2025

Condensed Financial Statements [Abstract]

Condensed Balance Sheet [Table Text Block]

Condensed Balance Sheets


	December 31, 2025		December 31, 2024
Assets:
Cash and cash equivalents	$	223,220	$	274,350
Marketable equity securities, at fair value	5,734		28,828
Investment in BankUnited, N.A.	3,166,950		3,233,366

Other assets	6,813		7,423
Total assets	$	3,402,717	$	3,543,967
Liabilities and Stockholders' Equity:
Notes payable	$	296,858	$	683,924
Other liabilities	52,030		45,725
Stockholders' equity	3,053,829		2,814,318
Total liabilities and stockholders' equity	$	3,402,717	$	3,543,967

Condensed Income Statement [Table Text Block]

Condensed Statements of Income


	Years Ended December 31,
	2025		2024		2023
Income:
Interest and dividends on investment securities	$	596	$	1,729	$	3,751
Service fees from subsidiary	16,645		16,775		16,749
Equity in earnings of subsidiary	313,639		276,296		225,288
Gain (loss) on investment securities	(588)		1,053		(11,555)
Other	—		—		904
Total	330,292		295,853		235,137
Expense:
Interest on borrowings	28,940		35,765		36,057
Employee compensation and benefits	38,662		34,624		28,271
Other	4,159		4,097		4,995
Total	71,761		74,486		69,323
Income before income taxes	258,531		221,367		165,814
Benefit for income taxes	(9,822)		(11,100)		(12,857)
Net income	$	268,353	$	232,467	$	178,671

Condensed Cash Flow Statement [Table Text Block]

Condensed Statements of Cash Flows


	Years Ended December 31,
	2025		2024		2023
Cash flows from operating activities:
Net income	$	268,353	$	232,467	$	178,671
Adjustments to reconcile net income to net cash provided by operating activities:
Equity in undistributed earnings of subsidiaries	161,361		(161,296)		(140,288)
Equity based compensation	20,470		21,573		26,315

Other	9,140		5,046		8,936
Net cash provided by operating activities	459,324		97,790		73,634
Cash flows from investing activities:


Proceeds from sale, maturities and calls of investment securities	22,500		5,000		73,962

Other	—		—		(160)
Net cash provided by investing activities	22,500		5,000		73,802
Cash flows from financing activities:


Dividends paid	(91,903)		(85,513)		(79,091)

Repurchase of common stock	(44,805)		—		(55,154)
Repurchase of senior notes	(388,479)		—		(10,554)
Other	(7,767)		(4,963)		(6,883)
Net cash used in financing activities	(532,954)		(90,476)		(151,682)
Net increase (decrease) in cash and cash equivalents	(51,130)		12,314		(4,246)
Cash and cash equivalents, beginning of period	274,350		262,036		266,282
Cash and cash equivalents, end of period	$	223,220	$	274,350	$	262,036
Supplemental schedule of non-cash investing and financing activities:
Dividends declared, not paid	$	24,078	$	22,176	$	20,706

Leases - Schedule of Lease Costs (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Schedule of Lease Costs [Abstract]
Operating Lease, Cost	$ 16,117	$ 16,624	$ 16,761
Operating Lease, Impairment Loss	207	54	76
Lease, Cost	16,324	16,678	16,837
Finance Lease, Right-of-Use Asset, Amortization	2,501	2,240	2,228
Finance Lease, Interest Expense	702	734	778
Total finance lease cost	3,203	2,974	3,006
Variable Lease, Cost	$ 3,474	$ 3,733	$ 3,440

Deposits (Narrative) (Details) - USD ($) $ in Millions	12 Months Ended
Deposits (Narrative) (Details) - USD ($) $ in Millions	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Deposits [Abstract]
Public funds deposits included in deposits	$ 3,200.0	$ 3,100.0
Interest-bearing domestic deposit, brokered	4,900.0	5,200.0
Noninterest Expense Commission Expense	57.3	56.5	$ 41.9
Time deposit accounts with balances of $250,000 or more	$ 774.0	$ 779.0

CONSOLIDATED BALANCE SHEETS (Parenthetical) - $ / shares	Dec. 31, 2025	Dec. 31, 2024
Stockholders' equity:
Common stock, par value (in Dollars per Share)	$ 0.01	$ 0.01
Common stock, shares authorized (in Shares)	400,000,000	400,000,000
Common stock, shares issued (in Shares)	74,138,066	74,748,370
Common stock, shares outstanding (in Shares)	74,138,066	74,748,370

Derivatives and Hedging Activities Derivative and Hedging Activities - Amount of loss reclassified from AOCI into Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Location of gain (loss) reclassified from AOCI into income:	$ 15,911	$ 62,376	$ 65,739
Interest expense on deposits
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Location of gain (loss) reclassified from AOCI into income:	3,511	18,235	23,569
Interest expense on borrowings
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Location of gain (loss) reclassified from AOCI into income:	17,674	48,064	44,790
Interest income on loans
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Location of gain (loss) reclassified from AOCI into income:	$ (5,274)	$ (3,923)	$ (2,620)

Federal Home Loan Bank Advances and Other Borrowings (Narrative) (Details) $ in Thousands	Dec. 31, 2025 USD ($)
Debt Instrument [Line Items]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 14,500,000
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	$ 8,400,000
Subordinated Debt \| Subordinated Debt 5.125% Maturing on June 11, 2030
Debt Instrument [Line Items]
Debt Instrument, Interest Rate, Effective Percentage	5.39%
Federal Reserve Bank Advances
Debt Instrument [Line Items]
Debt Instrument, Unused Borrowing Capacity, Amount	$ 6,800,000

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 8A
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-8A

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 235
-Name Accounting Standards Codification
-Section S99
-Paragraph 2
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477314/942-235-S99-2

Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 235
-SubTopic 10
-Name Accounting Standards Codification
-Section S50
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480738/235-10-S50-1

Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 235
-SubTopic 10
-Name Accounting Standards Codification
-Section S50
-Paragraph 4
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480738/235-10-S50-4

Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 235
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 3
-Subparagraph (SX 210.12-04(a))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3

Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 235
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08(f))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1

Reference 7: http://www.xbrl.org/2003/role/exampleRef
-Topic 835
-SubTopic 30
-Name Accounting Standards Codification
-Section 55
-Paragraph 8
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482949/835-30-55-8

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B

Reference 9: http://www.xbrl.org/2003/role/exampleRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 69B
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481568/470-20-55-69B

Reference 10: http://www.xbrl.org/2003/role/exampleRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 69C
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481568/470-20-55-69C

Reference 11: http://www.xbrl.org/2003/role/exampleRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 69E
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481568/470-20-55-69E

Reference 12: http://www.xbrl.org/2003/role/exampleRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 69F
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481568/470-20-55-69F

Reference 13: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B

Reference 14: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B

Reference 15: http://www.xbrl.org/2003/role/exampleRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B

Reference 16: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B

Reference 17: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Subparagraph (f)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B

Reference 18: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Subparagraph (h)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B

Reference 19: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1D
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1D

Reference 20: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1D
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1D

Reference 21: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1D
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1D

Reference 22: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1E
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1E

Reference 23: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1E
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1E

Reference 24: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1E
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1E

Reference 25: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1F
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1F

Reference 26: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1F
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1F

Reference 27: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1F
-Subparagraph (b)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1F

Reference 28: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1F
-Subparagraph (b)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1F

Reference 29: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1I
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1I

Reference 30: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 835
-SubTopic 30
-Name Accounting Standards Codification
-Section 45
-Paragraph 2
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482925/835-30-45-2

Reference 31: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 835
-SubTopic 30
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482900/835-30-50-1

+ Details

Loans and Allowance for Credit Losses (Schedule of Commercial Credit Exposure Based on Internal Risk Ratings) (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current fiscal year	$ 1,871,387	$ 921,888
Originated, fiscal year before current fiscal year	870,799	805,195
Originated, two years before current fiscal year	838,958	1,250,848
Originated, three years before current fiscal year	935,117	730,457
Originated, four years before current Fiscal year	499,975	516,110
Originated, more than five years before current fiscal year	1,675,130	1,875,046
Revolving Loans	119,505	114,648
Total	6,810,871	6,214,192
Commercial Real Estate Portfolio Segment [Member] \| Pass
Financing Receivable Recorded Investment [Line Items]
Originated current fiscal year	1,836,664	921,888
Originated, fiscal year before current fiscal year	870,799	783,342
Originated, two years before current fiscal year	822,536	1,119,032
Originated, three years before current fiscal year	826,480	609,452
Originated, four years before current Fiscal year	382,747	399,806
Originated, more than five years before current fiscal year	1,286,442	1,478,261
Revolving Loans	119,505	114,648
Total	6,145,173	5,426,429
Commercial Real Estate Portfolio Segment [Member] \| Special mention
Financing Receivable Recorded Investment [Line Items]
Originated current fiscal year	0	0
Originated, fiscal year before current fiscal year	0	0
Originated, two years before current fiscal year	16,422	0
Originated, three years before current fiscal year	21,436	0
Originated, four years before current Fiscal year	12,154	39,714
Originated, more than five years before current fiscal year	32,135	19,057
Revolving Loans	0	0
Total	82,147	58,771
Commercial Real Estate Portfolio Segment [Member] \| Substandard
Financing Receivable Recorded Investment [Line Items]
Originated current fiscal year	34,723	0
Originated, fiscal year before current fiscal year	0	21,853
Originated, two years before current fiscal year	0	131,816
Originated, three years before current fiscal year	87,201	121,005
Originated, four years before current Fiscal year	105,074	76,590
Originated, more than five years before current fiscal year	356,553	377,728
Revolving Loans	0	0
Total	583,551	728,992
Commercial and Industrial Portfolio Segment [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current fiscal year	1,694,633	1,559,838
Originated, fiscal year before current fiscal year	1,197,640	1,240,613
Originated, two years before current fiscal year	891,793	1,109,705
Originated, three years before current fiscal year	807,691	545,730
Originated, four years before current Fiscal year	377,899	280,037
Originated, more than five years before current fiscal year	1,105,509	1,186,440
Revolving Loans	2,954,310	3,060,863
Total	9,029,475	8,983,226
Commercial and Industrial Portfolio Segment [Member] \| Pass
Financing Receivable Recorded Investment [Line Items]
Originated current fiscal year	1,693,466	1,514,746
Originated, fiscal year before current fiscal year	1,159,621	1,182,701
Originated, two years before current fiscal year	795,383	962,478
Originated, three years before current fiscal year	674,292	470,041
Originated, four years before current Fiscal year	337,040	269,508
Originated, more than five years before current fiscal year	1,001,431	1,085,412
Revolving Loans	2,852,094	2,931,044
Total	8,513,327	8,415,930
Commercial and Industrial Portfolio Segment [Member] \| Special mention
Financing Receivable Recorded Investment [Line Items]
Originated current fiscal year	0	45,092
Originated, fiscal year before current fiscal year	13,739	8,231
Originated, two years before current fiscal year	17,160	73,226
Originated, three years before current fiscal year	36,538	35,581
Originated, four years before current Fiscal year	5,255	0
Originated, more than five years before current fiscal year	0	0
Revolving Loans	20,170	41,486
Total	92,862	203,616
Commercial and Industrial Portfolio Segment [Member] \| Substandard
Financing Receivable Recorded Investment [Line Items]
Originated current fiscal year	1,167	0
Originated, fiscal year before current fiscal year	24,280	49,681
Originated, two years before current fiscal year	65,788	74,001
Originated, three years before current fiscal year	90,484	40,108
Originated, four years before current Fiscal year	20,650	10,529
Originated, more than five years before current fiscal year	104,078	101,028
Revolving Loans	68,592	81,798
Total	375,039	357,145
Commercial and Industrial Portfolio Segment [Member] \| Doubtful
Financing Receivable Recorded Investment [Line Items]
Originated current fiscal year	0	0
Originated, fiscal year before current fiscal year	0	0
Originated, two years before current fiscal year	13,462	0
Originated, three years before current fiscal year	6,377	0
Originated, four years before current Fiscal year	14,954	0
Originated, more than five years before current fiscal year	0	0
Revolving Loans	13,454	6,535
Total	48,247	6,535
Pinnacle - municipal finance
Financing Receivable Recorded Investment [Line Items]
Originated current fiscal year	94,045	60,317
Originated, fiscal year before current fiscal year	37,328	108,440
Originated, two years before current fiscal year	55,340	93,800
Originated, three years before current fiscal year	63,653	51,034
Originated, four years before current Fiscal year	36,700	24,010
Originated, more than five years before current fiscal year	332,308	383,060
Revolving Loans	0	0
Total	619,374	720,661
Pinnacle - municipal finance \| Pass
Financing Receivable Recorded Investment [Line Items]
Originated current fiscal year	94,045	60,317
Originated, fiscal year before current fiscal year	37,328	108,440
Originated, two years before current fiscal year	55,340	93,800
Originated, three years before current fiscal year	63,653	51,034
Originated, four years before current Fiscal year	36,700	24,010
Originated, more than five years before current fiscal year	332,308	383,060
Revolving Loans	0	0
Total	619,374	720,661
Franchise and equipment finance
Financing Receivable Recorded Investment [Line Items]
Originated current fiscal year	0	0
Originated, fiscal year before current fiscal year	0	2,014
Originated, two years before current fiscal year	1,778	26,408
Originated, three years before current fiscal year	3,125	56,357
Originated, four years before current Fiscal year	22,423	16,710
Originated, more than five years before current fiscal year	75,420	111,814
Revolving Loans	0	174
Total	102,746	213,477
Franchise and equipment finance \| Pass
Financing Receivable Recorded Investment [Line Items]
Originated current fiscal year	0	0
Originated, fiscal year before current fiscal year	0	2,014
Originated, two years before current fiscal year	1,778	26,408
Originated, three years before current fiscal year	3,125	54,871
Originated, four years before current Fiscal year	22,423	16,435
Originated, more than five years before current fiscal year	58,739	84,879
Revolving Loans	0	174
Total	86,065	184,781
Franchise and equipment finance \| Substandard
Financing Receivable Recorded Investment [Line Items]
Originated current fiscal year	0	0
Originated, fiscal year before current fiscal year	0	0
Originated, two years before current fiscal year	0	0
Originated, three years before current fiscal year	0	1,486
Originated, four years before current Fiscal year	0	275
Originated, more than five years before current fiscal year	16,681	26,614
Revolving Loans	0	0
Total	16,681	28,375
Franchise and equipment finance \| Doubtful
Financing Receivable Recorded Investment [Line Items]
Originated current fiscal year		0
Originated, fiscal year before current fiscal year		0
Originated, two years before current fiscal year		0
Originated, three years before current fiscal year		0
Originated, four years before current Fiscal year		0
Originated, more than five years before current fiscal year		321
Revolving Loans		0
Total		321
Mortgage warehouse lending
Financing Receivable Recorded Investment [Line Items]
Originated current fiscal year	0	0
Originated, fiscal year before current fiscal year	0	0
Originated, two years before current fiscal year	0	0
Originated, three years before current fiscal year	0	0
Originated, four years before current Fiscal year	0	0
Originated, more than five years before current fiscal year	0	0
Revolving Loans	728,241	585,610
Total	728,241	585,610
Mortgage warehouse lending \| Pass
Financing Receivable Recorded Investment [Line Items]
Originated current fiscal year	0	0
Originated, fiscal year before current fiscal year	0	0
Originated, two years before current fiscal year	0	0
Originated, three years before current fiscal year	0	0
Originated, four years before current Fiscal year	0	0
Originated, more than five years before current fiscal year	0	0
Revolving Loans	728,241	585,610
Total	$ 728,241	$ 585,610

Leases - Schedule of Future Minimum Rental Payment on Operating Leases (Details) $ in Thousands	Dec. 31, 2025 USD ($)
Schedule of Future Minimum Rental Payment on Operating Leases [Abstract]
Lessor, Operating Lease, Payment to be Received, Year One	$ 9,534
Operating Leases, Future Minimum Payments Receivable, in Two Years	9,102
Operating Leases, Future Minimum Payments Receivable, in Three Years	8,179
Operating Leases, Future Minimum Payments Receivable, in Four Years	5,173
Operating Leases, Future Minimum Payments Receivable, in Five Years	4,729
Operating Leases, Future Minimum Payments Receivable, Thereafter	8,494
Operating Leases, Future Minimum Payments Receivable	$ 45,211

Deposits (Tables)

12 Months Ended

Dec. 31, 2025

Deposits [Abstract]

Summary of Average Balances and Weighted Average Rates Paid on Deposits

The following table presents average balances and weighted average rates paid on deposits for the periods indicated (dollars in thousands):


	Years Ended December 31,
		2025	2024				2023
			Average Balance		Average Rate Paid		Average Balance		Average Rate Paid		Average Balance		Average Rate Paid
Demand deposits:
Non-interest bearing			$	8,083,605	—	%	$	7,239,161	—	%	$	7,091,029	—	%
Interest bearing			5,473,316		3.31	%	4,077,852		3.75	%	2,905,968		2.99	%
Savings and money market			10,305,664		3.31	%	11,043,510		4.09	%	10,704,470		3.57	%
Time			3,804,507		3.74	%	4,757,675		4.44	%	5,169,458		3.70	%
			$	27,667,092	2.40	%	$	27,118,198	3.01	%	$	25,870,925	2.55	%

Time Deposit Maturities

The following table presents maturities of time deposits as of December 31, 2025 (in thousands):


Maturing in:
2026	$	3,880,507
2027	6,129
2028	701
2029	260
2030	1,087

	$	3,888,684

schedule of interest expense on deposits

Interest expense on deposits for the periods indicated was as follows (in thousands):


	Years Ended December 31,
		2025		2024		2023
Interest bearing demand		$	180,918	$	152,809	$	86,759
Savings and money market		341,042		451,352		382,432
Time		142,375		211,411		191,114
		$	664,335	$	815,572	$	660,305

Fair Value Measurements (Assets for which Nonrecurring Changes in Fair Value have been Recorded) (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	$ 9,348,807	$ 9,215,376
Fair Value, Inputs, Level 3
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	183,771	168,528
Impaired Loans [Member] \| Fair Value, Inputs, Level 3
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	183,259	165,951
OREO and Repossessed Assets [Member] \| Fair Value, Inputs, Level 3
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	$ 512	$ 2,577

Regulatory Requirements and Restrictions (Tables)

12 Months Ended

Dec. 31, 2025

Banking and Thrift, Other Disclosure [Abstract]

Regulatory Capital Requirements under Banking Regulations [Text Block]

The following tables provide information regarding regulatory capital for the Company at the dates indicated (dollars in thousands):


	December 31, 2025
	Actual				Required to be Considered Well Capitalized				Required to be Considered Adequately Capitalized				Required to be Considered Adequately Capitalized Including Capital Conservation Buffer
	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
BankUnited, Inc.:
Tier 1 leverage	$	3,164,978	8.94	%	N/A (1)		N/A (1)		$	1,415,587	4.00	%	N/A (1)		N/A (1)
CET1 risk-based capital	$	3,164,978	12.28	%	$	1,675,595	6.50	%	$	1,160,027	4.50	%	$	1,804,487	7.00	%
Tier 1 risk-based capital	$	3,164,978	12.28	%	$	2,062,270	8.00	%	$	1,546,703	6.00	%	$	2,191,162	8.50	%
Total risk-based capital	$	3,632,710	14.09	%	$	2,577,838	10.00	%	$	2,062,270	8.00	%	$	2,706,730	10.50	%
BankUnited:
Tier 1 leverage	$	3,279,312	9.27	%	$	1,768,954	5.00	%	$	1,415,163	4.00	%	N/A		N/A
CET1 risk-based capital	$	3,279,312	12.73	%	$	1,674,615	6.50	%	$	1,159,349	4.50	%	$	1,803,431	7.00	%
Tier 1 risk-based capital	$	3,279,312	12.73	%	$	2,061,064	8.00	%	$	1,545,798	6.00	%	$	2,189,881	8.50	%
Total risk-based capital	$	3,507,044	13.61	%	$	2,576,330	10.00	%	$	2,061,064	8.00	%	$	2,705,147	10.50	%


	December 31, 2024
	Actual				Required to be Considered Well Capitalized				Required to be Considered Adequately Capitalized				Required to be Considered Adequately Capitalized Including Capital Conservation Buffer
	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
BankUnited, Inc.:
Tier 1 leverage	$	3,024,425	8.48	%	N/A (1)		N/A (1)		$	1,425,865	4.00	%	N/A (1)		N/A (1)
CET1 risk-based capital	$	3,024,425	12.01	%	$	1,636,789	6.50	%	$	1,133,162	4.50	%	$	1,762,696	7.00	%
Tier 1 risk-based capital	$	3,024,425	12.01	%	$	2,014,510	8.00	%	$	1,510,883	6.00	%	$	2,140,417	8.50	%
Total risk-based capital	$	3,548,872	14.09	%	$	2,518,138	10.00	%	$	2,014,510	8.00	%	$	2,644,044	10.50	%
BankUnited:
Tier 1 leverage	$	3,444,673	9.67	%	$	1,780,805	5.00	%	$	1,424,644	4.00	%	N/A		N/A
CET1 risk-based capital	$	3,444,673	13.70	%	$	1,634,262	6.50	%	$	1,131,412	4.50	%	$	1,759,974	7.00	%
Tier 1 risk-based capital	$	3,444,673	13.70	%	$	2,011,399	8.00	%	$	1,508,549	6.00	%	$	2,137,112	8.50	%
Total risk-based capital	$	3,669,120	14.59	%	$	2,514,249	10.00	%	$	2,011,399	8.00	%	$	2,639,961	10.50	%

(1)There is no Tier 1 leverage ratio component in the definition of a well-capitalized bank holding company.

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

The following tables provide information regarding regulatory capital for the Company at the dates indicated (dollars in thousands):


	December 31, 2025
	Actual				Required to be Considered Well Capitalized				Required to be Considered Adequately Capitalized				Required to be Considered Adequately Capitalized Including Capital Conservation Buffer
	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
BankUnited, Inc.:
Tier 1 leverage	$	3,164,978	8.94	%	N/A (1)		N/A (1)		$	1,415,587	4.00	%	N/A (1)		N/A (1)
CET1 risk-based capital	$	3,164,978	12.28	%	$	1,675,595	6.50	%	$	1,160,027	4.50	%	$	1,804,487	7.00	%
Tier 1 risk-based capital	$	3,164,978	12.28	%	$	2,062,270	8.00	%	$	1,546,703	6.00	%	$	2,191,162	8.50	%
Total risk-based capital	$	3,632,710	14.09	%	$	2,577,838	10.00	%	$	2,062,270	8.00	%	$	2,706,730	10.50	%
BankUnited:
Tier 1 leverage	$	3,279,312	9.27	%	$	1,768,954	5.00	%	$	1,415,163	4.00	%	N/A		N/A
CET1 risk-based capital	$	3,279,312	12.73	%	$	1,674,615	6.50	%	$	1,159,349	4.50	%	$	1,803,431	7.00	%
Tier 1 risk-based capital	$	3,279,312	12.73	%	$	2,061,064	8.00	%	$	1,545,798	6.00	%	$	2,189,881	8.50	%
Total risk-based capital	$	3,507,044	13.61	%	$	2,576,330	10.00	%	$	2,061,064	8.00	%	$	2,705,147	10.50	%


	December 31, 2024
	Actual				Required to be Considered Well Capitalized				Required to be Considered Adequately Capitalized				Required to be Considered Adequately Capitalized Including Capital Conservation Buffer
	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
BankUnited, Inc.:
Tier 1 leverage	$	3,024,425	8.48	%	N/A (1)		N/A (1)		$	1,425,865	4.00	%	N/A (1)		N/A (1)
CET1 risk-based capital	$	3,024,425	12.01	%	$	1,636,789	6.50	%	$	1,133,162	4.50	%	$	1,762,696	7.00	%
Tier 1 risk-based capital	$	3,024,425	12.01	%	$	2,014,510	8.00	%	$	1,510,883	6.00	%	$	2,140,417	8.50	%
Total risk-based capital	$	3,548,872	14.09	%	$	2,518,138	10.00	%	$	2,014,510	8.00	%	$	2,644,044	10.50	%
BankUnited:
Tier 1 leverage	$	3,444,673	9.67	%	$	1,780,805	5.00	%	$	1,424,644	4.00	%	N/A		N/A
CET1 risk-based capital	$	3,444,673	13.70	%	$	1,634,262	6.50	%	$	1,131,412	4.50	%	$	1,759,974	7.00	%
Tier 1 risk-based capital	$	3,444,673	13.70	%	$	2,011,399	8.00	%	$	1,508,549	6.00	%	$	2,137,112	8.50	%
Total risk-based capital	$	3,669,120	14.59	%	$	2,514,249	10.00	%	$	2,011,399	8.00	%	$	2,639,961	10.50	%

- Definition

+ References + Details

Investment Securities (Narrative) (Details) $ in Millions	12 Months Ended
Investment Securities (Narrative) (Details) $ in Millions	Dec. 31, 2025 USD ($) security rental	Dec. 31, 2024 USD ($)
Debt Securities, Available-for-sale [Line Items]
Number of positions \| security	352
Number of securities which impairment considered insignificant \| security	107
Available-for-sale securities, gross unrealized loss, considered insignificant \| $	$ 0.9
Securities in unrealized loss position \| $	267.1	$ 405.6
Accumulated gross unrealized gain (loss) \| $	138.5
Available-for-sale Securities
Debt Securities, Available-for-sale [Line Items]
Interest receivable \| $	30.0	36.0
Securities pledged as collateral \| $	$ 8,000.0	$ 7,900.0
U.S. Treasury securities
Debt Securities, Available-for-sale [Line Items]
Number of positions	11
U.S. Government agency and sponsored enterprise residential MBS
Debt Securities, Available-for-sale [Line Items]
Number of positions	51
U.S. Government agency and sponsored enterprise commercial MBS
Debt Securities, Available-for-sale [Line Items]
Number of positions	20
SBA securities
Debt Securities, Available-for-sale [Line Items]
Number of positions	16
Private label residential MBS and CMOs
Debt Securities, Available-for-sale [Line Items]
Number of positions	109
Percentage of weighted average collateral loss	2.30%
Percentage of weighted average credit support	18.40%
Percentage of securities rated AAA	96.00%
Percentage of securities rated AA	4.00%
Private label commercial MBS
Debt Securities, Available-for-sale [Line Items]
Number of positions	20
Percentage of weighted average collateral loss	6.80%
Percentage of weighted average credit support	46.20%
Percentage of securities rated AAA	91.00%
Percentage of securities rated AA	7.00%
Percentage of securities rated A	2.00%
Single family real estate-backed securities
Debt Securities, Available-for-sale [Line Items]
Number of positions	5
Percentage of weighted average collateral loss	6.60%
Percentage of weighted average credit support	60.10%
Percentage of securities rated AAA	55.00%
Percentage of securities rated AA	45.00%
Collateralized loan obligations
Debt Securities, Available-for-sale [Line Items]
Number of positions	5
Percentage of weighted average collateral loss	16.70%
Percentage of weighted average credit support	34.30%
Percentage of securities rated AAA	25.00%
Percentage of securities rated AA	75.00%
Non-mortgage asset-backed securities
Debt Securities, Available-for-sale [Line Items]
Number of positions	3
Percentage of weighted average collateral loss	3.50%
Percentage of weighted average credit support	33.10%
Percentage of securities rated AAA	22.00%
Percentage of securities rated AA	78.00%
State and municipal obligations
Debt Securities, Available-for-sale [Line Items]
Number of positions	5
Percentage of securities rated AAA	8.00%
Percentage of securities rated AA	92.00%

Income Taxes Income Taxes Table (Tables)

12 Months Ended

Dec. 31, 2025

Income Taxes Table [Abstract]

Schedule of Components of Income Tax Expense (Benefit)

The components of the provision for income taxes were as follows for the periods indicated (in thousands):


	Years Ended December 31,
	2025		2024		2023
Current:
Federal	$	71,034	$	97,577	$	82,789
State	27,718		30,232		22,456
	98,752		127,809		105,245
Deferred:
Federal	(4,500)		(35,265)		(38,303)
State	(859)		(8,662)		(8,529)
	(5,359)		(43,927)		(46,832)
Provision for income taxes	$	93,393	$	83,882	$	58,413

Schedule of Effective Income Tax Rate Reconciliation

A reconciliation of expected income tax expense at the statutory federal income tax rate of 21% to the Company's effective income tax rate for the periods indicated follows (dollars in thousands):


	Years Ended December 31,
	2025				2024				2023
	Amount		Percent		Amount		Percent		Amount		Percent
Tax expense calculated at the statutory federal income tax rate	$	75,967	21.00	%	$	66,433	21.00	%	$	49,788	21.00	%
Increases (decreases) resulting from:
State income taxes, net of federal tax benefit(1)	17,368		4.80	%	12,271		3.88	%	9,389		3.96	%
Nontaxable or nondeductible items:
Tax exempt interest income	(10,804)		(2.99)	%	(12,072)		(3.82)	%	(12,845)		(5.42)	%
FDIC premiums non-deductible	3,573		0.99	%	3,970		1.26	%	4,246		1.79	%
Other	1,466		0.41	%	2,259		0.71	%	1,005		0.42	%
Changes in unrecognized tax benefits	10,984		3.04	%	13,719		4.34	%	11,185		4.72	%
Tax credits, net of amortization	(3,258)		(0.90)	%	(3,053)		(0.97)	%	(2,192)		(0.92)	%
Other, net	(1,903)		(0.53)	%	355		0.12	%	(2,163)		(0.91)	%
	$	93,393	25.82	%	$	83,882	26.52	%	$	58,413	24.64	%

(1)State taxes in New York and Florida made up the majority of the tax effect in this category.

Schedule of Deferred Tax Assets and Liabilities

The components of deferred tax assets and liabilities were as follows at the dates indicated (in thousands):


	December 31, 2025		December 31, 2024
Deferred tax assets:
Net unrealized loss on investment securities AFS and cash flow hedges	$	66,614	$	99,974
Allowance for credit losses	59,336		59,291
Accrued expenses	18,785		22,267
Lease liability	17,020		18,301
Deferred compensation	13,581		12,225
Other	44,954		44,918



Gross deferred tax assets	220,290		256,976
Deferred tax liabilities:

Lease financing, due to differences in depreciation	47,700		56,818
ROU asset	36,103		34,752
Other	3,869		4,788
Gross deferred tax liabilities	87,672		96,358
Net deferred tax asset	$	132,618	$	160,618

Schedule of Unrecognized Tax Benefits Roll Forward


	December 31, 2025		December 31, 2024		December 31, 2023
Balance, beginning of period	$	401,129	$	383,895	$	369,880
Additions for tax positions related to the current year	3,080		3,023		2,802
Additions for tax positions related to prior periods	94		1,132		708

Reductions due to settlements with taxing authorities	(4)		(485)		(347)
Reductions due to lapse of the statute of limitations	(1,291)		(1,314)		(1,617)
	403,008		386,251		371,426
Interest and penalties	11,895		14,878		12,469
Balance, end of period	$	414,903	$	401,129	$	383,895

Schedule of Cash Flow, Supplemental Disclosures

The income tax paid (net of refunds received) were as follows for the periods indicated (in thousands):


	Years Ended December 31,
	2025		2024		2023
Federal (1)	$	133,000	$	82,000	$	45,873
State	14,755		19,773		2,909
	$	147,755	$	101,773	$	48,782

(1)Includes $85.0 million of a tax deposit payment made during the year ended December 31, 2025.

Income Taxes (Schedule of Effective Income Tax Rate Reconciliation) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2025	Sep. 30, 2025	Jun. 30, 2025	Mar. 31, 2025	Dec. 31, 2024	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Amount
Tax expense calculated at the statutory federal income tax rate									$ 75,967	$ 66,433	$ 49,788
State income taxes, net of federal tax benefit									17,368	12,271	9,389
Tax exempt interest income									(10,804)	(12,072)	(12,845)
FDIC premiums non-deductible									3,573	3,970	4,246
Other									1,466	2,259	1,005
Changes in unrecognized tax benefits									10,984	13,719	11,185
Tax credits, net of amortization									(3,258)	(3,053)	(2,192)
Other, net									(1,903)	355	(2,163)
Provision for income taxes	$ 20,578	$ 26,081	$ 25,138	$ 21,596	$ 23,689	$ 21,734	$ 19,230	$ 19,229	$ 93,393	$ 83,882	$ 58,413
Percent
Tax expense calculated at the statutory federal income tax rate									21.00%	21.00%	21.00%
State income taxes, net of federal tax benefit									4.80%	3.88%	3.96%
Tax exempt interest income									(2.99%)	(3.82%)	(5.42%)
FDIC premiums non-deductible									0.99%	1.26%	1.79%
Other									0.41%	0.71%	0.42%
Changes in unrecognized tax benefits									3.04%	4.34%	4.72%
Tax credits, net of amortization									(0.90%)	(0.97%)	(0.92%)
Other, net									(0.53%)	0.12%	(0.91%)
Provision for income taxes									25.82%	26.52%	24.64%

Insider Trading Policies and Procedures	12 Months Ended
Insider Trading Policies and Procedures	Dec. 31, 2025
Insider Trading Policies and Procedures [Line Items]
Insider Trading Policies and Procedures Adopted	true

Leases - Schedule of Direct or Sales Type Finance Leases (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Schedule of Direct or Sales Type Finance Leases [Abstract]
Sales-type and Direct Financing Leases, Lease Receivable, Payments to be Received	$ 403,831	$ 489,336
Direct Financing Lease, Unguaranteed Residual Asset	2,393	3,112
Sales-type or direct financing lease, gross investment	406,224	492,448
Direct Financing Lease, Deferred Selling Profit	(26,203)	(34,270)
Sales-type and Direct Financing Leases, Lease Receivable, Undiscounted Excess Amount	626	1,001
Sales-type and Direct Financing Leases, Lease Receivable	$ 380,647	$ 459,179

Leases - Operating and Direct Finance Lease Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Operating and Direct Finance Lease Income [Abstract]
Operating Lease, Lease Income	$ 15,658	$ 24,681	$ 47,868
Direct Financing Lease, Lease Income	11,385	15,148	15,643
Lease Income	$ 27,043	$ 39,829	$ 63,511
Operating Lease, Lease Income, Statement of Income or Comprehensive Income [Extensible Enumeration]	Lease financing	Lease financing	Lease financing
Direct Financing Lease, Lease Income, Statement of Income or Comprehensive Income [Extensible Enumeration]	Loans	Loans	Loans

Loans and Allowance for Credit Losses (Schedule of Loans by Risk Rating Category) (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Financing Receivable, Credit Quality Indicator [Line Items]
Loans	$ 24,273,707	$ 24,297,980
Criticized Commercial Portfolio Segment
Financing Receivable, Credit Quality Indicator [Line Items]
Loans	1,198,527	1,383,755
Criticized Commercial Portfolio Segment \| Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans	175,009	262,387
Criticized Commercial Portfolio Segment \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans	674,368	894,754
Criticized Commercial Portfolio Segment \| Substandard Non-Accruing
Financing Receivable, Credit Quality Indicator [Line Items]
Loans	300,903	219,758
Criticized Commercial Portfolio Segment \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans	$ 48,247	$ 6,856

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

+ Details

Condensed Financial Statements of BankUnited, Inc.

12 Months Ended

Dec. 31, 2025

Condensed Financial Statements [Abstract]

Condensed Financial Statements

Condensed financial statements of BankUnited, Inc. are presented below (in thousands):

Condensed Balance Sheets


	December 31, 2025		December 31, 2024
Assets:
Cash and cash equivalents	$	223,220	$	274,350
Marketable equity securities, at fair value	5,734		28,828
Investment in BankUnited, N.A.	3,166,950		3,233,366

Other assets	6,813		7,423
Total assets	$	3,402,717	$	3,543,967
Liabilities and Stockholders' Equity:
Notes payable	$	296,858	$	683,924
Other liabilities	52,030		45,725
Stockholders' equity	3,053,829		2,814,318
Total liabilities and stockholders' equity	$	3,402,717	$	3,543,967

Condensed Statements of Income


	Years Ended December 31,
	2025		2024		2023
Income:
Interest and dividends on investment securities	$	596	$	1,729	$	3,751
Service fees from subsidiary	16,645		16,775		16,749
Equity in earnings of subsidiary	313,639		276,296		225,288
Gain (loss) on investment securities	(588)		1,053		(11,555)
Other	—		—		904
Total	330,292		295,853		235,137
Expense:
Interest on borrowings	28,940		35,765		36,057
Employee compensation and benefits	38,662		34,624		28,271
Other	4,159		4,097		4,995
Total	71,761		74,486		69,323
Income before income taxes	258,531		221,367		165,814
Benefit for income taxes	(9,822)		(11,100)		(12,857)
Net income	$	268,353	$	232,467	$	178,671

Condensed Statements of Cash Flows


	Years Ended December 31,
	2025		2024		2023
Cash flows from operating activities:
Net income	$	268,353	$	232,467	$	178,671
Adjustments to reconcile net income to net cash provided by operating activities:
Equity in undistributed earnings of subsidiaries	161,361		(161,296)		(140,288)
Equity based compensation	20,470		21,573		26,315

Other	9,140		5,046		8,936
Net cash provided by operating activities	459,324		97,790		73,634
Cash flows from investing activities:


Proceeds from sale, maturities and calls of investment securities	22,500		5,000		73,962

Other	—		—		(160)
Net cash provided by investing activities	22,500		5,000		73,802
Cash flows from financing activities:


Dividends paid	(91,903)		(85,513)		(79,091)

Repurchase of common stock	(44,805)		—		(55,154)
Repurchase of senior notes	(388,479)		—		(10,554)
Other	(7,767)		(4,963)		(6,883)
Net cash used in financing activities	(532,954)		(90,476)		(151,682)
Net increase (decrease) in cash and cash equivalents	(51,130)		12,314		(4,246)
Cash and cash equivalents, beginning of period	274,350		262,036		266,282
Cash and cash equivalents, end of period	$	223,220	$	274,350	$	262,036
Supplemental schedule of non-cash investing and financing activities:
Dividends declared, not paid	$	24,078	$	22,176	$	20,706

Dividends received by BankUnited, Inc. from the Bank totaled $475 million, $115 million and $85 million for the years ended December 31, 2025, 2024 and 2023, respectively.

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - UNAUDITED - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Statement of Comprehensive Income [Abstract]
Net income	$ 268,353	$ 232,467	$ 178,671
Unrealized gains (losses) on investment securities available for sale:
Net unrealized holding gains arising during the period	(105,141)	(96,380)	(104,508)
Reclassification adjustment for net gains realized in income	(2,653)	(795)	(1,343)
Net change in unrealized gains (losses) on securities available for sale	102,488	95,585	103,165
Unrealized gains (losses) on derivative instruments:
Net unrealized holding gains arising during the period	4,232	23,453	25,966
Reclassification adjustment for net gains realized in income	(11,774)	(46,158)	(48,647)
Net change in unrealized gains (losses) on derivative instruments	(7,542)	(22,705)	(22,681)
Other comprehensive income	94,946	72,880	80,484
Comprehensive income	$ 363,299	$ 305,347	$ 259,155

Income Taxes Income Taxes (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Effective Income Tax Rate Reconciliation [Line Items]
Tax Credit Carryforward, Amount	$ 27,500
Investment, Proportional Amortization Method, Elected, Amount	106,000	$ 120,000
Investment Program, Proportional Amortization Method, Elected, Commitment	38,000	73,000
Variable Interest Entity, Reporting Entity Involvement, Maximum Loss Exposure, Amount	184,000
Unrecognized Tax Benefits that Would Impact Effective Tax Rate	347,100	345,600	$ 343,800
Unrecognized Tax Benefits, Income Tax Penalties and Interest Accrued	47,800	38,300
Unrecognized Tax Benefits, Income Tax Penalties and Interest Expense, net of tax	$ 9,500	11,900	10,000
Investment, Proportional Amortization Method, Elected, Statement of Financial Position [Extensible Enumeration]	Other assets
Income Tax Paid, Federal, after Refund Received	$ 133,000	82,000	45,873
Income Tax Paid, State and Local, after Refund Received	14,755	19,773	2,909
Income taxes paid, net	147,755	$ 101,773	$ 48,782
State and Local Jurisdiction
Effective Income Tax Rate Reconciliation [Line Items]
Operating Loss Carryforwards	92,900
Tax Credit Carryforward, Amount	$ 65,300
New York State
Effective Income Tax Rate Reconciliation [Line Items]
Income Tax Paid, after Refund Received, State and Local Jurisdictions [Extensible Enumeration]		New York State
New York City
Effective Income Tax Rate Reconciliation [Line Items]
Income Tax Paid, after Refund Received, State and Local Jurisdictions [Extensible Enumeration]		New York City

Condensed Financial Statements of BankUnited, Inc. (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Condensed Financial Statements, Captions [Line Items]
SEC Schedule, 12-04, Cash Dividends Paid to Registrant, Consolidated Subsidiaries	$ (475,000)	$ (115,000)	$ (85,000)

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-X (SX)
-Number 210
-Section 12
-Subsection 04
-Paragraph a
-Publisher SEC

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-X (SX)
-Number 210
-Section 5
-Subsection 04
-Paragraph c
-Subparagraph Schedule I
-Publisher SEC

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-X (SX)
-Number 210
-Section 7
-Subsection 05
-Paragraph c
-Subparagraph Schedule II
-Publisher SEC

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-X (SX)
-Number 210
-Section 9
-Subsection 06
-Publisher SEC

Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 942
-SubTopic 235
-Name Accounting Standards Codification
-Section S99
-Paragraph 2
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477314/942-235-S99-2

Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 235
-SubTopic 10
-Name Accounting Standards Codification
-Section S50
-Paragraph 4
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480738/235-10-S50-4

Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 235
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 3
-Subparagraph (SX 210.12-04(a))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3

Reference 8: http://www.xbrl.org/2003/role/recommendedDisclosureRef
-Topic 810
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 11
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481231/810-10-45-11

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 205
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 7
-Subparagraph (SAB Topic 1.B.2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480922/205-10-S99-7

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Topic 205
-SubTopic 10
-Name Accounting Standards Codification
-Section S50
-Paragraph 2
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481003/205-10-S50-2

+ Details

Loans and Allowance for Credit Losses (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Deferred income	$ 22,000	$ 33,000
Sales-type and Direct Financing Leases, Lease Receivable	380,647	459,179
Payments to acquire loans held-for-investment	326,236	366,197	$ 493,291
Carrying value of securities pledged	15,600,000	15,800,000
Accrued interest receivable	$ 113,000	$ 120,000
Financing Receivable, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]	Other assets
Allowance for credit losses to total loans (in percent)	0.91%	0.92%
Loans past due by 90 days or more	$ 159,000	$ 227,000
Financing receivable, nonaccrual	372,618	250,114
Financing Receivable, Excluding Accrued Interest, after Allowance for Credit Loss	24,053,882	24,074,827
Small business finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans past due by 90 days or more	34,000	33,000
Financing receivable, nonaccrual	37,900	34,300
1-4 single family residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Payments to acquire loans held-for-investment	326,000	366,000	$ 493,000
Commercial \| Maximum
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable credit quality indicator, the value at which relationships are reevaluated at least annually	3,000
Commercial and Industrial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, nonaccrual	238,267	125,226
Commercial and Industrial Portfolio Segment [Member] \| Small business finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans past due by 90 days or more	25,000
Commercial Real Estate Portfolio Segment [Member] \| Small business finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans past due by 90 days or more	9,000
Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, nonaccrual	22,876	23,500
Loans in the process of forclosure	104,000	167,000
US Government Agency Insured Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans in the process of forclosure	96,000	157,000
Financial Asset Acquired with Credit Deterioration [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Excluding Accrued Interest, after Allowance for Credit Loss	$ 32,000	$ 38,000

Investment Securities (Tables)

12 Months Ended

Dec. 31, 2025

Investments, Debt and Equity Securities [Abstract]

Schedule of Available-for-sale Securities Reconciliation



	December 31, 2025
	Amortized Cost		Gross Unrealized				Carrying Value
			Gains		Losses
Investment securities available for sale:
U.S. Treasury securities	$	275,966	$	530	$	(7,843)	$	268,653
U.S. Government agency and sponsored enterprise residential MBS	2,562,702		16,003		(15,678)		2,563,027
U.S. Government agency and sponsored enterprise commercial MBS	576,295		975		(42,907)		534,363
Private label residential MBS and CMOs	2,683,881		2,505		(195,558)		2,490,828
Private label commercial MBS	2,182,983		5,018		(19,891)		2,168,110
Single family real estate-backed securities	227,711		158		(1,977)		225,892
Collateralized loan obligations	780,847		1,315		(1,218)		780,944
Non-mortgage asset-backed securities	59,942		—		(1,177)		58,765
State and municipal obligations	115,193		192		(5,865)		109,520
SBA securities	59,526		26		(1,737)		57,815

	$	9,525,046	$	26,722	$	(293,851)	$	9,257,917


Marketable equity securities							5,734
							$	9,263,651



	December 31, 2024
	Amortized Cost		Gross Unrealized				Carrying Value
			Gains		Losses
Investment securities available for sale:
U.S. Treasury securities	$	214,796	$	165	$	(12,009)	$	202,952
U.S. Government agency and sponsored enterprise residential MBS	2,672,554		3,607		(26,471)		2,649,690
U.S. Government agency and sponsored enterprise commercial MBS	557,489		156		(61,892)		495,753
Private label residential MBS and CMOs	2,491,033		506		(253,493)		2,238,046
Private label commercial MBS	1,822,881		1,836		(40,688)		1,784,029
Single family real estate-backed securities	335,047		108		(8,074)		327,081
Collateralized loan obligations	1,131,088		1,804		(193)		1,132,699
Non-mortgage asset-backed securities	96,865		144		(2,555)		94,454
State and municipal obligations	110,388		13		(6,391)		104,010
SBA securities	74,900		37		(2,235)		72,702

	$	9,507,041	$	8,376	$	(414,001)	$	9,101,416


Marketable equity securities							28,828
							$	9,130,244

Investments Classified by Contractual Maturity Date

At December 31, 2025, contractual maturities of investment securities available for sale, adjusted for anticipated prepayments when applicable, were as follows (in thousands):


	Amortized Cost		Fair Value
Due in one year or less	$	858,912	$	843,544
Due after one year through five years	5,456,406		5,378,706
Due after five years through ten years	2,225,493		2,131,665
Due after ten years	984,235		904,002
	$	9,525,046	$	9,257,917

Gain on Investment Securities, net

The following table provides information about gains (losses) on investment securities for the periods indicated (in thousands):


	Years Ended December 31,
		2025		2024		2023

Gross realized gains on investment securities AFS		$	3,972	$	1,277	$	1,862
Gross realized losses on investment securities AFS		(387)		(203)		(47)
Net realized gain		3,585		1,074		1,815

Net gain (loss) on marketable equity securities recognized in earnings		(588)		1,053		(11,867)

Gain (loss) on investment securities, net		$	2,997	$	2,127	$	(10,052)

Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value


	December 31, 2025

	Less than 12 Months				12 Months or Greater				Total
	Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Fair Value		Unrealized Losses
U.S. Treasury securities	$	125,467	$	(825)	$	97,812	$	(7,018)	$	223,279	$	(7,843)
U.S. Government agency and sponsored enterprise residential MBS	128,974		(471)		637,536		(15,207)		766,510		(15,678)
U.S. Government agency and sponsored enterprise commercial MBS	36,046		(140)		384,952		(42,767)		420,998		(42,907)

Private label residential MBS and CMOs	83,348		(101)		1,897,018		(195,457)		1,980,366		(195,558)
Private label commercial MBS	134,630		(134)		424,672		(19,757)		559,302		(19,891)
Single family real estate-backed securities	—		—		151,818		(1,977)		151,818		(1,977)
Collateralized loan obligations	37,511		(305)		60,791		(913)		98,302		(1,218)
Non-mortgage asset-backed securities	44,173		(298)		14,592		(879)		58,765		(1,177)
State and municipal obligations	12,125		(189)		47,255		(5,676)		59,380		(5,865)
SBA securities	—		—		54,222		(1,737)		54,222		(1,737)

	$	602,274	$	(2,463)	$	3,770,668	$	(291,388)	$	4,372,942	$	(293,851)


	December 31, 2024
	Less than 12 Months				12 Months or Greater				Total
	Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Fair Value		Unrealized Losses
U.S. Treasury securities	$	126,710	$	(3,195)	$	40,791	$	(8,814)	$	167,501	$	(12,009)
U.S. Government agency and sponsored enterprise residential MBS	895,759		(5,474)		936,106		(20,997)		1,831,865		(26,471)
U.S. Government agency and sponsored enterprise commercial MBS	55,431		(1,545)		394,735		(60,347)		450,166		(61,892)

Private label residential MBS and CMOs	147,700		(954)		2,040,335		(252,539)		2,188,035		(253,493)
Private label commercial MBS	44,000		(302)		1,199,150		(40,386)		1,243,150		(40,688)
Single family real estate-backed securities	—		—		301,973		(8,074)		301,973		(8,074)
Collateralized loan obligations	336,924		(189)		7,726		(4)		344,650		(193)
Non-mortgage asset-backed securities	—		—		71,789		(2,555)		71,789		(2,555)
State and municipal obligations	15,765		(148)		54,820		(6,243)		70,585		(6,391)
SBA securities	—		—		67,880		(2,235)		67,880		(2,235)

	$	1,622,289	$	(11,807)	$	5,115,305	$	(402,194)	$	6,737,594	$	(414,001)

Loans and Allowance for Credit Losses Loans and Allowance for Credit Losses (Gross Charge-Offs by Year of Origination) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Line Items]
2025	$ 10,689
2024	10,817
2023	11,757
2022	16,881
2021	2,988
Prior to 2021	13,049
Revolving Loans	14,829
Total	81,010	$ 59,950	$ 35,014
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
2025	0
2024	0
2023	0
2022	3,519
2021	2,983
Prior to 2021	12,030
Revolving Loans	0
Total	18,532
Commercial and Industrial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
2025	10,689
2024	10,817
2023	11,757
2022	13,154
2021	5
Prior to 2021	1,019
Revolving Loans	14,829
Total	62,270
1-4 single family residential
Financing Receivable, Allowance for Credit Loss [Line Items]
2025	0
2024	0
2023	0
2022	208
2021	0
Prior to 2021	0
Revolving Loans	0
Total	$ 208

Cover - USD ($)	12 Months Ended
Cover - USD ($)	Dec. 31, 2025	Feb. 24, 2026	Jun. 30, 2025
Cover [Abstract]
Documents Incorporated by Reference	DOCUMENTS INCORPORATED BY REFERENCE: Portions of the registrant's definitive proxy statement for the 2026 annual meeting of stockholders are incorporated by reference in this Annual Report on Form 10-K in response to Part II. Item 5 and Part III. Items 10, 11, 12, 13 and 14.
Document Information [Line Items]
Document Type	10-K
Document Annual Report	true
Document Transition Report	false
Document Period End Date	Dec. 31, 2025
Entity File Number	001-35039
Entity Registrant Name	BankUnited, Inc.
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	27-0162450
Entity Address, Address Line One	14817 Oak Lane
Entity Address, City or Town	Miami Lakes
Entity Address, State or Province	FL
Entity Address, Postal Zip Code	33016
City Area Code	305
Local Phone Number	569-2000
Entity Well-known Seasoned Issuer	Yes
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Emerging Growth Company	false
Entity Small Business	false
ICFR Auditor Attestation Flag	true
Document Financial Statement Error Correction [Flag]	false
Entity Shell Company	false
Entity Public Float			$ 2,643,515,369
Entity Common Stock Shares Outstanding		73,638,610
Entity Central Index Key	0001504008
Document Fiscal Year Focus	2025
Document Fiscal Period Focus	FY
Amendment Flag	false
Current Fiscal Year End Date	--12-31
NEW YORK STOCK EXCHANGE, INC.
Document Information [Line Items]
Title of 12(b) Security	Common Stock, $0.01 Par Value
Trading Symbol	BKU
Security Exchange Name	NYSE

CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY - UNAUDITED (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Statement of Stockholders' Equity [Abstract]
Common stock dividends declared (in dollars per share)	$ 1.24	$ 1.16	$ 1.08

Commitments and Contingencies

12 Months Ended

Dec. 31, 2025

Commitments and Contingencies Disclosure [Abstract]

Commitments and Contingencies

Note 15 Commitments and Contingencies

The Company issues off-balance sheet financial instruments to meet the financing needs of its customers. These financial instruments include commitments to fund loans, unfunded commitments under existing lines of credit, and commercial and standby letters of credit. These commitments expose the Company to varying degrees of credit and market risk which are essentially the same as those involved in extending loans to customers, and are subject to the same credit policies used in underwriting loans. Collateral may be obtained based on the Company’s credit evaluation of the counterparty. The Company’s maximum exposure to credit loss is represented by the contractual amount of these commitments.

Commitments to fund loans

These are agreements to lend funds to customers as long as there is no violation of any condition established in the contract. Commitments to fund loans generally have fixed expiration dates or other termination clauses and may require payment of a fee. Many of these commitments are expected to expire without being funded and, therefore, the total commitment amounts do not necessarily represent future liquidity requirements.

Unfunded commitments under lines of credit

Unfunded commitments under lines of credit include commercial and commercial real estate lines of credit to existing customers, for many of which additional extensions of credit are subject to borrowing base requirements. Some of these commitments may mature without being fully funded, so may not necessarily represent future liquidity requirements.

Commercial and standby letters of credit

Letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. These letters of credit are primarily issued to support trade transactions or guarantee arrangements. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers.

Total lending related commitments outstanding at December 31, 2025 were as follows (in thousands):


Commitments to fund loans	$	145,009

Unfunded commitments under lines of credit	5,234,926
Commercial and standby letters of credit	192,713
	$	5,572,648

Legal Proceedings

The Company is involved in various legal actions arising in the normal course of business. In the opinion of management, based upon advice of legal counsel, the likelihood is remote that the adverse impact of these proceedings, either individually or in the aggregate, would be material to the Company’s consolidated financial position, results of operations or cash flows.

Equity Based Compensation (Schedule of Compensation Costs Related to Equity Based Awards) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
APIC, Share-based Payment Arrangement, Increase for Cost Recognition [Abstract]
Share-based Payment Arrangement, Expense	$ 32,792	$ 31,096	$ 24,554
Share-based Payment Arrangement, Expense, Tax Benefit	(8,526)	(8,085)	(6,384)
Share-based Payment Arrangement, Expense, after Tax	24,266	23,011	18,170
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Payment Arrangement, Expense	32,792	31,096	24,554
Share-based Payment Arrangement, Expense, Tax Benefit	(8,526)	(8,085)	(6,384)
Share-based Payment Arrangement, Expense, after Tax	24,266	23,011	18,170
Unvested and restricted share awards [Member]
APIC, Share-based Payment Arrangement, Increase for Cost Recognition [Abstract]
Share-based Payment Arrangement, Expense	15,362	16,237	16,122
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Payment Arrangement, Expense	15,362	16,237	16,122
RSU and PSU Awards [Member]
APIC, Share-based Payment Arrangement, Increase for Cost Recognition [Abstract]
Share-based Payment Arrangement, Expense	10,641	7,244	3,351
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Payment Arrangement, Expense	10,641	7,244	3,351
Incentive Compensation Arrangements [Member]
APIC, Share-based Payment Arrangement, Increase for Cost Recognition [Abstract]
Share-based Payment Arrangement, Expense	6,789	7,615	5,081
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Payment Arrangement, Expense	$ 6,789	$ 7,615	$ 5,081

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 718
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (f)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480429/718-10-50-2

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 718
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Reference 3: http://www.xbrl.org/2003/role/disclosureRef
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Reference 4: http://www.xbrl.org/2003/role/disclosureRef
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+ Details